The Platinum Card®

Receive 120,000 Membership Rewards® points
with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval if you are new to American Express.
Valid until 27 January 2026.
Offer is only available to applicants who have not held a basic or supplementary consumer Card from American Express in the last twelve (12) months. T&Cs apply.
Did you know?
When you refer friends or family, you can get 140,000 Membership Rewards points for each successful referral – that’s a total of 420,000 Membership Rewards points when you refer 3!
Valid until 27 January 2026.
Offer is only available to applicants who have not held a basic or supplementary consumer Card from American Express in the last twelve (12) months. T&Cs apply.
Did you know?
When you refer friends or family, you can get 140,000 Membership Rewards points for each successful referral – that’s a total of 420,000 Membership Rewards points when you refer 3!
Key Information
Card TypeCharge Card
No Interest ChargesJust pay off your balance in full each month
Annual FeeS$1,744 (incl. of 9% GST)
Supplementary CardsFirst 2 Supplementary Cards fee permanently waived.
How You Earn Membership Rewards points
140K
points
Refer a Friend
Get 140,000 Membership Rewards points for each successful referral, up to 3 in a calendar year.
10+10
points per S$1.60 spent
at Platinum 10Xcelerator Partners
On your cumulative spend of ≤S$16,000 in a calendar year. Enrolment is required.
Earn 10 Membership Rewards points for spending in excess of S$16,000.
5
points per S$1.60 spent
on flights
With Singapore Airlines and Scoot
2
points per S$1.60 spent
on all other purchases
From travel expenses to shopping and dining
Featured Benefits
The American Express Global Lounge Collection®
With The American Express Global Lounge Collection, we give you plenty, including access to more than 1,550 lounges across 500 airports around the world.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
S$200 Airline Credit
Embark on your next escape on Singapore Airlines or Scoot flights and receive up to S$200 Airline Credit when you make qualifying spend in a single transaction. Valid till 31 December 2025.
S$400 Global Dining Credit
From Michelin-starred hot spots to hidden gems, embark on a gastronomic journey and discover new favourites with up to S$400 Global Dining Credit. Valid till 31 December 2025.
S$400 Lifestyle Credit
Unwind in serenity with a selection of fine wines or relaxing spa treatments with up to S$400 Lifestyle Credit to use when you make a qualifying spend. Valid till 31 December 2025.
S$204 Entertainment Credit
Lose yourself in every special moment. Whether it’s fighting for justice or dancing along to your favourite musical, enjoy streaming services or discover new events with up to S$17 per month to spend at over 10 popular entertainment brands. Valid till 31 December 2025.
S$150 Fashion Credit
Acquire timeless iconic pieces with up to S$150 Fashion Credit at NET-A-PORTER and MR PORTER. Valid till 31 December 2025.
All Benefits
What is a Charge Card?
Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.
Eligibility & Important Information
To apply online for The Platinum Card, it's important that:
- ✔ You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- ✔ Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Ready to Apply?
Receive 120,000 Membership Rewards points with annual fee payment and min. spending of S$8,000 within first 3 months of Card approval if you are new to American Express.
Valid until 27 January 2026. T&Cs apply.
Valid until 27 January 2026. T&Cs apply.



