Get all the convenience and security of an American Express Credit Card while accumulating Avios. So if you're looking for a credit card that can really take you places, you've found it.
With our British Airways American Express® Credit Card and our British Airways American Express® Premium Plus Card, you can accumulate Avios on your purchase. What's more, you can earn bonus Avios in the first three months of becoming a Cardmember. In addition to this, apply for a complimentary Supplementary Card for a family member or friend, and you can also earn Avios on their spend too.
You'll also enjoy automatic enrolment into the British Airways Executive Club for a wealth of additional benefits.
Every Cardmember enjoys American Express Invites®, which reserves tickets to some of the hottest shows in town exclusively for our Cardmembers. Whether your passion is music, film, dining or theatre, we can get you closer to the action.
With Credit Cards which earn Avios, you can also look forward to:
24/7 Customer Service
Whenever you need us, wherever you are, our Customer Care Professional are available 24/7 by phone, text, email or mail. And instead of passing you from one person to another, the first person to answer your call will do their best to see it through until it's resolved.
Our Global Assist® team is on hand 24/7 to provide help and support when you travel outside the UK, in your own language.
Card Security And Protection
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.
Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of credit card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
And if things should go wrong, we'll soon put them right. Our Credit Cards offer Refund Protection and Purchase Protection on eligible items bought in the UK on your Card for up to 90 days.
So if you bought an eligible item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or issue a refund.
Accepted Around the World
Wherever your travels take you, you can take your Credit Card. Better still, you'll continue to accumulate Avios which can go towards your next trip.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily.
If your transaction is in US dollars, the amount will be converted directly to pounds sterling.
If it's in another currency, it's converted to US dollars and then to pounds sterling.
Manage Your Account Online or on Your Mobile
We put you in control when it comes to managing your Account. Register online and you can view and manage your account anytime of the day or night, either online or on your mobile.
View your current balance, have updates sent to your phone, pay your bills easily, and manage your contact preferences.
Frequent Flyer Cards
Enjoy points for flights.
Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.
SOME OF OUR FREQUENT FLYER CARDS
Representative 76.0% APR variable
Representative 22.9% APR variable
Representative 57.6% APR variable
Premium Cards
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
SOME OF OUR PREMIUM CARDS
Representative 76.0% APR variable
Representative 57.6% APR variable
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
SOME OF OUR TRAVEL REWARDS CARDS
Representative 57.6% APR variable
Representative 22.9% APR variable
Cashback Cards
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
SOME OF OUR CASHBACK CARDS
Representative 28.2% APR variable
Representative 22.9% APR variable
Representative 19.9% APR variable
Rewards Cards
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.
SOME OF OUR REWARDS CARDS
Representative 57.6% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
SOME OF OUR NO ANNUAL FEE CARDS
Representative 22.9% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
credit rating
Allows you to apply
with confidence
Find a type of Card to suit your needs
Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.
Footnotes
1.For the Premium Plus Card, the 25,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within three months of Account opening. For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.
3. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
4.For the Credit Card, 5,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the Account within three months of Account opening. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
