The American Express® True Cashback Card

Key Information
Card Type
Credit Card
Annual Fee
S$172.80 (incl. of 8% GST)
waived for the first year
waived for the first year
Supplementary Cards
First 2 Supplementary Cards fee permanently waived.
S$86.40 (incl. of 8% GST) for each subsequent Supplementary Card.
S$86.40 (incl. of 8% GST) for each subsequent Supplementary Card.
How You Earn
3% Cashback
on all eligible purchases, up to S$5,000 spend in the first 6 months for new Card Members
1.5% Cashback
on all subsequent eligible purchases with no minimum spending and no earn cap
Receive Cashback
in the same month's statement
Featured Benefits
Reward Yourself
Enjoy a welcome Cashback bonus. No minimum spend, no cap on Cashback and no categories to track. Immediate Cashback in the same month's statement.
Membership Benefits
Enjoy additional savings on wedding packages and services or home improvement purchases with participating partners.
World-class Service
Have a peace of mind with 24-hour Customer Care Professionals, global assist and fraud protection.
All Benefits
Eligibility & Important Information
- You're over 21 years of age. Supplementary Card applicants should be over 18 years of age.
- Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Paper Statement Fee Terms and Conditions.

Ready to apply?
Enjoy a welcome bonus of 3% Cashback on eligible purchases, capped at S$5,000 spend, within the first 6 months.