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The American Express® Personal Card
The Iconic Card is back. Own a piece of Heritage.
Card Type
Charge Card
Annual Fee
S$121.12 (incl. of 8% GST with effect from 1 Jan 2023)
Annual Supplementary Card Fee
S$75.70 (incl. of 8% GST with effect from 1 Jan 2023)
Earn Rate
2 Membership Rewards® points for every S$1.60 spent
Key Benefits
The Iconic Charge Card
Enjoy peace of mind from travel and shopping protection included with your Card.
Membership Rewards
Earn Membership Rewards® points for every full S$1.60 spent.
Membership Rewards Programme and Flexible Rewards
Redeem your points with great partners, or simply use them towards eligible Card charges.
Experiences
Enjoy a wide range of shopping, dining, hotel, and entertaiment offers around the world.
Reward Yourself
Earn points and get the rewards you really want.
- Membership Rewards® Programme
- Points do not expire
- Use the points the way you want
Experiences
Enjoy a wide range of shopping, dining, hotel, and entertaiment offers around the world.
- American Express Invites®.
- Live the World with American Express.
Security and World-class Service
As you might expect from us, the service is a little bit special.
- Purchase Protection.
- Travel Accident Insurance.
- Global Assist.
Reward Yourself
Membership Rewards® Programme
Earn 2 Membership Rewards® points for every S$1.60 spent. Enrolment into the Membership Rewards® Programme is required for points to be awarded. You may choose to enrol in one of the following two options:
- Non-Frequent Traveller Option (S$10): Earn Membership Rewards® points towards redeeming dining and shopping rewards.
- Frequent Traveller Option (S$40): Earn Membership Rewards® points towards redeeming dining & shopping rewards, flights and hotel stays.
Points do not expire
Unlike other loyalty programmes, Membership Rewards® points never expire. Furthermore, with no restriction on the number of points you can accumulate, just choose the reward you want and you'll have time to get it, the sky's the limit.
Use points the way you want
From redeeming shopping, travel and entertainment rewards to offseting purchases made on your Card. Use your Membership Rewards® points the way you want it. Visit our Membership Rewards page to find out more ways you can use your points.
Experiences
Live the World
Enjoy Live the World privileges from wherever you are, whether it’s dining with your loved ones or winding down with a relaxing staycation. Click here to find out more.
Security and World-class Service
Purchase Protection up to 90 days*
Whether you're buying online or shopping at your local supermarket, Purchase Protection offers you repair, replacement or reimbursement on eligible purchases made with your Card, that has been damaged or stolen within 90 days of purchase. With coverage up to S$8,000 per item and up to a maximum of S$80,000 per calendar year per Card Member Account.
Travel Accident Insurance*
Purchase your travel ticket with your American Express Personal Charge Card and receive free accidental death and dismemberment insurance while travelling on a public conveyance for up to S$200,000. Eligible for Card Member, spouse and dependent children under 23 years old.
Sometimes, the unexpected happens when you travel overseas. Get immediate advice with our 24/7 global helpline, from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6732 2244 (For International use).
Eligibility
To apply for The American Express Personal Card, it's important that:
Ready to Apply?
The Iconic Card is back. Own a piece of Heritage.
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