British Airways American Express^®Cards

Looking for a credit card that can really take you to places? You've found it. Get all the convenience and security of an British Airways American Express Card whilst collecting Avios. Discover more benefits here.

Collecting Avios

British Airways Credit Card Benefits

British Airways Credit Cards

Applying For A British Airways Card

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Charge & Credit Cards Explained

What is an Avios Credit Card?

Our British Airways American Express^® Credit Card and British Airways American Express^® Premium Plus Card allow you to collect Avios on your everyday purchases - even when you're not flying. Avios can be redeemed for holidays, upgrades, car hire, hotel stays and more.

Avios Credit Card Benefits

Aside from earning valuable Avios, with our British Airways American Express Cards, you can look forward to:

Automatic enrolment into the British Airways Executive Club for a wealth of additional benefits, including the transfer of Membership Rewards points to Avios and, if you’re eligible, priority check-in and lounge access.
Opportunity to earn a BA Companion Voucher.
American Express^®Experiences, which reserves tickets to someof the best events in town, exclusively for our Cardmembers. Whether your passion is music, film, dining or theatre, we can get you closer to the action.
Travel Accident cover on public transport when you buy your ticket with your Card.
Travel Inconvenience cover (British Airways American Express Premium Plus Card only) covering flight cancellations, delays and delayed luggage when you pay with your Card.
Refund Protection and Purchase Protection are also in place for eligible items you’ve bought on your Card in the UK within the last 90 days.
Card security & protection. American Express Cards feature Chip and PIN technology, and all transactions are processed through our own secure system to minimise the risk of fraud – whether you’re spending at home or away. Our early detection systems monitor potentially fraudulent activity, but if you are a victim of Credit Card fraud, and you’ve taken reasonable care with your Card, our Fraud Protection Guarantee means that you won't be responsible for any costs linked to the fraud.
24/7 customer service. Need assistance? Our Customer Care Professionals and Global Assist® team are always available – contactable via phone, text, email or mail.
Accepted around the world. Wherever your travels take you, you can take your Credit Card. Better still, you'll continue to accumulate Avios which can go towards your next trip. Your spend abroad is converted as soon as we process the transaction, based on the American Express exchange rate which is set daily. If you’re paying in US dollars, the amount will be converted directly to pounds sterling. If you’re paying in another currency, this will be converted to US dollars and then to pounds sterling.

Our British Airways American Express Credit Cards

British Airways American Express^® Premium Plus

Limited Time Offer: Collect 35,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership. Offer ends 21 February 2023. Terms apply. 18+, subject to status. New Cardmembers Only.¹

Representative 107.7% APR variable

Get a Companion Voucher when you spend £10,000 each membership year on the Card, which you can use to either take a companion with you in the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways, Iberia or Aer Lingus Reward Flight in any cabin. British Airways American Express Premium Plus Cardmembers will have access to additional Reward flight seats within Club World (business) when booking with a Companion Voucher, subject to availability. Taxes, fees and carrier charges apply per person².
Automatic enrolment to the British Airways Executive Club
Travel and shopping protection³

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Terms and Conditions

British Airways American Express^® Credit Card

As a new Cardmember, collect 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership. Terms apply⁴

Representative 28.1% APR variable

Get a Companion Voucher when you spend £12,000 each membership year on the Card, which you can use to either take a companion with you on the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways, Iberia or Aer Lingus Reward Flight in Euro Traveller, World Traveller and economy class cabins only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person⁵.
Automatic Enrolment to the British Airways Executive Club
Travel and shopping protection³

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Terms and Conditions

Frequently Asked Questions

Get answers to some of our frequently asked Avios questions.

What is a BA Companion Voucher and how does it work?

When you spend a certain amount each membership year on your Card (the threshold will depend on your BA Card type), you'll recieve a Companion Voucher. When you redeem Avios for a British Airways reward flight, a Companion Voucher can be used to take someone with you.

Taxes, fees and carrier charges will apply per person.

How much are Avios points worth?

10,000 Avios

Enough for a one-way economy flight from London to over 25 destinations, plus 50p per person*.

30,000 Avios

Enough for a Club Europe (business class) off-peak return flight from London to destinations including Amsterdam, Geneva and Milan, plus £1 per person*.

*Terms, taxes, fees and carrier charges will apply⁶.

Can I buy Avios?

Avios can be purchased. Find out more here.

Can I upgrade my Card?

If you currently hold the British Airways American Express Credit Card, you can upgrade to the British Airways American Express Premium Plus Card to accelerate your benefits. Find out more here.

Eligibility

To save time, use the following checklist to see if you meet our standard eligibility criteria:

I am aged 18 or over

I have no history of bad debt

I have a permanent UK home address

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Check Now

Charge & Credit Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

Discover Our Guides

Find a type of Card to suit your needs

Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.

Types Of Cards

1. 35,000 bonus Avios: 35,000 bonus Avios will be awarded onto your Account if you are a new Cardmember and you have applied after 00:01 GMT 11 January 2023 and before 23:59pm GMT 21 February 2023 and once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

2. Terms and conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways, Iberia or Aer Lingus Reward Flight seat in any cabin. Detailed information on Companion Vouchers can be found at ba.com/amex-companion or by calling 0844 493 0750 (calls cost 7ppm plus your telephone company access charge). Companion Vouchers earned from 1 September 2021 can be used on bookings departing from outside of the UK, as well as allowing the Companion Voucher holder to benefit from a 50% reduction in Avios when making a Reward Flight booking with their Companion Voucher as a solo traveller. Access to Reward Flight seats within Club World (business class) is available for British Airways Premium Plus Companion Vouchers earned from 1 September 2021. Only vouchers earned after 1 September 2021 can be used on Iberia and Aer Lingus. For full Companion Voucher Terms and Conditions visit: ba.com/amex-companion

3. Subject to enrolment, for more information click here. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

4. This new Cardmember offer is only available if you have not held a personal American Express Card within the previous 24 months. If you have held a personal American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.5,000 bonus Avios: 5,000 bonus Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £1,000 on goods and services to the Account within three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.

5. Terms and conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways, Iberia or Aer Lingus Reward Flight seat in economy only. Detailed information on Companion Vouchers can be found at ba.com/amex-companion or by calling 0844 493 0750 (calls cost 7ppm plus your telephone company access charge). Companion Vouchers earned from 1 September 2021 can be used on bookings departing from outside of the UK as well as allowing the Companion Voucher holder to benefit from a 50% reduction in Avios when making a Reward Flight booking with their Companion Voucher as a solo traveller. Only vouchers earned after 1 September 2021 can be used on Iberia and Aer Lingus. For full Companion Voucher Terms and Conditions visit: ba.com/amex-companion

6. Reward Flight Savers are British Airways' best value reward flights. Reward Flight Saver offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight Saver, you need to have collected at least one Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you'll be shown the standard reward flight price instead with full taxes, fees and charges. To find out more about Reward Flights and/or Reward Flight Saver, click here. Prices shown are Reward Flight Saver redemptions and based on off-peak return fares for Club Europe (short haul business). Standard Reward Flights will be the same Avios amount but full
taxes, fees and charges will be payable. All Avios amounts quoted are correct as of April 2022. Reward flights are subject to availability. Other pricing options are available. To find out more about Reward Flights and/or Reward Fligth Saver, visit https://www.britishairways.com/en-gb/executive-club/spending-avios/reward-flights

British Airways American Express® Cards