The American Express® Singapore Airlines KrisFlyer Ascend Credit Card
Offer for New and Existing Card Members
Receive up to 45,000 bonus KrisFlyer miles
New to American Express Card Members^:
Receive 20,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 20,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership. What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card. In total, that’s enough to redeem a return flight to Shanghai, China.
Existing American Express Card Members:
Receive up to 25,000 KrisFlyer miles – 10,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 10,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership. What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card. In total, that’s enough to redeem a one-way flight to Perth, Australia.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Receive 20,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 20,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership. What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card. In total, that’s enough to redeem a return flight to Shanghai, China.
Existing American Express Card Members:
Receive up to 25,000 KrisFlyer miles – 10,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 10,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership. What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card. In total, that’s enough to redeem a one-way flight to Perth, Australia.
Valid until 31 January 2027. T&Cs apply.
^ New to American Express Card Members refer to applicants who have not held a basic or supplementary consumer Card from American Express in the last twenty-four (24) months.
Key Information
Card Type
Credit Card
Annual Fee
S$397.85 (incl. of 9% GST)
Supplementary Cards
S$81.75 (incl. of 9% GST) waived for the first year for the first 2 Supplementary Cards
How You Earn
45K
KRISFLYER MILES
with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express and be rewarded.
18K
KRISFLYER MILES
Redemption Voucher
When you spend the equivalent of S$10,000 or more in foreign currency within the qualifying period*
2
KRISFLYER MILES
on Singapore Airlines, Scoot, KrisShop & Pelago purchases
For eligible purchases*
2
KRISFLYER MILES
on Grab
For eligible purchases, capped at S$200 each month*
1.2
KRISFLYER MILES
on everything else
For all other eligible purchases*
Featured Benefits
KrisFlyer Miles Redemption Voucher worth 18,000 KrisFlyer miles
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency between 1 November 2025 and 31 October 2026 (both dates inclusive). This voucher entitles you to a one-off 18,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.
KrisFlyer Miles Redemption Voucher worth 10,000 KrisFlyer miles
Receive a Renewal Miles Redemption Voucher for 10,000 KrisFlyer miles after American Express receives payment of the renewal annual membership fee each year. This voucher entitles you to a one-off 10,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.
Complimentary one night stay at Hilton properties
Get a complimentary night stay at participating Hilton properties each year.
All Benefits
Accelerated upgrade to KrisFlyer Elite Gold membership tier
Spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold membership tier.
For a Limited Time:
Enjoy a more flexible way to qualify for KrisFlyer Elite Gold status. From now till 16 December 2026, simply spend S$15,000 on eligible purchases, including a minimum of S$5,000 with Singapore Airlines Group, to receive an upgrade to KrisFlyer Elite Gold membership tier. Find out more at go.amex/amex-sia26.
Benefits of KrisFlyer Elite Gold membership:- Additional 20kg check-in allowance
- Worldwide access to SilverKris Lounges and over 1,000 Star Alliance Lounges. KrisFlyer Gold Lounge access at Changi Airport in Singapore
- Priority baggage handling
- Priority airport check-in
- Priority boarding, even in Economy Class
KrisFlyer Miles Redemption Voucher worth 18,000 KrisFlyer miles
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency between 1 November 2025 and 31 October 2026 (both dates inclusive). This voucher entitles you to a one-off 18,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.KrisFlyer Miles Redemption Voucher worth 10,000 KrisFlyer miles
Receive a Renewal Miles Redemption Voucher for 10,000 KrisFlyer miles after American Express receives payment of the renewal annual membership fee each year. This voucher entitles you to a one-off 10,000 KrisFlyer miles discount when you redeem your KrisFlyer miles for an eligible redemption booking.Complimentary one night stay at Hilton properties
Kick-start your travels with an unforgettable complimentary night each year at participating Hilton properties in Asia Pacific. Click here for more details.Complimentary upgrade to Hilton Honors Silver status
Receive exclusive perks at participating Hilton properties in Asia Pacific with a complimentary upgrade to Hilton Honors Silver status. Enrolment is required.The most convenient way to earn KrisFlyer miles
Enjoy hassle-free conversion as all KrisFlyer miles earned with the American Express Singapore Airlines KrisFlyer Ascend Credit Card are conveniently credited directly into your KrisFlyer account.Earning KrisFlyer miles on Singapore Airlines Group
Earn 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines and Scoot flight bookings, KrisShop and Pelago purchases, with no cap.Earning KrisFlyer miles on Grab
Earn up to 2 KrisFlyer miles for every S$1 spent on eligible Grab Singapore transactions, up to S$200 spend in each calendar month. Click here for more details.Earning KrisFlyer miles on Local and Overseas Spend
Earn 1.2 KrisFlyer miles for every S$1 spent on all other eligible purchases, with no cap.
KrisFlyer miles will not be accrued for non-eligible purchases or transactions. Please visit go.amex/sgexclusions for a full list of non-eligible purchases or transactions, which is non-exhaustive and is subject to changes from time to time.More KrisFlyer miles with Member Invites
Every calendar year, you’ll receive 3 Member Invites to invite your friends to American Express – unlocking the highest available offer for them if they are new to American Express.
The total value of your 3 Member Invites is worth 45,000 KrisFlyer miles – 15,000 KrisFlyer miles for each approved friend that is new to American Express.
In total, that’s enough for a return flight to Shanghai, China.Special Introductory Offer
Purchase Asia Pacific annual multi-trip My Travel Insurance Essential Plan at S$188* when you apply for your Card online today! Click here to find out more.Up to S$1 Million Travel Inconvenience & Travel Accident Benefits
Purchase your travel tickets with your Card and enjoy extra coverage with travel accident insurance up to S$1 million plus Travel Inconvenience & Travel Accident Benefits which covers you for baggage delay, extended baggage delay and flight delay.
You are advised to review the terms and conditions for the Travel Inconvenience & Travel Accident Benefits and whether it meets your travel insurance requirements. Kindly refer to the full set of Travel Insurance Terms and Conditions here. You may wish to purchase additional personal travel insurance for a more comprehensive coverage.Exclusive Hertz privileges worldwide
Enjoy Hertz Gold Plus Rewards® loyalty programme and a range of exclusive benefits* at over 10,000 locations in 145 countries worldwide:- Up to 10% off worldwide rentals.
- One-car-class upgrade, subjected to availability.
- Add an additional driver for free.
Local and worldwide acceptance
Your American Express Singapore Airlines KrisFlyer Ascend Credit Card is widely accepted at thousands of leading service establishments in Singapore and millions around the world.24-hour Customer Care Professional and Global Assist
Have a question or a request? Or perhaps something unexpected happens when you travel overseas? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 392 2000 (Within Singapore only) or +65 6392 2000 (For International use).Emergency Card Replacement
Emergency Card Replacement within one business day, virtually anywhere in the world.Complete Fraud Protection Guarantee
Shop with confidence. American Express will not hold you responsible for any unauthorised charges on your Credit Card, both online and offline.Cashflow Management
With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card’s benefits.Extra Spending Power
With a higher credit limit, you can continue to earn more rewards and get more out of your Card – apply online for a credit limit increase at your convenience.
Eligibility & Important Information
To apply online for The American Express Singapore Airlines KrisFlyer Ascend Credit Card, it's important that:
Welcome Offer Terms and Conditions.
*Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
- You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Welcome Offer Terms and Conditions.
*Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
Ready to Apply?
Receive up to 45,000 bonus KrisFlyer miles – 20,000 bonus KrisFlyer miles with annual fee payment and min. spending of S$8,000 within first 6 months of Card approval, plus 20,000 bonus KrisFlyer miles on your first spend in the 15th month of Card Membership if you are new to American Express.
What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card.
Valid until 31 January 2027. T&Cs apply.
What’s more, for first-time Singapore Airlines Credit Card applicants, receive 5,000 bonus KrisFlyer miles for the very first charge on your Card.
Valid until 31 January 2027. T&Cs apply.
Other cards you may be interested in
The Platinum Card®
Receive up to 200,000 bonus Membership Rewards points, equivalent to 100,000 KrisFlyer miles – 100,000 bonus Membership Rewards points with annual fee payment and min. spending of S$15,000 within first 6 months of Card approval, plus 100,000 bonus Membership Rewards points on your first spend in the 15th month of Card Membership if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$1,744 (incl. of 9% GST).
The American Express® Singapore Airlines Business Credit Card
Receive 22,000 bonus HighFlyer points with annual fee payment and min. spending of S$1,000 within first 2 months of Card approval.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$400.00 (incl. of 9% GST).
The American Express® Platinum Credit Card
Receive 40,000 bonus Membership Rewards points with annual fee payment and min. spending of S$4,000 within first 3 months of Card approval if you are new to American Express.
Valid until 31 January 2027. T&Cs apply.
Annual fee S$327 (incl. of 9% GST).