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Your Jewellery and Watches. Covered.

American Express

Jewellery Protect Quick Quote

Jewellery Protect

Safeguard your jewellery assets.

Jewellery Protect ensures your jewellery remains an investment; not an expense. Whether it’s a family heirloom, a bespoke timepiece or a sentimental memento, your jewellery deserves specialised cover to safeguard against life’s uncertainties.

Jewellery Protect is designed to provide comprehensive protection specifically for your jewellery assets, including the option to return to your chosen jeweller for replacement or repair.

Take the next step towards greater peace of mind - get an instant online quote today.

Underwritten by:

Loss or Accidental Damage Cover against physical loss or accidental damage.
Worldwide Cover Your policy provides 12 months worldwide cover against damage and theft, wherever you travel.
Agreed Value Policy In the event you lose your items, you can receive the agreed value shown on your policy, less a $100 deductible which is applicable for each and every loss.
125% Cover Your policy includes a 125% cover benefit. If your jewellery can’t be repaired or replaced for the amount shown on your policy, we’ll pay up to an extra 25%.
Complimentary Annual Revaluation Every 12 months, when you renew your policy, your jewellery will be revalued by an expert, at no additional charge.
Return to Your Chosen Jeweller or Watch Boutique Your policy will always give you the option to return to your original or preferred jeweller or watch boutique for replacement or repair.
View Jewellery Protect Factsheet
View Jewellery Protect Policy Wording

With 10Xcelerator by Membership Rewards, eligible American Express Card Members earn 10 Membership Rewards points for every full S$1.60 spent on Masterpiece / Jewellery Protect. This is only applicable for policies successfully purchased by 31 December 2023. Learn more about 10Xcelerator at amex.co/10Xceleratorsg.

Jewellery Protect, underwritten by Chubb Insurance Singapore Limited (Chubb), provides coverage against loss and damage to your jewellery. If your jewellery is lost, stolen or damaged, with Jewellery Protect you can make a claim to have your jewellery replaced or repaired.

Every insurance policy is different, as is each person’s circumstances. You would need to contact your insurer and/or read the fine print to find out answers to the following essential questions:

Is my jewellery/watch covered when I wear it outside of the house?

What if I travel overseas with my jewellery/watch? Will it be covered? For how long and are there any other restrictions?

If I lose my jewellery/watch and need to make a claim, will the full insured value be paid? Or is it up to the insured value?

In the event of a claim, will I be able to choose the jeweller or watch boutique to repair or replace my jewellery/watch or will I have to go to your appointed vendor?

What happens if the value of my jewellery/watch changes? Do I have to get it revalued every year and send you an updated revaluation?

If you are not satisfied with your home and contents insurer’s response to these questions, you may wish to contact the Jewellery Protect team at +65 6801 4586 (Mondays to Fridays, 9.00am - 5.00pm, excluding Public Holidays) or email Jewellery.Chubb@qreport.sg for a discussion to see if the policy better suits your needs.

You can insure all new and existing jewellery and watches that are in good condition.

Jewellery Protect does not provide coverage for loose diamonds or gemstones, gold bullion, loose coins or artefacts.

The minimum sum insured per item is S$2,500 and the total sum insured for all items cannot exceed S$50,000.

In addition, in the event of a claim, a S$100 deductible is applicable for each and every loss.

You must be 18 years of age or older and a Singapore citizen, Singapore permanent resident or a holder of a valid work permit or employment pass or long-term visit pass or dependant’s pass or S pass issued by the authorities in Singapore.

You will need to provide copies of the following documents:

Purchase receipt

Current actual image(s) or your jewellery or watch

Any certificates or warranty documents

Appraisal documents

If you do not have all of the above, please submit what you have and a representative from the Jewellery Protect team will review it. If they need anything further, they will contact you.

As the values of precious stones and metals as well as watches can fluctuate in value, your Jewellery Protect policy includes a complimentary annual revaluation upon every policy renewal. This ensures that the jewellery/watch is insured at the correct value in the event of loss or damage for the following renewal year.

In the case of a claim, you will need to notify the Jewellery Protect team directly. You can either call +65 6801 4586 (Mondays to Fridays, 9.00am - 5.00pm, excluding Public Holidays) or email JewelleryClaims.Chubb@qreport.sg.

The team at Jewellery Protect will then guide you through the next steps where you will need to submit a claim form and a police report (if lost or maliciously damaged).

Chubb appreciates the relationship you may have with your jeweller or watch boutique and will always suggest that (where possible), you return to your original or preferred jeweller/watch boutique in the case of a claim.

Jewellery Protect is underwritten by Chubb Insurance Singapore Limited and distributed by American Express.

Q Report is the trading name and digital platform under which Jewellery Protect is administered by Jewellers Loop Asia Pte. Ltd, on behalf of Chubb. Q Report provide administrative support functions to Chubb for Jewellery Protect, which include general enquiries, enrolment, revaluations and renewals, receiving and collating required information for all claims.

All jewellery tells a story. Is yours worth protecting?

Customer Service Hotline: (65) 6299 0922

Mondays to Fridays, 9am to 5pm, except Public Holidays

General Enquiry Email: Jewellery.Chubb@qreport.sg

Jewellery Protect is underwritten by Chubb Insurance Singapore Limited (“Chubb”) and distributed by American Express (“AMEX”). It is not an obligation of, deposit in or guaranteed by AMEX. This is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy wordings which can be viewed online prior to purchase.

You have a free look period of 14 days from the date you receive the Policy. If you decide to cancel the Policy within these 14 days, please inform Chubb in writing and they will cancel the Policy from its start date and refund the full premium paid, provided no claim has arisen.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation ("SDIC"). For more information on the scheme, please visit the General Insurance Association or SDIC websites.

This is only product information provided by us and is not a contract of insurance. Accordingly, the information should be read and construed in light of, and subject to all terms, conditions and exclusions contained in the Policy. Please consider your objectives, financial situation or needs to decide if the product is appropriate for you. The above disclaimer applies to this entire marketing webpage. American Express International, Inc., identifies insurance and products that may be of interest to some of its customers. In this role, we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity may be the reinsurer and may earn reinsurance income. The arrangement we have with certain providers, including the potential to reinsure the products, may also influence what products we identify. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you