The Platinum Card®
The Platinum Card®
Upgrade more moments with Platinum
Annual Fee: S$1,744 (incl. of 9% GST)
Welcome Offer for New and Existing Card Members
Receive up to 200,000 Membership Rewards® points
New to American Express Card Members^:
Receive 100,000 Membership Rewards points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval, plus an additional 100,000 Membership Rewards points on your first spend in the 15th month of Card Membership.
Existing American Express Card Members:
Receive 102,000 Membership Rewards points with annual fee payment and min. spending of S$3,000 within first 3 months of Card approval.
Valid until 29 April 2026. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twelve (12) months.
Receive 100,000 Membership Rewards points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval, plus an additional 100,000 Membership Rewards points on your first spend in the 15th month of Card Membership.
Existing American Express Card Members:
Receive 102,000 Membership Rewards points with annual fee payment and min. spending of S$3,000 within first 3 months of Card approval.
Valid until 29 April 2026. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twelve (12) months.
Key Information
Card TypeCharge Card
No Interest ChargesJust pay off your balance in full each month
Annual FeeS$1,744 (incl. of 9% GST)
Supplementary CardsFirst 2 Supplementary Cards fee permanently waived.
How You Earn Membership Rewards points
82K
points
Refer a Friend
Get 82,000 Membership Rewards points for each successful referral, up to 3 in a calendar year.
10+10
points per S$1.60 spent
at Platinum 10Xcelerator Partners
On your cumulative spend of ≤S$16,000 in a calendar year. Enrolment is required.
Earn 10 Membership Rewards points for spending in excess of S$16,000.
7
points per S$1.60 spent
on foreign currency
On your first S$15,000 cumulative spend from February 2026 for a period of 12 months.
Enrolment is required.
5
points per S$1.60 spent
on flights
With Singapore Airlines and Scoot
2
points per S$1.60 spent
on all other purchases
From travel expenses to shopping and dining
Featured Benefits
The American Express Global Lounge Collection®
With The American Express Global Lounge Collection, we give you plenty, including access to more than 1,550 lounges across 500 airports around the world.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
Platinum Private Spaces
Across 2026, look forward to new Platinum private spaces designed to elevate your lifestyle experiences. Step into member-only spaces created for comfort, connection, and memorable experiences:
Enjoy complimentary access to Tower Club Singapore, including its members-only fitness center and a selection of dining venues – an exclusive space to unwind, recharge, and connect in the heart of the city.
Stay connected and be the first to discover what’s new through the Amex Experiences App – your gateway to exclusive concepts and updates as they launch. Because with more to explore, there’s always something to look forward to.
Enjoy complimentary access to Tower Club Singapore, including its members-only fitness center and a selection of dining venues – an exclusive space to unwind, recharge, and connect in the heart of the city.
Stay connected and be the first to discover what’s new through the Amex Experiences App – your gateway to exclusive concepts and updates as they launch. Because with more to explore, there’s always something to look forward to.
Complimentary One Night Stay
Begin your Platinum journey with a welcome escape and celebrate each year of continued membership with a complimentary night at a curated selection of premium hotels — locally or abroad. Every stay is designed as a moment of appreciation, inviting you to indulge in exceptional hospitality and create lasting memories.
Explore the full list of participating properties at go.amex/platstay.
Explore the full list of participating properties at go.amex/platstay.
All Benefits
What is a Charge Card?
Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.
Eligibility & Important Information
To apply online for The Platinum Card, it's important that:
- ✔ You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- ✔ Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Ready to Apply?
Receive up to 200,000 Membership Rewards points – 100,000 Membership Rewards points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval, plus an additional 100,000 Membership Rewards points on your first spend in the 15th month of Card Membership if you are new to American Express.
Valid until 29 April 2026. T&Cs apply.
Valid until 29 April 2026. T&Cs apply.
Other cards you may be interested in
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
Receive up to 31,000 KrisFlyer miles with annual fee payment and min. spending of S$1,000 within first 2 months of Card approval if you are new to American Express.
Valid until 29 April 2026. T&Cs apply.
Annual fee S$397.85 (incl. of 9% GST).
The American Express® Singapore Airlines Business Credit Card
Receive up to 30,000 HighFlyer points with annual fee payment and min. spending of S$1,000 on eligible Singapore Airlines and Scoot flights within first 2 months of Card approval.
Valid until 29 April 2026. T&Cs apply.
Annual fee S$400.00 (incl. of 9% GST).
The American Express® Platinum Credit Card
Receive 45,000 Membership Rewards points with annual fee payment and min. spending of S$1,000 within first 2 months of Card approval if you are new to American Express.
Valid until 29 April 2026. T&Cs apply.
Annual fee S$327 (incl. of 9% GST).