From interest rates to application,
here's everything you need to know about Credit Cards
What is the difference between a Credit, Charge and Debit Card?
Depending on your individual needs and spending habits, it’s important to choose the Card that’s right for you.
How do you apply for a
Credit Card?
The easiest way to apply for an American Express® Credit Card is by completing the online Application. Your Application should take you less than 10 minutes to complete.
How do Credit Card limits work?
A credit limit is the maximum balance that you can have on your Card at any time, including your purchases, interest charges, and fees.
How do we charge interest?
Interest is applied to your closing balance at the end of every day, and then totalled up to calculate your monthly statement balance.
What fees do you pay?
Depending on the Card you apply for, your fees may include an annual Card fee or other service fees.
Where is American Express accepted?
American Express is welcomed at tens of thousands of Merchants around New Zealand. That means you can use your American Express Credit Card to pay for purchases, both big and small.
Whether you’re just getting started, looking to pay a bill, use Membership Rewards points or keep track of your spending, here’s how to get the most out of your Credit Card.
Airpoints™
Earn Airpoints
Dollars™ fast
Rewards
Earn points from
everyday spending
Platinum
Premium benefits
and services
No Annual Fee
Card Member benefits
with no annual fee
As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.
