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The Platinum Card®

The Platinum Card

PLATINUM PRIVILEGES
Seek the Difference with Platinum
√ Unlimited access to over 1,550 airport lounges worldwide
√ Complimentary dining experience for two, available every alternate month
√ Complimentary night stay at local and overseas participating properties
√ Unlock global elite tier statuses from Marriott Bonvoy™ and local shopping malls
√ Comprehensive worldwide travel insurance for you and your immediate family for travel booked with your Card
√ 3 Member Invites – worth 210,000 Membership Rewards® points, equivalent to 105,000 KrisFlyer miles

Terms & Conditions apply for all mentioned privileges.

Scroll Down To Learn More

The Platinum Card®

The Platinum Card

Upgrade more moments with Platinum

Offer for New and Existing Card Members

Receive up to 200,000 bonus Membership Rewards® points

New to American Express Card Members^:
Receive 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 100,000 KrisFlyer miles in total, enough to redeem a return flight to Los Angeles, USA.


Existing American Express Card Members:
Receive up to 120,000 bonus Membership Rewards points – 60,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 60,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 60,000 KrisFlyer miles in total, enough to redeem a return flight to Auckland, New Zealand.


Valid until 31 January 2027. T&Cs apply.

^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.

Key Information

Card Type
Charge Card
No Interest Charges
Just pay off your balance in full each month
Annual Fee
S$1,744 (incl. of 9% GST)
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.

How You Earn Membership Rewards points

  • 210K

    points worth 105K KrisFlyer miles

    with Member Invites

    Every calendar year, you’ll receive 3 Member Invites to invite your friends to The Platinum Card and be rewarded

  • 10+10

    points per S$1.60 spent

    at Platinum 10Xcelerator Partners

    On your cumulative spend of ≤S$16,000 in a calendar year. Enrolment is required.

    Earn 10 Membership Rewards points for spending in excess of S$16,000.

  • 7

    points per S$1.60 spent

    on foreign currency

    On your first S$15,000 cumulative spend from February 2026 for a period of 12 months.
    Enrolment is required.

  • 5

    points per S$1.60 spent

    on flights

    With Singapore Airlines and Scoot

  • 2

    points per S$1.60 spent

    on all other purchases

    From travel expenses to shopping and dining

All Benefits

More points with Member Invites

Every calendar year, you’ll receive 3 Member Invites to invite your friends to The Platinum Card – unlocking the highest available offer for them if they are new to American Express, while you are rewarded with 210,000 Membership Rewards points (equivalent to 105,000 KrisFlyer miles).

T&Cs apply. Find out more here.

What is a Charge Card?

    Charge Cards allow you to manage your cash flow effectively, increase your spending power and enjoy more financial flexibility.

    Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.

    Eligibility & Important Information

    To apply online for The Platinum Card, it's important that:
    • ✔ You're over 21 years of age. Supplementary Card applicants should be over 18 years of age. 
    • ✔ Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. 
    The Platinum Card

    Ready to Apply?

    Receive up to 200,000 bonus Membership Rewards points, equivalent to 100,000 KrisFlyer miles – 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership if you are new to American Express.

    Valid until 31 January 2027. T&Cs apply.