The American Express Singapore Airlines KrisFlyer Ascend Credit Card
Applicant must be over 21 years of age. Supplementary Card applicants should be over 18 years of age.
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Offer for Existing Card Members
Receive up to 20,000 bonus KrisFlyer miles*:
- 10,000 bonus KrisFlyer miles with annual fee payment of S$397.85 (incl. of 9% GST) and min. spending of S$8,000 spend in first 6 months of Card approval.
- 10,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership.
Offer ends 31 January 2027. T&Cs apply.
Documents required for Card application.
Each Card Member is allowed to hold only 1 American Express Singapore Airlines Credit Card. For existing American Express Singapore Airlines KrisFlyer Credit Card customers who apply for The American Express Singapore Airlines KrisFlyer Ascend Credit Card, your existing American Express Singapore Airlines KrisFlyer Credit Card and existing Supplementary Card(s) will be automatically cancelled and upgraded upon approval of your application. You will need to reapply for the Supplementary Credit Card(s) on your new Card. If you are on recurring payment arrangements, such as GIRO, you will need to contact your respective service providers and provide your new Card number.
By accepting this upgrade offer, Card Member agrees that The American Express Singapore Airlines KrisFlyer Credit Card benefit of “S$150 Cashback at Singapore Airlines” will be nulled and will not be transferred over to The American Express Singapore Airlines KrisFlyer Ascend Credit Card. However, the KrisFlyer miles earned through out Account Membership will remain and be transferred to The American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Featured Benefits
Fast track to KrisFlyer Elite Gold
membership tier
For a limited time, enjoy a faster, more
flexible way to reach KrisFlyer Elite Gold status when you spend S$15,000,
including min. S$5,000 of eligible spend with Singapore Airlines Group, with
the remainder on eligible purchases. T&Cs apply.
Complimentary stay at Hilton
properties each year
Kick-start your travels with an
unforgettable complimentary night each year at participating Hilton properties
in Asia Pacific and complimentary upgrade to Hilton Honors Silver status.
KrisFlyer Miles Redemption Voucher
worth 18,000 KrisFlyer miles
Receive a Foreign Spend Miles Redemption
Voucher for 18,000 KrisFlyer miles, available to use for your next eligible
redemption booking, when you spend the equivalent of S$10,000 or more in
foreign currency between 1 November 2025 and 31 October 2026 (both dates
inclusive).
3 Members Invite – worth 45,000
KrisFlyer miles for your next flight
Every calendar year, you’ll receive 3
Member Invites to invite your friends to American Express – unlocking the
highest available offer for them if they are new to American Express, while you
are rewarded with 45,000 KrisFlyer miles for your next flight.
Card Benefits and Privileges**
Accelerated upgrade to KrisFlyer Elite Gold membership tier
Spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold membership tier.
For a Limited Time:
Enjoy a more flexible way to qualify for KrisFlyer Elite Gold status. From now till 16 December 2026, simply spend S$15,000 on eligible purchases, including a minimum of S$5,000 with Singapore Airlines Group, to receive an upgrade to KrisFlyer Elite Gold membership tier.
Benefits of KrisFlyer Elite Gold membership:
- Additional 20kg check-in allowance
- Worldwide access to SilverKris Lounges and over 1,000 Star Alliance Lounges. KrisFlyer Gold Lounge access at Changi Airport in Singapore
- Priority baggage handling
- Priority airport check-in
- Priority boarding, even in Economy Class
Eligible spend with Singapore Airlines Group refer to:
- Singapore Airlines flight bookings originating from Singapore which are purchased in Singapore Dollars directly from Singapore Airlines Limited through singaporeair.com (including qualifying purchases via Pay Small), the SingaporeAir mobile app, or phone bookings.
- Scoot flight bookings originating from Singapore which are purchased in Singapore Dollars directly from Scoot Pte Ltd through flyscoot.com and/or the Scoot mobile app.
- KrisShop^ eligible purchases in Singapore Dollars at KrisShop onboard Singapore Airlines flights, and directly online at krisshop.com. KrisShop terms and conditions apply. Please visit www.krisshop.com/en/page/platform-and-sale-terms for terms and conditions.
- Pelago^ eligible bookings or purchases in Singapore Dollars at Pelago through pelago.com and the Pelago mobile app. This excludes purchases made via digital wallets such as Google Pay and Apple Pay.
^A maximum of S$1,000 spend at KrisShop or Pelago will count towards the S$5,000 minimum spend with Singapore Airlines Group.
Terms and conditions apply.
KrisFlyer Miles Redemption Voucher worth 18,000 KrisFlyer miles
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency between 1 November 2025 and 31 October 2026 (both dates inclusive). This voucher entitles you to a one-off 18,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.
KrisFlyer Miles Redemption Voucher worth 10,000 KrisFlyer miles
Receive a Renewal Miles Redemption Voucher for 10,000 KrisFlyer miles after American Express receives payment of the renewal annual membership fee each year. This voucher entitles you to a one-off 10,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.
Complimentary one night stay at Hilton properties
Kick-start your travels with an unforgettable complimentary night each year at participating Hilton properties in Asia Pacific.
Complimentary upgrade to Hilton Honors Silver status
Receive exclusive perks at participating Hilton properties in Asia Pacific with a complimentary upgrade to Hilton Honors Silver status. Enrolment is required.
The most convenient way to earn KrisFlyer miles
Enjoy hassle-free conversion as all KrisFlyer miles earned with the American Express Singapore Airlines KrisFlyer Ascend Credit Card are conveniently credited directly into your KrisFlyer account.
Earning KrisFlyer miles on Singapore Airlines Group
Earn 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines and Scoot flight bookings, and KrisShop purchases, with no cap.
Earning KrisFlyer miles on Grab
Earn up to 2 KrisFlyer miles for every S$1 spent on eligible Grab Singapore transactions, up to S$200 spend in each calendar month. Click here for more details.
Earning KrisFlyer miles on Local and Overseas Spend
Earn 1.2 KrisFlyer miles for every S$1 spent on all other eligible purchases, with no cap.
KrisFlyer miles will not be accrued for non-eligible purchases or transactions. Please visit go.amex/sgexclusions for a full list of non-eligible purchases or transactions, which is non-exhaustive and is subject to changes from time to time.
Special Introductory Offer
Purchase Asia Pacific annual multi-trip My Travel Insurance Essential Plan at S$188^ when you apply for your Card online today! Click here to find out more.
^Usual price – S$239 for 0 – 59 years old, S$406 for 60 – 69 years old and S$579 for 70 – 74 years old.
Up to S$1 Million Travel Inconvenience & Travel Accident Benefits
Purchase your travel tickets with your Card and enjoy extra coverage with travel accident insurance up to S$1 million plus Travel Inconvenience & Travel Accident Benefits which covers you for baggage delay, extended baggage delay and flight delay.
You are advised to review the terms and conditions for the Travel Inconvenience & Travel Accident Benefits and whether it meets your travel insurance requirements. Kindly refer to the full set of Travel Insurance Terms and Conditions here. You may wish to purchase additional personal travel insurance for a more comprehensive coverage.
Exclusive Hertz privileges worldwide
Enjoy Hertz Gold Plus Rewards® loyalty programme and a range of exclusive benefits** at over 10,000 locations in 145 countries worldwide:
- Up to 10% off worldwide rentals.
- One-car-class upgrade, subjected to availability.
- Add an additional driver for free.
Local and worldwide acceptance
Your American Express Singapore Airlines KrisFlyer Ascend Credit Card is widely accepted at thousands of leading service establishments in Singapore and millions around the world.
24-hour Customer Care Professional and Global Assist
Have a question or a request? Or perhaps something unexpected happens when you travel overseas? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 392 2000 (Within Singapore only) or +65 6392 2000 (For International use).
Emergency Card Replacement
Emergency Card Replacement within one business day, virtually anywhere in the world.
Complete Fraud Protection Guarantee
Shop with confidence. American Express will not hold you responsible for any unauthorised charges on your Credit Card, both online and offline.
Cashflow Management
With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card’s benefits.
Extra Spending Power
With a higher credit limit, you can continue to earn more rewards and get more out of your Card – apply online for a credit limit increase at your convenience.
More KrisFlyer miles with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express – unlocking the highest available offer for them if they are new to American Express.
The total value of your 3 Member Invites is worth 45,000 KrisFlyer miles – 15,000 KrisFlyer miles for each approved friend that is new to American Express.
In total, that’s enough for a return flight to Shanghai, China1.
Find out more here.
1Redemption based on Singapore Airlines Economy Saver Awards. This information is correct as of June 2026.
Ready to Apply?
The American Express Singapore Airlines KrisFlyer Ascend Credit Card
Applicant must be over 21 years of age. Supplementary Card applicants should be over 18 years of age.
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Receive up to 20,000 bonus KrisFlyer miles*:
- 10,000 bonus KrisFlyer miles with annual fee payment of S$397.85 (incl. of 9% GST) and min. spending of S$8,000 spend in first 6 months of Card approval.
- 10,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership.
Offer ends 31 January 2027. T&Cs apply.
Documents required for Card application.
Looking to elevate your experience?
The Platinum Card®
Receive up to 120,000 bonus Membership Rewards® points, that’s equivalent to 60,000 KrisFlyer miles, enough to redeem a return flight to Auckland, New Zealand1.
Enjoy Platinum Privileges such as:
✔ Unlimited access for 2 to over 1,550 airport lounges worldwide
✔ Complimentary dining experience for two, available every alternate month
✔ Annual complimentary night stay at local and overseas participating properties
✔ Comprehensive worldwide travel insurance for you and your immediate family for travel booked with your Card
✔ More points with Member Invites – Receive 3 Member Invites to invite your friends to The Platinum Card and receive 70,000 Membership Rewards points for each approved friend that is new to American Express. The total value of your 3 Member Invites is worth 210,000 Membership Rewards points, equivalent to 105,000 KrisFlyer miles!
Offer ends 31 January 2027. T&Cs apply.
1Redemption is based on Singapore Airlines Economy Saver Award. This information is correct as of June 2026.
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