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The American Express® True Cashback Card

Welcome bonus of 3% Cashback on up to a total of S$5,000 spend in your first 6 months.

Card Type
Credit Card
Annual Fee
S$171.20 (inclusive of GST) waived for the first year
Annual Supplementary Card Fee
First 2 Supplementary Cards fee permanently waived. S$85.60 (inclusive of GST) for each subsequent Supplementary Card.
Cashback
1.5% Cashback on all purchases

Welcome Offers

Welcome Offer

Receive S$60 CapitaVouchers with S$500 spend within the first month.

Cashback Bonus

Receive S$150 Cashback when you spend S$5,000 in the first 6 months.

Unlimited Cashback

1.5% Cashback on subsequent purchases, no minimum spend and no earn cap.

Accelerate Your Rewards

Receive S$20 CapitaVoucher each, for the first two approved Supplementary Cards.

Reward Yourself

  • Earn a welcome Cashback bonus.
  • Earn Cashback on all eligible purchases.
  • No minimum spend and no categories to track.
  • No cap on Cashback.
  • Immediate Cashback in the same month's statement.
Read More

Membership Benefits

  • American Express True Cashback Card Offers.
  • American Express Selects®.
  • Travel Inconvenience and Travel Accident Insurance.
Read More

World-class Service

  • 24-hour Customer Care Professional.
  • Global Assist.
  • Fraud Protection.
Read More
Reward Yourself
Earn a welcome Cashback bonus
Enjoy a simple 3% Cashback on all eligible purchases you make locally and overseas, up to S$5,000 spend for the first 6 months. Turn all your purchases into Cashback.
    Earn Cashback on all purchases
    After the welcome Cashback bonus, continue to earn 1.5% Cashback on all your eligible purchases, locally and overseas. From morning cappuccino to night out party or large expenses like home improvement or a plane ticket for the next getaway, there are endless ways to earn Cashback.
      No mimimum spend and no categories to track
      No complicated requirements to qualify for Cashback. You will be earning Cashback on every eligible dollar spent.
        No cap on Cashback
        Remember there is no limit on how much Cashback you can earn every month. You earn Cashback for all eligible purchases you make on your Card.
          Immediate Cashback in the same month's statement
          Get instant gratification in getting your Cashback immediately in the same month's statement as your purchases.
            Membership Benefits
            American Express True Cashback Card Offers
            Enjoy carefully selected offers from our range of retail, travel, dining and entertainment partners. Click here to learn more.
              American Express Selects®
              American Express Selects gives you exclusive dining privileges all around the world, all year round. Click here to learn more.
              Travel Inconvenience and Travel Accident Insurance
              Purchase your travel ticket with your American Express True Cashback Card and receive free travel insurance benefits of up to S$350,000. Click here to learn more.
              World-Class Service
              24-hour Customer Care Professional
              Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Dial 1800 295 0500 (Within Singapore Only).
              Global Assist
              Sometimes, the unexpected happens when you travel overseas. Your American Express True Cashback Card entitles you to immediate personal advice over the phone – from free referrals to an English-speaking doctor, lawyer or relevant professional, to assistance on passport replacement, missing luggage and more. Dial +65 6295 0500 (For International use).
              Fraud Protection
              If you don't recognize a purchase, we'll remove it from your Account immediately and investigate it for you.
              Eligibility
              To apply for the American Express True Cashback card, it's important that:
              • You're over 21 years of age. Supplementary Card applicant should be over 18 years of age.
              • For Singapore Citizens and Residents, you have earnings which provide an income of over S$30,000 p.a.
              • For Expatriates, you have earnings which provide a minimum income of over S$60,000 p.a.

              Ready to apply?

              Apply now to receive S$60 CapitaVouchers with S$500 spent within the first month