Maintain Corporate Account
Role of Authorizing Officers
As representatives of the company, Authorizing Officers (AOs) manage Corporate Accounts and Card Members. For example, an AO’s signature is required when applying for a new Card, appointing a Contact Person(s) or changing contracts.
To change, add or delete AO(s), please submit the "Change of Authorizing Officer Form (PDF)". It is possible for multiple persons to be registered as AOs.
Account limits can be set for each Card Member depending on their use.
Account limits are set at various levels (company, department, individual, etc.) in order to flexibly manage your company's expenses.
Contact the Corporate Services Center in order to update account limits.
If you would like to set a new credit limit by department, contact our Sales Representative.
If you are unclear on the staff member responsible, please contact the Corporate Services Center.
If your employees plan to make an unusually large purchase in Japan, or when travelling overseas, we recommend that they contact us for pre-authorization.
Your monthly cut off date is shown in the table below. Card Members can confirm the date in their Card carrier (the piece of paper that the Card is attached to) or on their monthly Card Statement. Please note that in the event of a payment not being processed by the payment due date, a delinquency fee may be charged.
Please pay your amount either via direct debit from the bank account which you designated, or bank transfer.
If you are making a payment by bank transfer or if for any reason the Direct Debit was unsuccessful, please pay the amount to the American Express bank account below:
Sumitomo Mitsui Banking Corporation
American Express International
Savings Account 2185293
Payments should be made by the date provided on the Card Statement.
In the case of delinquency of payment, the following action will be taken, depending on the numbers of days in arrears after the cut off date (depending on your account for each month).
・ 30 days overdue (or after payment date): Restrictions may be placed on Card use.
・ 60 days overdue: Use of the Card is temporarily suspended until payment is confirmed. In addition, late payment charges equivalent to a monthly 1.10% of amount due are charged (the following applies every month).
・ 90 days overdue: Card is cancelled immediately.
・ 120 days overdue: The matter is reported to a credit information agency.
（This does not apply for some forms of liability. If you are unsure about your company’s agreed liability type, please contact the Corporate Services Center.）
Travel Accident Insurance
The American Express® Corporate Card includes Travel Accident Insurance that pays up to 50 million yen for death or residual disability sustained in Japan (only applicable if transportation ticket or similar item is purchased with the Corporate Card) or overseas (whether the Card is used or not).
For details see the "Travel Accident Insurance Guide (PDF)".
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