The American Express® Platinum Reserve Credit Card

Key Information
Card Type
Credit Card
Annual Fee
S$545 (incl. of 9% GST)
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.
S$163.50 (incl. of 9% GST) for each subsequent Supplementary Card.
S$163.50 (incl. of 9% GST) for each subsequent Supplementary Card.
How You Earn Membership Rewards points
90K
points
with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express and be rewarded.
10
points per S$1.60 spent
at Platinum 10Xcelerator Partners
2
points per S$1.60 spent
on all other purchases
Featured Benefits
Platinum Dining
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations including 5-star hotels and premium restaurants curated by American Express.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.
Platinum Lifestyle
Enjoy complimentary access to the private Members-only Tower Club Singapore, 1-for-1 or a complimentary drink at some of the most popular contemporary bars in Singapore or uncover your inner glow with spa privileges that come with your Card Membership.
Platinum Rewards
Earn a total of 2 Membership Rewards points for every S$1.60 spent. With 10Xcelerator by Membership Rewards, earn a total of 10 Membership Rewards points for every S$1.60 spent at these Platinum 10Xcelerator Partners. With points that do not expire, you can redeem them straight away or save them for future use.
Terms and Conditions apply for all mentioned privileges.
Terms and Conditions apply for all mentioned privileges.
All Benefits
Love Dining
Exclusive access to the Love Dining program and enjoy up to half the bill* on us all year round at premium dining locations curated by American Express, such as Fairmont Singapore, The Fullerton Hotel Singapore, The St. Regis Singapore, Lawry’s The Prime Rib, Si Chuan Dou Hua and more. Discover the full list of dining locations at go.amex/lovedining.
*Half the bill applies to 2 persons dining only. Savings are based on the number of diners and blackout dates apply.Access to Tower Club Singapore
Complimentary access to the private Members-only Tower Club Singapore.Chillax by Platinum
Unwind with a drink - or maybe two. From bespoke cocktails to new twists on old classics, enjoy a drink on the house or 1-for-1 drink at places like The Riverhouse. Find out more at go.amex/chillax.Complimentary Comoclub Membership
Skip the S$15,000 qualifying spend and enjoy a complimentary 12-month C4 tier Comoclub membership.
With Comoclub C4 membership, earn 4 Comocredits with every S$1 spent. Enjoy privileges with COMO Hotels and Resorts, such as early check-in from 10 AM, late check-out till 4 PM, and complimentary daily yoga sessions, subject to availability. Enrolment required. Valid till 31 December 2026.Platinum Golf
If tee-ing off is your idea of a getaway, there’s no better golfing partner than your American Express Platinum Reserve Credit Card.
Enjoy complimentary green fees with a paying companion on weekdays, and two paying companions on weekends at premier golf and country clubs across Singapore, Cambodia, Indonesia, Malaysia, Philippines, Thailand and Vietnam. Valid till 31 December 2026.
Discover full benefits and its Terms and Conditions at go.amex/reservedforyou. Terms & Conditions apply for all mentioned privileges.Enjoy a world of benefits with Membership Rewards
Earn 2 Membership Rewards points for every S$1.60 spent. Points do not expire and there is no limit to the points you can earn. The more you spend on your American Express Card, the higher your points balance to redeem from a wide range of rewards. Explore more benefits here.10Xcelerator by Membership Rewards
Boost your points-earning potential and earn a total of 10 Membership Rewards points for every full S$1.60 spent. T&Cs apply. View the list of participating Platinum 10Xcelerator partner outlets here.Pay With Points
Free up your cash anytime, anywhere using your Membership Rewards points to cover your recent purchases with a statement credit. Learn more here.Membership Rewards Catalogue
Redeem eVouchers across dining, retail and grocery partners from our Membership Rewards catalogue and receive them within 24 hours.Amex Apple Rewards Store
Upgrade to the latest Apple gadgets and choose to offset your purchase in full or partially with points and enjoy 20% more value at Amex Apple Rewards Store.Membership Rewards Frequent Guest Programme
Convert your Membership Rewards points into partner loyalty programme points.American Express Global Assist
Emergency legal and medical assistance anywhere in the world.24-Hour Concierge
Call 1800 392 1181 for reservations, recommendations and more.Purchase Protection
Protection against accidental damage or theft for your purchases.Return Guarantee
If you try to return an eligible item within 90 days from date of purchase, American Express may provide a refund.Travel Accident and Travel Inconvenience Coverage
Complimentary coverage when you use your Card to purchase travel tickets.
Terms and Conditions apply for all mentioned privileges.Cashflow Management
With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card’s benefits.Extra Spending Power
With a higher credit limit, you can continue to earn more rewards and get more out of your Card – apply online for a credit limit increase at your convenience.
Eligibility & Important Information
To apply online for The American Express Platinum Reserve Credit Card, it's important that:
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
- You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.

Ready to Apply?
Enjoy complimentary one night stay every Card membership year at participating Frasers Hospitality properties worldwide.


