What is the American Express Platinum Shopping Protection?

American Express offers protection for Eligible Cards used to make Covered Purchases for up to 90 days from the purchase date. You may be eligible for up to $10,000 per Covered Purchase, which can total up to $50,000 of protection annually. Important exclusions and restrictions apply.

Wellness and Shopping With the American Express Platinum Card®

5 Min Read | Last updated: July 17, 2026

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The Platinum Card^® offers benefits to empower your wellness journey and elevate your routine, including the Equinox Credit, lululemon credit, and Oura Ring Credit.

At-A-Glance

The Platinum Card^® offers benefits that can empower your wellness journey and elevate your routine.
This includes statement credits and offers that are tied to health and wellness, including a $300 lululemon credit, a $200 Oura Ring Credit, up to $300 in Equinox statement credits, and more.
Enroll your Platinum Card explore Amex Offers to unlock even more rewards on the brands you love by regularly checking for new curated offers.

You can access over $3,500 in annual value when you make eligible purchases across travel, entertainment, and other benefits. Terms apply.

Whether you’re committing to a new fitness routine, finding new ways to carve out balance in your life, or looking to spend more time in nature, even small steps can help your health and wellness. How we care for ourselves can help us look and feel our best.

Platinum Card^® Membership is one more way you can empower your wellness journey and elevate your routine. With benefits including a $300 Lululemon Credit, $200 Oura Ring Credit, $155 Walmart+ Credit, and $300 Equinox Credit, you can shop smart and live well with your Platinum Card, no matter where you are in your wellness journey.

The Platinum Card Shopping and Wellness Benefits

The Platinum Card offers a range of statement credits across shopping and wellness categories, including:

$300 lululemon Credit
The right workout gear can help you look and feel your best. Whether you’re looking to elevate your workout routine with some new gear or purchase some new outfits for an upcoming trip, the Platinum Card’s new lululemon statement credit can help you move through your day in lululemon apparel designed for where life takes you. With the $300 lululemon Credit, you can get up to $75 in statement credits each quarter when you use the Platinum Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.
$155 Walmart+ Credit
Make everyday convenience more rewarding when you use the Platinum Card to pay for your monthly Walmart+ membership. A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges.¹
$200 Oura Ring Credit
Track your sleep, activity, recovery, and more with Oura Ring. Receive up to $200 in statement credits when you use the Platinum Card to purchase an Oura Ring at ouraring.com each calendar year. Enrollment required.
$300 Equinox Credit
Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card to pay for an Equinox club membership or an Equinox+ digital subscription, subject to auto-renewal. Enrollment required. §

Simply use your Platinum Card to pay for an Equinox+ digital subscription or Equinox Club Membership Fees (memberships are subject to auto-renewal).

Visit https://platinum.equinox.com/ to enroll.

Enjoy Amex Offers With Your Platinum Card

As an American Express Card Member, you can make your everyday purchases go further with Amex Offers, curated just for you across categories including retail, travel, dining, and more. Using your Platinum Card on eligible purchases can help you earn rewards for the experiences and products you love.

Simply log in through the Amex App or at americanexpress.com and explore curated offers designed especially for you.

Here’s how it works:

Explore offers from your favorite brands.
Add them to your Platinum Card and get rewarded when you use your eligible Card on qualifying purchases.
Earn rewards.
Spend on qualifying purchases to earn rewards like Membership Rewards^® points and statement credits with your Platinum Card.
Check back in often.
With new offers regularly added, check back in regularly to see what’s new.

Enrollment is required and may be limited. Terms Apply.

Frequently Asked Questions

Sometimes the unexpected happens. But Purchase Protection² can help protect Covered Purchases for up to 90 days from the Covered Purchase date made on your Eligible Card when they're accidentally damaged, stolen, or lost.*

*Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.

To enroll in the wellness benefits that come with your American Express Platinum Card—such as the lululemon, Oura Ring, Equinox and Walmart+ credits—you must first log in to your American Express account. From there, navigate to the “Amex Offers & Benefits” section and select the available wellness offers. Each benefit requires individual enrollment before you can begin earning statement credits on eligible purchases. Be sure to check the terms for each offer, including enrollment deadlines and eligible merchants.

The Takeaway

The Platinum Card can help you elevate your routine and wellness journey with statement credits and offers that are tied to health and wellness, including a $300 lululemon credit, a $200 Oura Ring Credit, and up to $300 in Equinox statement credits.

¹ “Walmart+ Monthly Membership Credit,” American Express

² Purchase Protection is underwritten by AMEX Assurance Company. Subject to additional terms, conditions and exclusions. For full Terms and Conditions, see americanexpress.com/PPterms. If You have any questions about a specific item, please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.

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Liv Gillespie is a Philadelphia-based writer with a double M.A. in English Linguistics & Literature and Secondary Education. Her work focuses on personal finance.

All Credit Intel content is written by freelance authors and commissioned and paid for by American Express.

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