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Let your everyday spend become amazing rewards.
Every time you use your Membership Rewards Credit Card to pay for items you regularly buy, you will earn Membership Rewards points. It makes everything more rewarding, from buying the groceries to paying bills.
What is the American Express Membership Rewards Programme?
Our Membership Rewards loyalty programme rewards Card Members for using their American Express® Card. The more you use your Card, the more Membership Rewards points you can earn. You can then redeem points for travel, gift cards, entertainment experiences and much more.
How can you earn points faster?
Keep an eye out for a Rewards Card that earns points faster, such as the American Express Platinum Edge Credit Card which earns you 3 points per dollar spent at major supermarkets1. It’s just one of the ways you can maximise points and make your Rewards Credit Card work harder for you.
Use your Credit Card to pay for regular items like bills, groceries, petrol, your mobile, dining out or your gym membership.
Add a Supplementary Card Member and all points earned will be credited to your Account.
Where can you use Membership Rewards points?
There are so many ways you can use Membership Rewards points. Redeem points for one-off experiences, travel, gift cards and more of the things you love.
Redeem points for travel with any one of our travel partners.
You can transfer Membership Rewards points to a wide range of premium Airline and Hotel Reward Partner Programmes, on both The American Express Platinum Card and The American Express Platinum Edge Credit Card.
American Express Travel Partners
175 Membership Rewards points = 1 Airpoints Dollar™
2 Membership Rewards points = 1 Qantas Frequent Flyer point
2 Membership Rewards points = 1 KrisFlyer Mile
2 Membership Rewards points = 1 Asia Mile
2 Membership Rewards points = 1 Skywards Mile
2 Membership Rewards points = 1 Velocity point
2 Membership Rewards points = 1 Enrich Mile
1,000 Membership Rewards points = 1,000 Hilton Honors points
1,000 Membership Rewards points = 330 Starpoints
You can also use points to:
Redeem points for Gift Cards
Redeem gift cards from a range of travel, entertainment and retail stores such as Westfield, Bunnings, The Warehouse, Farmers, Harvey Norman, Flight Centre and many more.
Use points for Charges
You can redeem points for credit on your Account.
Shop with Points
Plus, when you Pay with Points, 16,000 Membership Rewards points = $100 worth of goods at Harvey Norman or $88 worth of entertainment at Ticketmaster.
Do Membership Rewards points expire?
No, Membership Rewards points will never expire, as long as your Account is current and in good standing. There is no cap on the amount of points you can earn. You can save Membership Rewards points until you are ready to use them.
An easy way to start
earning rewards
Earn 3 Membership Rewards points
per $1 spent at major supermarkets1
Earn 2 Membership Rewards points
per $1 spent at major petrol stations1
Earn 1 Membership Rewards point
per $1 spent on all other purchases1
Transfer points to any of our seven airline partner rewards programmes2
A premium Card with
first-class rewards
Earn 2 Membership Rewards points
per $1 spent on your Card3
Exclusive Dining Credit*
Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant. Valid twice a year. Exclusions, T&Cs apply.
Receive $200 to spend on travel each year,
which can be redeemed for pre-paid airfares, car hire or hotel bookings through American Express Travel4
Complimentary airport lounge access for you and a guest to over 1,200+ airport lounges across 130 countries5
Complimentary domestic and international Travel Insurance Cover6
Transfer points to any of our seven airline partner programmes2
As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.
Airpoints™
Earn Airpoints
Dollars™ fast
Platinum
Premium benefits
and services
No Annual Fee
Card Member benefits
with no annual fee
Priority Pass. From 1 August 2019, your Priority Pass benefit will be limited to lounge access only. Non-lounge airport experiences in the form of food and beverage credits at restaurants, cafes and bars will no longer be available. To continue to enjoy access to over 1,200 lounges in 130 countries, please visit americanexpress.co.nz/platinumlounges for a list of available lounges. Subject to the Terms and Conditions of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Primary Platinum Card Members and one nominated Additional Platinum Card Member per Account are eligible for Priority Pass membership. At any visit to a Priority Pass lounge that admits guests, you may bring in one guest at no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. Both the Primary and Additional Platinum Card Members must enrol into Priority Pass and may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at prioritypass.com. Please allow 4-6 weeks from enrolment to receive your Priority Pass card and membership package.
Plaza Premium. Platinum Card Members (and supplementary Platinum Card Members) are entitled to complimentary access to the Plaza Premium Lounges. The Platinum Card Member may bring up to 2 guests into the lounge at no additional cost. All lounge access fees for additional guest visits will be charged directly to the Platinum Card Member's Card, and at the prevailing retail rate, per person, per visit. Lounge access to infants under two years of age is complimentary. To access the Plaza Premium Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day or following day boarding pass on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian where there is a self-service bar. Plaza Premium Lounge reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability and is not guaranteed. The full Plaza Premium Lounge Facilities Terms and Conditions are available at https://www.plaza-network.com/terms Facilities, amenities, services and hours of operation may vary among locations and are subject to change. Terms and Conditions are subject to change without prior notice.
Virgin Australia Lounges. Access is complimentary for Basic Platinum Card Member and one complimentary guest only. The Basic Platinum Card Member and guest must be travelling with Virgin Australia domestically. Access is to Virgin Australia-branded lounges in Australia only. Name on boarding pass must match the name on Platinum Card. The Platinum Card Member and guest must present his or her valid Card and same-day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status) to Virgin Australia lounge agents. One guest per Basic Platinum Card Member permitted. Guest must be travelling on same Virgin Australia flights and present boarding pass. All access is subject to space availability. This benefit is subject to change.
Delta Sky Club. The Platinum Card Member must present his or her valid American Express Platinum Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Platinum Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to Terms and Conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit Delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit Delta.com/skyclub.
6. American Express Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card Insurances and policy of insurance between American Express International (NZ), Inc. (Company Number 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the Platinum Card Insurances and Assistance Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.
*Annual Dining Credit. Valid at participating Dining Collection restaurants only. Limited to one $150 credit each defined calendar period, per Platinum Card Account. The defined calendar periods are between 25 February 2021 and 30 June 2021, and between 1 July 2021 and 31 December 2021. From 2022 onwards, the defined calendar periods are between 1 January and 30 June, and between 1 July and 31 December. Limited to a maximum of two credits at a total of $300 each year, per Platinum Card Account. Your Card must be charged prior to the end of each defined calendar period to be eligible for the credit in the defined calendar period. Spend on Additional Cards will count towards the offer. Excludes transactions where you do not spend directly with your Card at a participating Dining Collection restaurant. Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the end of the defined calendar period. Excludes transactions made through a third party establishment or payment processor. Credit is not redeemable for cash or other payment form. Credit will not be applied to your Platinum Card Account if your Card has been suspended or cancelled. Credit may be reversed if your qualifying purchase is refunded or cancelled.