The Platinum Card®
The Platinum Card®
Upgrade more moments with Platinum
Offer for New and Existing Card Members
Receive up to 200,000 bonus Membership Rewards® points
New to American Express Card Members^:
Receive 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 100,000 KrisFlyer miles in total, enough to redeem a return flight to Los Angeles, USA.
Existing American Express Card Members:
Receive up to 120,000 bonus Membership Rewards points – 60,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 60,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 60,000 KrisFlyer miles in total, enough to redeem a return flight to Auckland, New Zealand.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Receive 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 100,000 KrisFlyer miles in total, enough to redeem a return flight to Los Angeles, USA.
Existing American Express Card Members:
Receive up to 120,000 bonus Membership Rewards points – 60,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 60,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership. That’s equivalent to 60,000 KrisFlyer miles in total, enough to redeem a return flight to Auckland, New Zealand.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Key Information
Card Type
Charge Card
No Interest Charges
Just pay off your balance in full each month
Annual Fee
S$1,744 (incl. of 9% GST)
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.
How You Earn Membership Rewards points
210K
points worth 105K KrisFlyer miles
with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to The Platinum Card and be rewarded
10+10
points per S$1.60 spent
at Platinum 10Xcelerator Partners
On your cumulative spend of ≤S$16,000 in a calendar year. Enrolment is required.
Earn 10 Membership Rewards points for spending in excess of S$16,000.7
points per S$1.60 spent
on foreign currency
On your first S$15,000 cumulative spend from February 2026 for a period of 12 months.
Enrolment is required.5
points per S$1.60 spent
on flights
With Singapore Airlines and Scoot
2
points per S$1.60 spent
on all other purchases
From travel expenses to shopping and dining
Featured Benefits
The American Express Global Lounge Collection®
With The American Express Global Lounge Collection, we give you plenty, including access to more than 1,550 lounges across 500 airports around the world.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting, including locations through The Centurion® Network which includes Centurion Lounges and Escape Lounges — The Centurion Studio Partner.
Platinum Private Spaces
Across 2026, look forward to new Platinum private spaces designed to elevate your lifestyle experiences. Step into member-only spaces created for comfort, connection, and memorable experiences:
Enjoy complimentary access to Tower Club Singapore, including its members-only fitness center and a selection of dining venues – an exclusive space to unwind, recharge, and connect in the heart of the city.
Stay connected and be the first to discover what’s new through the Amex Experiences App – your gateway to exclusive concepts and updates as they launch. Because with more to explore, there’s always something to look forward to.
Enjoy complimentary access to Tower Club Singapore, including its members-only fitness center and a selection of dining venues – an exclusive space to unwind, recharge, and connect in the heart of the city.
Stay connected and be the first to discover what’s new through the Amex Experiences App – your gateway to exclusive concepts and updates as they launch. Because with more to explore, there’s always something to look forward to.
Complimentary One Night Stay
Begin your Platinum journey with a welcome escape and celebrate each year of continued membership with a complimentary night at a curated selection of premium hotels — locally or abroad. Every stay is designed as a moment of appreciation, inviting you to indulge in exceptional hospitality and create lasting memories.
Explore the full list of participating properties at go.amex/platstay.
Explore the full list of participating properties at go.amex/platstay.
All Benefits
The American Express Global Lounge Collection
Elevate your travel experience before your next flight. Escape the chaos with complimentary lounge access for you, your supplementary Card Member and travel companions.
Be spoiled for choice with access to our growing network of over 1,550 lounges across 500 airports in 140 countries and counting.
Participating lounges include:- The Centurion® Lounge
- International American Express Lounges
- Delta Sky Club® Lounges
- Plaza Premium Airport Lounges
- Priority PassTM Lounges
Complimentary One Night Stay
Begin your Platinum journey with a welcome escape and celebrate each year of continued membership with a complimentary night at a curated selection of premium hotels such as The Fullerton Hotel, St. Regis Singapore, Banyan Tree and more. Every stay is designed as a moment of appreciation, inviting you to indulge in exceptional hospitality and create lasting memories.
Explore the full list of participating properties at go.amex/platstay.Airline Credits
Embark on your next escape on Singapore Airlines or Scoot flights and receive up to S$200 Airline Credit when you make qualifying spend in a single transaction. Valid till 31 December 2026.International Airline Program
Enjoy preferential fares on flight tickets with participating airlines through American Express Travel Online:- Singapore Airlines
- Qatar Airways
- Etihad Airways
- Emirates
Bonus Membership Rewards Points with Singapore Airlines and Scoot
Go far and wide with your Platinum Card. Earn 5 Membership Rewards points for every full S$1.60 spent with Singapore Airlines or Scoot directly.Fine Hotels + Resorts
Enjoy competitive rates and complimentary benefits at over 1,600 extraordinary properties worldwide when you book through Fine Hotels + Resorts.
With every stay, you can look forward to:
• 12pm check-in, when available
• Room upgrade, when available
• Daily breakfast for two
• US$100 credit (varies by property)
• Guaranteed 4pm late check-out
Participating Fine Hotels + Resorts properties include hospitality brands such as:- Aman
- Belmond
- Relais & Châteaux
- St. Regis
- The Ritz-Carlton
The Hotel Collection
The Hotel Collection includes over 1,000 handpicked properties from trusted brands like Hyatt and Hilton Hotels. Enjoy exceptional value when you book through American Express Travel Online. Book a minimum of two-night stay and enjoy the following:- Room upgrade, when available
- US$100 credit
- 12pm check-in, when available
- Late check-out, when available
Hotel Elite Tier Status
Enjoy your complimentary upgraded membership tiers at our preferred partners' loyalty programmes – no minimum stay required.- Marriott Bonvoy™ Gold Elite Status
- Pan Pacific DISCOVERY Platinum Status
- Hilton Honors Elite Gold Status
- Radisson Rewards Premium Status
Car Rental Elite Tier Status
Complimentary enrolment into Hertz Gold Rewards® Five Star to enjoy special benefits such as savings, upgrades and priority service.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.Table for Two
Every alternate month, enjoy a complimentary premium dining experience on us with Table for Two by Platinum. This means up to six exceptional dining experiences for you and your loved ones across the year.
Look forward to something new every time. With each rotation, enjoy fresh menus and newly handpicked destinations, so every occasion feels distinctive. Dining experiences are thoughtfully curated to suit diverse preferences, offering three distinct categories:- Chic Restaurants – Indulge in exclusive, chef‑crafted set menus at stylish venues for refined occasions.
- Buffets – Perfect for those who love variety, with indulgent spreads at renowned hotels.
- Cafés – Relax in trendy cafés for laid‑back moments and casual catch‑ups.
Find out more at go.amex/amexsgtablefortwo.Global Dining Credits
Satiate every craving with our curated collection of over 2,000 restaurants across more than 10 countries.
Available from enrolment through till 31 December 2026, enjoy S$200 in Global Dining Credits to elevate your dining journeys – unlocking unforgettable experiences across Japan, Hong Kong, Australia and beyond.
Enrolment required.Love Dining
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry’s The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.Chillax by Platinum
Enjoy the finer things in life with a complimentary drink on us with purchase at some of the most popular contemporary bars in Singapore; from bespoke cocktails to fine whisky. Stay updated with the latest participating bar listing at go.amex/chillax.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges.Platinum Private Spaces
Step into member-only spaces created for comfort, connection, and memorable experiences.
Enjoy complimentary access to Tower Club Singapore, including its members-only fitness center and a selection of dining venues – an exclusive space to unwind, recharge, and connect in the heart of the city.
Look forward to new Platinum private spaces coming your way in 2026.Global Elite Tier Statuses
Experience an elevated lifestyle as you get on a fast-track for lifestyle loyalty programmes such as:- Comoclub C5: enjoy a complimentary upgrade to Comoclub C5 membership tier, bypassing the usual spending requirement of S$50,000.
- Marina Bay Sands’ Sands LifeStyle Prestige: jumpstart to Sands LifeStyle Membership – Prestige Status, without the usual prerequisite spend of S$5,000 in a calendar year.
- Paragon Prestige: enjoy a complimentary upgrade to the Paragon Club Prestige Tier when you register your interest and sign-up as a new-to-Paragon Club member.
- The Bicester Collection: receive benefits across all 9 Bicester Collection Villages in Europe.
Platinum Wine Credit
Enjoy thoughtfully selected bottles with ease using your S$400 Platinum Wine Credit, presented as two S$200 credits - one from January to June and another from July to December - each with a minimum spend of S$300.
Enrolment required. Valid till 31 December 2026.Platinum Experiences
Stay connected to your world of Platinum privileges with the Amex Experiences App — your one-stop destination for the latest events, exclusive launches, and membership benefits. Browse, book, and manage curated experiences effortlessly, all in one place.
Download via go.amex/sgexpapp.Regional Golf Programme
Celebrate your wins with a round of golf at over 50 local and regional golf clubs, with complimentary green fees on us whenever you bring paying companion(s). Valid till 31 December 2026.Membership Rewards Programme
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards.10Xcelerator by Membership Rewards
Earn a total of 10 Membership Rewards points with every full S$1.60 eligible spend with The Platinum Card at Platinum 10Xcelerator Partners in Singapore.
Earn up to an additional 10 bonus Membership Rewards points for every S$1.60 spent for the first S$16,000 cumulative spend in a calendar year at participating Platinum 10Xcelerator partners. Annual enrolment is required. Terms and Conditions apply.
Spending in excess of S$16,000 will continue to bring you a total of 10 Membership Rewards points for every full S$1.60 spent.
View the list of participating Platinum 10Xcelerator Partners here.Bonus Membership Rewards points on Foreign Currency
Earn a total of 7 Membership Rewards points for every full S$1.60 spent on foreign currency for the first S$15,000 cumulative spend from February 2026 for a period of 12 months. Enrolment is required. Terms and Conditions apply.More points with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to The Platinum Card – unlocking the highest available offer for them if they are new to American Express.
The total value of your 3 Member Invites is worth 210,000 Membership Rewards points – 70,000 points for each approved friend that is new to American Express.
That’s equivalent to 105,000 KrisFlyer miles in total, enough for a one-way flight on business class to Christchurch, New Zealand.Use Your Points Your Way
Membership Rewards points never expire, giving you the freedom to use your points whenever it suits you:- Pay with Points – Free up cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit
- Transfer Points – Transfer your Membership Rewards points to travel and hotel loyalty programs such as Singapore Airlines KrisFlyer, Hilton Honors and more
- Amex Apple Rewards Store – Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points
- Gift Vouchers – Redeem for eVouchers across dining, retail and grocery partners
Discover more ways to use your points on the Membership Rewards page.
Travel Insurance
Stay protected with comprehensive travel insurance for you, your immediate family, your supplementary Card members and their immediate family when you book travel with your Platinum Card.Purchase Protection
Enjoy peace of mind against accidental theft or damage, returns or extended warranty for items purchased on your Platinum Card.Global Assistance
Should you need emergency assistance while travelling, we can provide immediate personal advice over the phone:- Travel Emergency Assistance - Should the unforeseen happen during your travel, you will have access to emergency services such as worldwide medical and legal assistance.
- Home Assist - For urgent situations around the house, we will arrange an emergency callout to assess and fix any problem.
- Roadside Assist - With Roadside Assist, we offer around-the-clock help whenever you are on the road.
Discover full benefits and its Terms & Conditions at go.amex/myplatinum. Terms & Conditions apply for all mentioned privileges
What is a Charge Card?
Charge Cards are different from Credit Cards in that they require you to pay the full amount you’ve charged to the Card each month. By doing so, you can avoid interest charges, manage your spending and stay on track of your finances.
Eligibility & Important Information
- ✔ You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- ✔ Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Ready to Apply?
Receive up to 200,000 bonus Membership Rewards points, equivalent to 100,000 KrisFlyer miles – 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Valid until 31 January 2027. T&Cs apply.
Other cards you may be interested in
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
Receive up to 45,000 bonus KrisFlyer miles – 20,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 20,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership if you are new to American Express.
What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$397.85 (incl. of 9% GST).
The American Express® Singapore Airlines Business Credit Card
Receive 22,000 bonus HighFlyer points with annual fee payment and min. spending of S$1,000 within first 2 months of Card approval.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$400.00 (incl. of 9% GST).
The American Express® Platinum Credit Card
Receive 40,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$327 (incl. of 9% GST).