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The American Express® True Cashback Card

The American Express True Cashback Card

Get up to S$150 Cashback

Apply now to enjoy 3% Cashback (up to S$150) when you spend in the first 6 months.

Key Information

Card Type
Credit Card
Annual Fee
S$174.40 (incl. of 9% GST) waived for the first year
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.
S$87.20 (incl. of 9% GST) for each subsequent Supplementary Card​.

How You Earn

  • 3% Cashback

    on all eligible purchases, up to S$5,000 spend in the first 6 months for new Card Members

  • 1.5% Cashback

    on all subsequent eligible purchases with no minimum spending and no earn cap

  • Receive Cashback

    in the same month's statement

All Benefits

  • Earn 3% welcome Cashback bonus

    Enjoy a simple 3% Cashback on all eligible purchases you make locally and overseas, up to S$5,000 spend in the first 6 months. Turn all your purchases into Cashback.

    Earn Cashback on all purchases

    After the welcome Cashback bonus, continue to earn 1.5% Cashback on all your eligible purchases like:
    • Travel expenses
    • Grocery shopping
    • Online shopping
    • Education fees
    • Insurance
    • Healthcare
    • Utilities and Telcos

    No minimum spend and no categories to track

    No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.

    No cap on Cashback

    Remember there is no limit on how much Cashback you can earn every month. You earn Cashback for all eligible purchases you make on your Card.

    Immediate Cashback in the same month's statement

    Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
  • American Express True Cashback Card Offers

    Enjoy curated offers from our range of retail, travel, dining and lifestyle partners. Click here to learn more.

    Travel Inconvenience and Travel Accident Insurance

    Purchase your travel ticket with your American Express True Cashback Card and receive travel insurance benefits of up to S$350,000. Click here to learn more.

    Terms and Conditions apply for all mentioned privileges.
  • 24-hour Customer Care Professional

    Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 295 0500 (within Singapore only).

    Global Assist

    Sometimes, the unexpected happens when you travel overseas. Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6295 0500 (For International use).

    Fraud Protection

    If you don't recognize a purchase, we'll remove it from your Account immediately and investigate it for you.
  • Cashflow Management

    With 22 interest-free days from the statement date, you can enjoy greater flexibility to manage your payments and make the most of your Credit Card’s benefits.

    Extra Spending Power

    With a higher credit limit, you can continue to earn more rewards and get more out of your Card – apply online for a credit limit increase at your convenience.

Eligibility & Important Information

To apply online for The American Express True Cashback Card, it's important that:
  • You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
  •  Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Documents required for Card application.
Card Member Agreement and Benefits Terms and Conditions.
Paper Statement Fee Terms and Conditions.
The American Express True Cashback Card

Ready to apply?

Apply now to enjoy 3% Cashback (up to S$150) when you spend in the first 6 months.