It’s all about patterns. Our intelligent security systems continually monitor your spending patterns for anything odd, helping to stop fraud in its tracks. Your Account is regularly scanned and if we detect something unusual, we’ll contact you to check it’s a purchase you made.
In addition, whatever you buy online or in-store, at home or around the world, your transaction is processed through our secure payment system. Because, unlike other cards, our transactions usually involve only three parties: you, the merchant and us. Which means we‘re better placed to spot issues as soon as they arise and will aim to resolve them faster.