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The American Express® Singapore Airlines KrisFlyer Ascend Credit Card

Receive up to 28,600 KrisFlyer miles (Enough to redeem a one-way trip to Japan or Korea*) upon Annual Fee Payment and min. spending of S$3,000 within first 3 months of Card approval. For new to American Express Card Members only.

Valid until 26 July 2023. T&Cs apply.

*Redemption based on Singapore Airlines Economy Saver Awards. This information is correct as of April 2023.

Card Type
Credit Card
Annual Fee
S$340.20 (incl. of 8% GST)
Annual Supplementary Card Fee
S$81 (incl. of 8% GST) waived for the first year
Earn Rate
Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card.
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December.
Earn 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spend in each calendar month.

Welcome Offers

Welcome Bonus

5,000 KrisFlyer miles the very first time you charge to your Card. Applicable for first-time American Express Singapore Airlines Credit Card applicants only.

Spend Bonus

New to American Express Card Members will receive 20,000 KrisFlyer miles upon Annual Fee payment and minimum spending of S$3,000 within first 3 months of Card Approval, while existing American Express Card Members will receive 10,000 KrisFlyer miles.

You will also earn 3,600 KrisFlyer miles based on the S$3,000 spent above (based on 1.2 KrisFlyer miles per S$1 spent locally).

Apply and receive approval by 26 July 2023 to be eligible.

Key highlights

  • Complimentary one night stay at participating Hilton Properties each year.
  • Complimentary airport lounge access passes each year.
  • Double KrisFlyer Miles Accrual Voucher.
  • Accelerated upgrade to KrisFlyer Elite Gold membership tier.
  • 500 Bonus KrisFlyer miles on first telco recurring bill spend.
  • Hassle-free conversion with no transfer fee.
Read More

Earning KrisFlyer miles

  • Earn 3.2 KrisFlyer miles per S$1 spent on Grab, capped at S$200 each month.
  • Earn 2 KrisFlyer miles per S$1 spent on Singapore Airlines and KrisShop, no cap.
  • Earn 2 KrisFlyer miles per S$1 spent on overseas spend in June and December, no cap.
  • Earn 1.2 KrisFlyer miles per S$1 spent on local spend, no cap.
  • Earn 0.5 KrisFlyer miles per S$1 spent on Singapore Airlines Instalment Plans, no cap.
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Travel and Lifestyle Privileges

  • Asia Pacific annual multi-trip My Travel Insurance Essential Plan at S$188.
  • Up to S$1 Million Travel Inconvenience & Travel Accident Insurance.
  • Exclusive Hertz privileges worldwide.
Read More
Key Highlights
Complimentary one night stay at Hilton properties each year
Kick-start your travels with an unforgettable complimentary night each year at participating Hilton Properties in Asia Pacific and complimentary upgrade to Hilton Honors Silver membership tier. Click here for more details.
    Complimentary airport lounge access passes each year
    Begin your trip in style with 4 complimentary access each year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world.
      Double KrisFlyer Miles Accrual Voucher
      Spend S$15,000 or more on eligible purchases with your Card on singaporeair.com between 1 July 2022 and 30 June 2023 (both dates inclusive) to be rewarded with a Double KrisFlyer Miles Accrual Voucher (capped at 5,000 bonus KrisFlyer miles).

      From 1 July 2023 onwards, spend S$15,000 or more on eligible purchases with your Card on singaporeair.com between 1 July 2023 and 30 June 2024 (both dates inclusive) to be rewarded with a Double KrisFlyer Miles Accrual Voucher (capped at 5,000 bonus KrisFlyer miles).
        Accelerated upgrade to KrisFlyer Elite Gold membership tier
        Spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold Membership tier. Benefits of Elite Gold Membership:
        • Additional 20kg check-in allowance
        • KrisFlyer Gold Lounge access at Changi Airport and access over 1,000 Star Alliance Gold Lounges worldwide
        • Priority airport check-in
        • Priority baggage handling
        • Priority boarding for Economy Class
        500 bonus KrisFlyer miles on telco recurring bill
        Be rewarded for your telecommunication spend. From 1 Mar 2021, enjoy 500 bonus KrisFlyer miles on your first telco recurring bill spend at participating merchants. Click here for more details.
          The most convenient way to earn KrisFlyer miles
          Enjoy hassle-free conversion as all KrisFlyer miles earned with the American Express Singapore Airlines KrisFlyer Ascend Credit Card are conveniently credited directly into your KrisFlyer account.
            Earning KrisFlyer miles on your everyday spend
            Earning KrisFlyer miles on Grab
            Earn 3.2 KrisFlyer miles for every S$1 spent on eligibile Grab Singapore transactions, up to S$200 spend in each calendar month. Click here for more details.
              Earning KrisFlyer miles on Singapore Airlines
              Earn 2 KrisFlyer miles for every S$1 spent on eligible purchases made on singaporeair.com, SingaporeAir mobile app and KrisShop (in-flight and online), with no cap.
                Earning KrisFlyer miles on Overseas Spend
                Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency on eligible purchases during June and December each year, with no cap.
                  Earning KrisFlyer miles on Local Spend
                  Earn 1.2 KrisFlyer miles for every S$1 spent in local currency on eligible purchases, with no cap.
                    Earning KrisFlyer miles on Singapore Airlines Instalment Plans via Pay Small
                    Earn 0.5 KrisFlyer miles for every S$1 spent on eligible purchases, with no cap. Click here for more details.


                    KrisFlyer miles will not be accrued for non-eligible purchases or transactions. Please visit go.amex/sgexclusions for a full list of non-eligible purchases or transactions, which is non-exhaustive and is subject to changes from time to time.
                    Travel and lifestyle privileges wherever you may go
                    Special Introductory Offer*
                    Purchase Asia Pacific annual multi-trip My Travel Insurance Essential Plan at S$188 when you apply for your Card online today! Click here to find out more.
                      Up to S$1 Million Travel Inconvenience & Travel Accident Benefits
                      Purchase your travel tickets with your Card and enjoy extra coverage with travel accident insurance up to S$1 million plus Travel Inconvenience & Travel Accident Benefits which covers you for baggage delay, extended baggage delay and flight delay.

                      You are advised to review the terms and conditions for the Travel Inconvenience & Travel Accident Benefits and whether it meets your travel insurance requirements. Kindly refer to the full set of Travel Insurance Terms and Conditions here. You may wish to purchase additional personal travel insurance for a more comprehensive coverage.
                        Exclusive Hertz privileges worldwide
                        Enjoy Hertz Gold Plus Rewards® loyalty programme and a range of exclusive benefits* at over 8,500 participating locations across 150 countries around the world:
                        • 10% savings on published rates, including Hertz collection.
                        • One car class upgrade (applicable to standard vehicles only and rentals of five or more consecutive days), subjected to availability.
                        • Fee-waived additional driver.
                        Peace of mind
                        Local and worldwide acceptance
                        Your American Express Singapore Airlines KrisFlyer Ascend Credit Card is widely accepted at thousands of leading service establishments in Singapore and millions around the world.
                          24-hour Customer Care Professional and Global Assist
                          Have a question or a request? Or perhaps something unexpected happened when you travel overseas? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 392 2000 (Within Singapore Only) or +65 6392 2000 (For International use).
                            Emergency Card Replacement
                            Emergency Card Replacement within one business day, virtually anywhere in the world.
                              Complete Fraud Protection Guarantee
                              Shop with confidence. American Express will not hold you responsible for any unauthorised charges on your Credit Card, both online and offline.
                                Eligibility
                                To apply online for The American Express Singapore Airlines KrisFlyer Ascend Credit Card, it’s important that:
                                • You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.
                                • Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.