British Airways American Express^®  Cards

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British Airways Credit Card Benefits

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Avios Credit Card Benefits

Aside from earning valuable Avios, with our British Airways American Express Cards, you can look forward to: 

• Automatic enrolment into the British Airways Executive Club for a wealth of additional benefits, including the transfer of Membership Rewards points to Avios and, if you’re eligible, priority check-in and lounge access. 
• Opportunity to earn a BA Companion Voucher. 
• American Express^® Experiences, which reserves tickets to someof the best events in town, exclusively for our Cardmembers. Whether your passion is music, film, dining or theatre, we can get you closer to the action.
• Travel Accident cover on public transport when you buy your ticket with your Card.
• Travel Inconvenience cover (British Airways American Express Premium Plus Card only) covering flight cancellations, delays and delayed luggage when you pay with your Card.
• Refund Protection and Purchase Protection are also in place for eligible items you’ve bought on your Card in the UK within the last 90 days.
• Card security & protection. American Express Cards feature Chip and PIN technology, and all transactions are processed through our own secure system to minimise the risk of fraud – whether you’re spending at home or away. Our early detection systems monitor potentially fraudulent activity, but if you are a victim of Credit Card fraud, and you’ve taken reasonable care with your Card, our Fraud Protection Guarantee means that you won't be responsible for any costs linked to the fraud.
• 24/7 customer service. Need assistance? Our Customer Care Professionals and Global Assist® team are always available – contactable via phone, text, email or mail.
• Accepted around the world. Wherever your travels take you, you can take your Credit Card. Better still, you'll continue to accumulate Avios which can go towards your next trip. Your spend abroad is converted as soon as we process the transaction, based on the American Express exchange rate which is set daily. If you’re paying in US dollars, the amount will be converted directly to pounds sterling. If you’re paying in another currency, this will be converted to US dollars and then to pounds sterling.

Frequently Asked Questions

Get answers to some of our frequently asked Avios questions.

What is a BA Companion Voucher and how does it work?

When you spend a certain amount each membership year on your Card (the threshold will depend on your BA Card type), you'll recieve a Companion Voucher. When you redeem Avios for a British Airways reward flight, a Companion Voucher can be used to take someone with you.

Taxes, fees and carrier charges will apply per person. 

How much are Avios points worth?

Avios are measured in purchases rather than monetary value. You can use your Avios to travel to many great destinations in Europe and Africa. Here’s an example of the balance you’ll need:

20,000 Avios – One return flight from London to Athens*

15,000 Avios – One return flight from London to Barcelona*

9,000  Avios  – One return flight from London to Berlin*

These examples are based on redeeming Avios through the British Airways Executive Club programme for return flights, departing from and returning to London.

*Terms, taxes, fees and carrier charges will apply.

Can I buy Avios?

Avios can be purchased. Find out more here.

Can I upgrade my Card?

If you currently hold the British Airways American Express Credit Card, you can upgrade to the British Airways American Express Premium Plus Card to accelerate your benefits. Find out more here.