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Rates & Fees Information

Personal Cards

The American Express Airpoints Platinum Card

Annual Card Fee

$195 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

19.95% p.a. for Purchases and related fees.

21.95% p.a. Cash Advances and related fees.

The Air New Zealand American Express Platinum Card

The Air New Zealand American Express Platinum Card

Annual Card Fee

$395 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

19.95% p.a. for Purchases and related fees.

21.95% p.a. Cash Advances and related fees.

The American Express Airpoints Card

Annual Card Fee

$0 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

0% p.a. for Purchases and related fees for the first 6 months reverting to 19.95% p.a. thereafter.
21.95% p.a. for Cash advances and related fees.

The American Express Platinum Edge Card

Annual Card Fee

$149 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 19.95% p.a.

21.95% p.a. for Cash Advances and related fees

The Low Rate Credit Card from American Express

Annual Card Fee

$59 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 12.69% p.a

21.95% p.a. for Cash Advances and related fees

The American Express Platinum Card

Annual Card Fee

$1,250 p.a.

Supplementary Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

Business Cards

The American Express Business Card

Annual Card Fee

$55 p.a.

Supplementary Card Fee

$40 p.a.

Annual Percentage Rate

The American Express Gold Business Card

Annual Card Fee

$95 p.a.

Supplementary Card Fee

$70 p.a.

Annual Percentage Rate

Other Rates and Charges

American Express Charge Cards
Express Cash Fee: $2.00 per domestic transaction $5.00 per overseas transaction

Currency Conversion Commission: 2.5% of converted amount

Payment Dishonour Fee: $25

Liquidated Damages: 3.25% or $20 whichever is greater of the overdue amount

Minimum Payment Amount: The full closing balance must be paid by the due date each month, or liquidated damages will be charged.

Record of Charge Fee: $7.50 per copy

Statement Copy Fee: $5.00 per statement

Overseas Statement Mailing Fee: $5.00 per year

Spark Convenience Fee: 2% of the Charge
American Express Credit Cards
Cash Advance Fee: $2.00 per domestic transaction $5.00 per overseas transaction

Currency Conversion Commission: 2.5% of converted amount

Payment Dishonour Fee: $25

Late Payment Fee: 3.25% or $20 whichever is greater of the overdue amount

Minimum Payment Amount: $10 or 3% of the Closing Balance, whichever is greater.

Record of Charge Fee: $7.50 per copy

Statement Copy Fee: $5.00 per statement

Overseas Mailing Fee: $5.00 per year

Spark Convenience Fee: 2% of the Charge

Membership Rewards® Schedule of Fees (GST Inclusive)

The annual fees for participation in the Membership Rewards Programme covering all Linked Accounts are as follows:

Annual Membership Fee
Platinum Charge Complimentary
Platinum Credit Card Complimentary
Corporate Cards Annual fee $75.00 or 10,500 points
All other cards $50.00
Annual Turbo™ enrolment fee


Available to selected Card Members. Charged in addition to the annual Membership Rewards fee.
$99.00
Points purchase
$20.00 = 1,100 Membership Rewards points
Membership Rewards travel booking amendment fee.
$50.00 per amendment
Points Reinstatement Fee (Service Fee)
Telephone $25.00                            
Online $20.00

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