The American Express® Platinum Credit Card
Offer for New and Existing Card Members
Receive up to 40,000 bonus Membership Rewards® points
New to American Express Card Members^:
Receive 40,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval. That’s equivalent to S$240 worth of Statement Credits.
Existing American Express Card Members:
Receive 20,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval. That’s equivalent to S$120 worth of Statement Credits.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Receive 40,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval. That’s equivalent to S$240 worth of Statement Credits.
Existing American Express Card Members:
Receive 20,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval. That’s equivalent to S$120 worth of Statement Credits.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Key Information
Card Type
Credit Card
Annual Fee
S$327 (incl. of 9% GST)
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.
S$163.50 (incl. of 9% GST) for each subsequent Supplementary Card.
S$163.50 (incl. of 9% GST) for each subsequent Supplementary Card.
How You Earn Membership Rewards points
90K
points
with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express and be rewarded.
10
points per S$1.60 spent
at Platinum 10Xcelerator Partners
2
points per S$1.60 spent
on all other purchases
Featured Benefits
Platinum Lifestyle
Foodie, trendsetter or both. Live the way you want with up to S$200 Fashion and Dining Credit that can be used with trending restaurants or fashion brands.
Platinum Dining
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations including 5-star hotels and premium restaurants curated by American Express.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.
Platinum Rewards
Get the best of both worlds. Be rewarded with accelerated Membership Rewards points when you elevate your style at your favourite brands.
All Benefits
Love Dining (worth S$600)
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry’s The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.Chillax by Platinum (worth S$300)
Enjoy the finer things in life with 1-for-1 or a complimentary drink at some of the most popular contemporary bars in Singapore, from bespoke cocktails to fine whisky. Stay updated with the latest participating bar listing at go.amex/chillax.
Discover full benefits and its Terms and Conditions at go.amex/platinumwithyou.
Terms & Conditions apply for all mentioned privileges.Fashion and Dining Credit (worth S$200)
Foodie, trendsetter or both. Live the way you want with up to S$200 Fashion and Dining Credit with successful payment of the Annual Membership fee. Valid till 31 December 2026.Complimentary Comoclub Membership
Skip the S$15,000 qualifying spend and enjoy a complimentary 12-month C4 tier Comoclub membership.
With Comoclub C4 membership, earn 4 Comocredits with every S$1 spent. Enjoy privileges with COMO Hotels and Resorts, such as early check-in from 10 AM, late check-out till 4 PM, and complimentary daily yoga sessions, subject to availability. Valid till 31 December 2026.Regional Golf Programme (worth S$479)
Enjoy complimentary green fees and special benefits with our Golf Programmes.
Perfect your swing with complimentary green fees and privileged access to over 40 golf clubs in Singapore, Cambodia, Philippines, Malaysia, Indonesia, Thailand and Vietnam. Find out more at go.amex/golfcc. Valid till 31 December 2026.Enhanced Golf Privileges
Enjoy special benefits at CityGolfer and Warren Golf & Country Club. Find out more at go.amex/enhancedgolfcc.
• Virtual Golf at CityGolfer
◌ Enjoy a complimentary 2 hours session with 1 accompanying paying guest.
• Driving Range Benefit at Warren Golf & Country Club
◌ Hone your swing at Warren Golf & Country Club's driving range with 100% more complimentary balls per visit (minimum purchase of 100 range balls and maximum purchase of 200 range balls).
Valid till 31 December 2026.
Discover full benefits and its Terms and Conditions at go.amex/platinumwithyou. Terms & Conditions apply for all mentioned privileges.Enjoy a world of benefits with Membership Rewards
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards.10Xcelerator by Membership Rewards
Earn 10 Membership Rewards points for every full S$1.60 spent at Platinum 10Xcelerator Partners. View the list of participating Platinum 10Xcelerator partner outlets here.More points with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express – unlocking the highest available offer for them if they are new to American Express.
The total value of your 3 Member Invites is worth 90,000 Membership Rewards points – 30,000 points for each approved friend that is new to American Express.
That’s equivalent to S$540 in statement credits in total.Use Your Points Your Way
Membership Rewards points never expire, giving you the freedom to use your points whenever it suits you:- Pay with Points – Free up cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit
- Transfer Points – Transfer your Membership Rewards points to travel and hotel loyalty programs such as Singapore Airlines KrisFlyer, Hilton Honors and more
- Amex Apple Rewards Store – Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points
- Gift Vouchers – Redeem for eVouchers across dining, retail and grocery partners
Discover more ways to use your points on the Membership Rewards page.
Platinum Financial Benefits
Take a load off your mind with our range of financial services, including Travel Accident Insurance, Fraud Protection and American Express Global AssistTM.No Worries Guarantee
With 90-days return guarantee, even if the store does not accept, you can return almost any purchase made in Singapore for a refund up to S$800 per item.
90-days purchase protection automatically insures your purchases against accidental damage or theft, up to S$10,000 per incidence of theft of damage.
Terms and Conditions apply for all mentioned privileges.Cashflow Management
With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card’s benefits.Extra Spending Power
With a higher credit limit, you can continue to earn more rewards and get more out of your Card – apply online for a credit limit increase at your convenience.
Eligibility & Important Information
To apply online for The American Express Platinum Credit Card, it's important that:
Welcome Offer Terms and Conditions.
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
- You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Welcome Offer Terms and Conditions.
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
Ready to Apply?
Receive 40,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Valid until 31 January 2027. T&Cs apply.
Other cards you may be interested in
The Platinum Card®
Receive up to 200,000 bonus Membership Rewards points, equivalent to 100,000 KrisFlyer miles – 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$1,744 (incl. of 9% GST).
The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
Receive up to 45,000 bonus KrisFlyer miles – 20,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 20,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership if you are new to American Express.
What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$397.85 (incl. of 9% GST).
The American Express® Singapore Airlines Business Credit Card
Receive 22,000 bonus HighFlyer points with annual fee payment and min. spending of S$1,000 within first 2 months of Card approval.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$400.00 (incl. of 9% GST).