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Rates & Fees Information

 


 

Personal Cards


The American Express Airpoints Platinum Card

Annual Card Fee

$195 p.a.

Additional Card Fee 

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

19.95% p.a. for Purchases and related fees.

 

21.95% p.a. Cash Advances and related fees.


The American Express Airpoints Platinum Reserve Card 

Annual Card Fee

$395 p.a.

Additional Card Fee 

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

19.95% p.a. for Purchases and related fees.

 

21.95% p.a. Cash Advances and related fees.


The American Express Airpoints Card

Annual Card Fee

$0 p.a.

Additional Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

0% p.a. for Purchases and related fees for the first 6 months reverting to 19.95% p.a. thereafter.

 

21.95% p.a. for Cash Advances and related fees.


The American Express Platinum Edge Card

Annual Card Fee

$149 p.a.

Additional Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 19.95% p.a.

 

21.95% p.a. for Cash Advances and related fees.


The Low Rate Credit Card from American Express

Annual Card Fee

$59 p.a.

Additional Card Fee

$0 (applicable for the first 4 Supplementary Cards)

Annual Percentage Rate

2.99% p.a. introductory rate on purchases and related fees for first 6 months reverting to 12.69% p.a

 

21.95% p.a. for Cash Advances and related fees


The American Express Platinum Card

Annual Card Fee

$1,250 p.a.

Additional Card Fee

$0 (applicable for the first 4 Supplementary Cards)


The American Express Gold Card

Annual Card Fee

$95 p.a.

Additional Card Fee

$70 p.a.    


The American Express Green Card

Annual Card Fee

$55 p.a.

Additional Card Fee

$40 p.a.

 

 


 

Business Cards

 


The American Express Business Card

Annual Card Fee

$55 p.a

Supplementary Card Fee

$40 p.a.


The American Express Gold Business Card

Annual Card Fee

$95 p.a.

Supplementary Card Fee

$70 p.a.

 

 


 

Other Rates and Charges

 


American Express Charge Cards

Express Cash Fee: $2.00 per domestic transaction $5.00 per overseas transaction

 

Currency Conversion Commission: 2.5% of converted amount

 

Payment Dishonour Fee: $25

 

Liquidated Damages: 3.25% or $20 whichever is greater of the overdue amount

 

Minimum Payment Amount: The full closing balance must be paid by the due date each month, or liquidated damages will be charged.

 

Record of Charge Fee: $7.50 per copy

 

Statement Copy Fee: $5.00 per statement

 

Overseas Statement Mailing Fee: $5.00 per year

 

Spark Convenience Fee: 2% of the Charge


American Express Credit Cards

Cash Advance Fee: $2.00 per domestic transaction $5.00 per overseas transaction

 

Currency Conversion Commission: 2.5% of converted amount

 

Payment Dishonour Fee: $25

 

Late Payment Fee: 3.25% or $20 whichever is greater of the overdue amount

 

Minimum Payment Amount: $10 or 3% of the Closing Balance, whichever is greater.

 

Record of Charge Fee: $7.50 per copy

 

Statement Copy Fee: $5.00 per statement

 

Overseas Mailing Fee: $5.00 per year

 

Spark Convenience Fee: 2% of the Charge


 

Membership Rewards® Schedule of Fees (GST Inclusive)

 

The annual fees for participation in the Membership Rewards Programme covering all Linked Accounts are as follows:

 


Annual Membership Fee

Platinum Charge Complimentary
Platinum Credit Card Complimentary
Corporate Cards Annual fee $75.00 or 10,500 points
All other cards $50.00

Annual TurboTM enrolment fee

$99.00

Available to selected Card Members. Charged in addition to the annual Membership Rewards fee.


Points purchase

$20.00 = 1,100 Membership Rewards points


Membership Rewards travel booking amendment fee.

$50.00 per amendment


Points Reinstatement Fee (Service Fee)

Telephone $25.00
Online $20.00