Rewards Credit Cards from American Express

Let your everyday spend become amazing rewards.

Earn points faster from your everyday spend

Every time you use your Membership Rewards Credit Card to pay for items you regularly buy, you will earn Membership Rewards points. It makes everything more rewarding, from buying the groceries to paying bills.

What is the American Express Membership Rewards Programme?

Our Membership Rewards loyalty programme rewards Card Members for using their American Express^® Card. The more you use your Card, the more Membership Rewards points you can earn. You can then redeem points for travel, gift cards, entertainment experiences and much more.

Explore Membership Rewards

How can you earn points faster?

Keep an eye out for a Rewards Card that earns points faster, such as the American Express Platinum Edge Credit Card which earns you 3 points per dollar spent at major supermarkets¹. It’s just one of the ways you can maximise points and make your Rewards Credit Card work harder for you.

More ways to earn points

Use your Credit Card to pay for regular items like bills, groceries, petrol, your mobile, dining out or your gym membership.

Add a Supplementary Card Member and all points earned will be credited to your Account.

Where can you use Membership Rewards points?

There are so many ways you can use Membership Rewards points. Redeem points for one-off experiences, travel, gift cards and more of the things you love.

Travel

Shopping

Gift Cards

More ways to use points

Redeem points for travel with any one of our travel partners.

You can transfer Membership Rewards points to a wide range of premium Airline and Hotel Reward Partner Programmes, on both The American Express Platinum Card and The American Express Platinum Edge Credit Card.

American Express Travel Partners

175 Membership Rewards points = 1 Airpoints Dollar™

2 Membership Rewards points = 1 Qantas Frequent Flyer point

2 Membership Rewards points = 1 KrisFlyer Mile

2 Membership Rewards points = 1 Asia Mile

2 Membership Rewards points = 1 Skywards Mile

2 Membership Rewards points = 1 Velocity point

2 Membership Rewards points = 1 Enrich Mile

1,000 Membership Rewards points = 1,000 Hilton Honors points

1,000 Membership Rewards points = 330 Starpoints

You can also use points to:

Redeem points for Gift Cards
Redeem gift cards from a range of travel, entertainment and retail stores such as Westfield, Bunnings, The Warehouse, Farmers, Harvey Norman, Flight Centre and many more.

Use points for Charges
You can redeem points for credit on your Account.

Shop with Points
Plus, when you Pay with Points, 16,000 Membership Rewards points = $100 worth of goods at Harvey Norman or $88 worth of entertainment at Ticketmaster.

Do Membership Rewards points expire?

No, Membership Rewards points will never expire, as long as your Account is current and in good standing. There is no cap on the amount of points you can earn. You can save Membership Rewards points until you are ready to use them.

Cards that make life more rewarding

An easy way to start
earning rewards

The American Express^®
Platinum Edge
Credit Card

Earn 3 Membership Rewards points
per $1 spent at major supermarkets¹

Earn 2 Membership Rewards points
per $1 spent at major petrol stations¹

Earn 1 Membership Rewards point
per $1 spent on all other purchases¹

Transfer points to any of our seven airline partner rewards programmes²

Full Card benefits

A premium Card with
first-class rewards

The American Express
Platinum Card^®

Earn 2 Membership Rewards points
per $1 spent on your Card²

Exclusive Dining Credit³
Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant³. Valid twice a year. Exclusions, T&Cs apply.

Receive $200 to spend on travel each year,
which can be redeemed for pre-paid airfares, car hire or hotel bookings through American Express Travel⁴

Full Card benefits

Membership that gives you more

As an American Express Card Member you can take advantage of more travel benefits, richer rewards and outstanding service, plus 24/7 Global Support.

Explore Membership benefits

Explore our Personal Cards

Airpoints™

Earn Airpoints
Dollars™ fast

Platinum

Premium benefits
and services

No Annual Fee

Card Member benefits
with no annual fee

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Learn about Credit Cards

Learn about Credit Cards

Managing your Card

Managing your Card

Terms and Conditions

Subject to the Terms and Conditions of the Membership Rewards Programme available at membershiprewards.co.nz. Participating retailers include the following merchants who have been classified as "major supermarkets": Countdown, Countdown Online, Farro Fresh, FreshChoice, New World, Nosh, PAK'nSAVE and SuperValue. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Caltex, GAS (Gasoline Alley Services), Gull, Mobil, Shell and Z. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in New Zealand.
Subject to the Terms and Conditions of the Membership Rewards Programme available here.

Annual Dining Credit. Valid at participating Dining Collection restaurants only. Limited to one $150 credit each defined calendar period, per Platinum Card Account. The defined calendar periods are between 25 February 2021 and 30 June 2021, and between 1 July 2021 and 31 December 2021. From 2022 onwards, the defined calendar periods are between 1 January and 30 June, and between 1 July and 31 December. Limited to a maximum of two credits at a total of $300 each year, per Platinum Card Account. Your Card must be charged prior to the end of each defined calendar period to be eligible for the credit in the defined calendar period. Spend on Additional Cards will count towards the offer. Excludes transactions where you do not spend directly with your Card at a participating Dining Collection restaurant. Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the end of the defined calendar period. Excludes transactions made through a third party establishment or payment processor. Credit is not redeemable for cash or other payment form. Credit will not be applied to your Platinum Card Account if your Card has been suspended or cancelled. Credit may be reversed if your qualifying purchase is refunded or cancelled. Visit here for more details on the Dining Collection restaurants.

$200 Travel Credit. Card Members are eligible for one $200 Travel Credit per year on annual Card fee renewal date. The $200 Travel Credit can be redeemed against any single eligible travel booking when booking online through americanexpress.co.nz/travel or by phone through your Platinum Travel Service. If the full Travel Credit amount is not redeemed against a single travel booking then the remaining amount will be forfeited. The Travel Credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the $200 contributed by American Express. There is no refund on the $200 credit. If a booking has been cancelled the Travel Credit for that year will be forfeited. Changes to bookings are permitted subject to supplier terms and conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the Travel Credit. Travel Credit redemptions made through americanexpress.co.nz/travel or by phone, is applicable to eligible Flight, Hotel and Car Hire bookings only. The credit may not be used towards Hotel and Car Hire bookings that are reserved on the American Express Travel website where payment is made directly to the supplier (e.g. Fine Hotels + Resorts).

Rewards Credit Cards from American Express

Earn points faster from your everyday spend

Cards that make life more rewarding

The American Express®Platinum EdgeCredit Card

The American ExpressPlatinum Card®

Membership that gives you more

Explore our Personal Cards

Learn about Credit Cards

Managing your Card

The American Express^®
Platinum Edge
Credit Card

The American Express
Platinum Card^®