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The Platinum Card®

The Platinum Card

PLATINUM PRIVILEGES
Seek the Difference with Platinum
√ Unlimited access for 2 to over 1,550 airport lounges worldwide
√ Complimentary night stay at participating hotels like The St. Regis Singapore
√ Unlock hotel elite tier statuses like Marriott BonvoyTM Elite Gold
√ Complimentary access to the members-only Tower Club Singapore
√ Comprehensive worldwide travel insurance for you and your immediate family for travel booked with your Card
√ Earn 140,000 Membership Rewards® points for each friend you invite – up to 3 every year

Terms & Conditions apply for all mentioned privileges.

Scroll Down To Learn More

The Platinum Card®

The Platinum Card

Upgrade more moments with Platinum

Receive 120,000 Membership Rewards® points

with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval if you are new to American Express.

Valid until 27 January 2026.

Offer is only available to applicants who have not held a basic or supplementary consumer Card from American Express in the last twelve (12) months. T&Cs apply.


Did you know?
When you refer friends or family, you can get 140,000 Membership Rewards points for each successful referral – that’s a total of 420,000 Membership Rewards points when you refer 3!

Key Information

Card Type
Charge Card
No Interest Charges
Just pay off your balance in full each month
Annual Fee
S$1,744 (incl. of 9% GST)
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.

How You Earn Membership Rewards points

  • 140K​

    points

    Refer a Friend

    Get 140,000 Membership Rewards points for each successful referral, up to 3 in a calendar year.

  • 10+10

    points per S$1.60 spent

    at Platinum 10Xcelerator Partners

    On your cumulative spend of ≤S$16,000 in a calendar year. Enrolment is required.

    Earn 10 Membership Rewards points for spending in excess of S$16,000.

  • 5

    points per S$1.60 spent

    on flights

    With Singapore Airlines and Scoot

  • 2

    points per S$1.60 spent

    on all other purchases

    From travel expenses to shopping and dining

All Benefits

Refer a Friend, Get Rewarded

Get 140,000​ Membership Rewards points for each successful referral, up to 3 in a calendar year. Find out more here.

What is a Charge Card?

    Charge Cards allow you to manage your cash flow effectively, increase your spending power and enjoy more financial flexibility.

    Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.

    Eligibility & Important Information

    To apply online for The Platinum Card, it's important that:
    • ✔ You're over 21 years of age. Supplementary Card applicants should be over 18 years of age. 
    • ✔ Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment. 
    The Platinum Card

    Ready to Apply?

    Receive 120,000 Membership Rewards points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval if you are new to American Express.

    Valid until 27 January 2026. T&Cs apply.