• No minimum spend and no earn cap.
  
• Welcome bonus of 3% Cashback: Earn S$150 Cashback on your first S$5,000 spend within the first 6 months.
• Enjoy 1.5% Cashback on subsequent local currency spend. 

Annual Fee of S$171.20 incl. of 7% GST) / S$172.80 (incl. of 8% GST with effect from 1 Jan 2023) waived for the first year.

Minimum income requirement of S$30,000 p.a. for Singapore Citizens and Residents; S$45,000 p.a. for Expatriates.
Card Member Agreement and Benefit Terms and Conditions.