
Upgrade your Card
Thank you for being a valued American Express® Card Member. We invite you to upgrade your American Express Singapore Airlines KrisFlyer Credit Card and enjoy a limited-time bonus offer.
Upgrade to The American Express Singapore Airlines KrisFlyer Ascend Credit Card and receive a bonus offer of 25,000 KrisFlyer miles or 19,000 KrisFlyer miles and S$100 Dairy Farm Group vouchers. Simply apply for the Card with your choice of reward, make annual fee payment and minimum eligible spending as per below to enjoy this Upgrade Bonus.
Choose your Upgrade Bonus*
Option 1: 25,000 KrisFlyer miles
• 6,000 KrisFlyer miles upon S$500 minimum eligible spending in the first month of Card approval
• 19,000 KrisFlyer miles upon S$3,000 eligible spending in the first 3 months of Card approval
• Annual fee payment of S$340.20 (incl. of 8% GST) / S$343.35 (incl. of 9% GST with effect from 1 Jan 2024) must be made to enjoy this bonus
Option 2: 19,000 KrisFlyer miles +
S$100 Dairy Farm Group vouchers
• S$100 Dairy Farm Group vouchers upon S$500 minimum eligible spending in the first month of Card approval
• 19,000 KrisFlyer miles upon S$3,000 eligible spending in the first 3 months of Card approval
• Annual fee payment of S$340.20 (incl. of 8% GST) / S$343.35 (incl. of 9% GST with effect from 1 Jan 2024) must be made to enjoy this bonus
*Apply and receive approval by 31 December 2023 to be eligible for above mentioned Upgrade Bonus.
The KrisFlyer miles will be credited to your account and Dairy Farm Group vouchers will be emailed to you approximately 10 weeks after the annual fee payment and minimum eligible spending is made. Dairy Farm Group vouchers can be used across the following brands under the Dairy Farm Group (Giant, Cold Storage, Jasons, Market Place, Guardian, and 7-Eleven). Dairy Farm Group vouchers terms and conditions apply that are subject to change as per the discretion of Dairy Farm Group.
Note: Upon successful upgrade to the American Express Singapore Airlines KrisFlyer Ascend Credit Card, your existing American Express Singapore Airlines KrisFlyer Credit Card and existing Supplementary Card(s) will be automatically cancelled. You will need to reapply for the Supplementary Credit Card(s) on your new Card. If you are on recurring payment arrangements, such as GIRO, you will need to contact your respective service providers and provide your new Card number. Click here for more information.
By accepting this upgrade offer, Card Member agrees that The American Express Singapore Airlines KrisFlyer Credit Card benefit of “S$150 Cashback at Singapore Airlines” will be nulled and will not be transferred over to The American Express Singapore Airlines KrisFlyer Ascend Credit Card. However, the KrisFlyer miles earned through out Account Membership will remain and be transferred to The American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Card Benefits and Privileges

COMPLIMENTARY AIRPORT LOUNGE ACCESS
Four complimentary access each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world.

COMPLIMENTARY NIGHT STAY AT HILTON
One night each year at participating Hilton properties in Asia Pacific and complimentary upgrade to Hilton Honors Silver membership tier. Click here to view list of properties.

KRISFLYER ELITE GOLD MEMBERSHIP TIER
Spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold Membership tier.

HASSLE-FREE CONVERSION WITH NO TRANSFER FEE
All KrisFlyer miles earned with your Card are conveniently credited directly into your KrisFlyer account.
SINGAPORE AIRLINES:
2 KRISFLYER MILES
For every S$1 spend on singaporeair.com, SingaporeAir mobile app and KrisShop, with no cap.
GRAB SINGAPORE:
3.2 KRISFLYER MILES
For every S$1 spend on eligible Grab Singapore transactions, up to S$200 each calendar month. Click here for more details.
Travel with a peace of mind with these privileges
- Double KrisFlyer Miles Accural Voucher
- Bonus KrisFlyer miles with Telco Recurring Bill
- Hertz Gold Plus Rewards®
- Local and worldwide acceptance
- Credit Card Fraud Protection Guarantee
- Travel Inconvenience & Travel Accident Benefits
- Emergency Card Replacement
Spend S$15,000 or more on eligible purchases with your Card on singaporeair.com from 1 July 2023 till 30 June 2024 to be rewarded with a Double KrisFlyer Miles Accrual Voucher (capped at 5,000 bonus KrisFlyer miles).
Be rewarded for your telecommunication spend. From 1 March 2021, enjoy 500 bonus KrisFlyer miles on your first telco recurring bill spend at participating merchants. Click here for more details.
Enjoy Hertz Gold Plus Rewards® loyalty programme and a range of exclusive benefits* at over 8,500 participating locations across 150 countries around the world:
- 10% savings on published rates, including Hertz collections
- One car class upgrade (applicable to standard vehicles only and rentals of five or more consecutive days), subject to availability
- Fee-waived additional driver
Your American Express Singapore Airlines KrisFlyer Ascend Credit Card is widely accepted at thousands of leading service establishments in Singapore and millions around the world.
Shop with confidence. American Express will not hold you responsible for any unauthorised charges on your Credit Card, both online and offline.
Purchase your travel tickets with your Card and enjoy extra coverage with travel accident insurance up to S$1 million plus Travel Inconvenience & Travel Accident Benefits which covers you for baggage delay, extended baggage delay and flight delay.
You are advised to review the terms and conditions for the Travel Inconvenience & Travel Accident Benefits and whether it meets your travel insurance requirements. Kindly refer to the full set of Travel Insurance Terms and Conditions here. You may wish to purchase additional personal travel insurance for a more comprehensive coverage.
Emergency Card Replacement within one business day, virtually anywhere in the world.
Enjoy more dining, retail, travel, and entertainment promotions with your Card
- My VoyageGuard Travel InsuranceSM
- Card Member Promotions in Singapore
Purchase Asia Pacific annual multi-trip My Travel Insurance Essential plan at S$188* when you apply
for your Card online today! Click here to find out more.
*Usual S$239 for 0-59 years old , S$406 for 60 – 69 years
old and $579 for 70 – 74 years old).
Enjoy special offers and promotions at hundreds of leading establishments in Singapore and millions around the world. Click here to view these promotions.
Local Spend
:
0 KrisFlyer miles
Singapore Airlines and KrisShop / Overseas Spend
:
0 KrisFlyer miles
Grab Spend
:
0 KrisFlyer miles
Total KrisFlyer miles earned
0 KrisFlyer miles
KrisFlyer miles will not be accrued for non-eligible purchases or transactions. Please visit go.amex/sgexclusions for a full list of non-eligible purchases or transactions, which is non-exhaustive and is subject to changes from time to time.
Click here for more details on eligible Grab transactions.
Ready to apply?
Receive 25,000 KrisFlyer miles or 19,000 KrisFlyer miles and S$100 Dairy Farm Group vouchers upon successful upgrade. Card Member Agreement and Benefits and Upgrade Bonus Offer Terms and Conditions apply.
Apply by 31 December 2023. T&Cs apply.
Click one of the buttons below to apply for your preferred Upgrade Bonus offer.
25,000 KrisFlyer miles:
Or,
19,000 KrisFlyer miles and S$100 Dairy Farm Group vouchers:
Note: Upon successful upgrade to the American Express Singapore Airlines KrisFlyer Ascend Credit Card, your existing American Express Singapore Airlines KrisFlyer Credit Card and existing Supplementary Card(s) will be automatically cancelled. You will need to reapply for the Supplementary Credit Card(s) on your new Card. If you are on recurring payment arrangements, such as GIRO, you will need to contact your respective service providers and provide your new Card number. Click here for more information. By accepting this upgrade offer, Card Member agrees that The American Express Singapore Airlines KrisFlyer Credit Card benefit of “S$150 Cashback at Singapore Airlines” will be nulled and will not be transferred over to The American Express Singapore Airlines KrisFlyer Ascend Credit Card. However, the KrisFlyer miles earned through out Account Membership will remain and be transferred to The American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Eligibility
To apply online for the American Express Singapore Airlines KrisFlyer Ascend Credit Card, it's important that:
You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
You agree to the 25,000 Bonus KrisFlyer Miles Upgrade Offer and Multi-Lending Policy Terms and Conditions here
You agree to the American Express Singapore Airlines KrisFlyer Ascend Credit Card Member Agreement and Benefit Terms and Conditions here