American Express Credit Cards are designed to fit right into your lifestyle. We understand you, your life and your aspirations, which enables us to offer you the best Credit Card for your financial needs.
A Credit Card lets you pay for your purchases without cash. Credit Cards offer a line of credit or loan that allows you to make purchases and pay back the amount later. If you fail to pay the balance due in full by
the payment due date, you’re charged an interest on the amount owed.
A Credit card is an excellent way to manage your finances and makes it easier to avoid financial frauds. Credit cards make it easier to pay for your purchases, along with being a lifestyle partner that always has your back.
You can gain incredible spending flexibility by using credit cards. You can buy now and pay later; manage your spending more carefully and even withdraw cash in case of an emergency* as well.
Convert your purchases to EMI
Your next big purchase need not burn a hole in your pocket. You have the option of paying your bill in easy EMI with a credit card. You can convert purchases of Rs 5,000 and above into EMI at the point of sale or post-transaction with low-interest rates, absolutely without paperwork, and zero foreclosure charges.
Build your credit history
Responsible usage of your credit card with regular on-time payments can help you build a good credit score. Banks check these credit scores before sanctioning loans to ascertain your trustworthiness. Usage of credit cards does impact your scores and can help you improve them.
We at American Express, strive to help you do more of the things you enjoy, more often. The American Express Credit Cards offer you exciting privileges across shopping, dining, travel, entertainment and more.
Here are some reasons why you should choose an American Express Credit Card.
Owning an American Express Credit Card is a great way to enjoy lifestyle benefits. We offer premium benefits that add value to your credit card expenditure.
Being a Cardmember, you can enjoy curated dining experiences, grab exclusive retail offers or simply rejuvenate at a spa. American Express partners with you at every step of the way with offers across categories like travel, dining, online merchants, retail, wellness and more. Explore offers here
With Amex Offers, you can even explore personalized offers tailored for you. All you have to do is log in into your online account and save the offers you like with a single click.
Get rewarded with one of the most powerful rewards programs where you earn Membership Rewards Points each time1 you spend.
You can redeem your points with a variety of options with our American Express Membership Rewards® Catalogue. Treat yourself across a selection of hand-picked rewards with 500+ redemption options across categories like travel, lodging, electronics, luxury retail, and more.
You can enjoy the flexibility to earn and redeem your points on cards like American Express Platinum® Travel Credit Card, American Express Membership Rewards® Credit Card, American Express SmartEarn® Credit Card.
With the American Express Platinum Reserve® Credit Card you are automatically entitled to use our premium Concierge Service. A dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Whether you are struggling for last minute reservations or simply forgot to send flowers to a special person on your anniversary, with the powerful backing of American Express, you can stay assured. Our team is there to put it all together for you 24X7.
Experience the American Express World Class Service on all our credit cards across the world.
Follow these four simple steps to apply for a new credit card.