Whether you want to collect loyalty Membership Rewards® points, cashback, travel rewards or enjoy premium lifestyle experiences, here you could find a Card to suit your needs.
American Express offers a range of UK Credit Cards and Charge Cards with different rewards and benefits tailored to your lifestyle and interests.
Charge Cards differ to Credit Cards as they give you the financial flexibility of no pre-set spending limit, and no interest charges since you must pay the balance in full at the end of each month.
Your spending limit however, depends on your Card usage, and is based on factors including your current spending patterns, payment history, credit record, and financial resources.
If a Credit Card is not what you are looking for, our Charge Cards maybe of interest to you.
Premium Credit Cards and Charge Cards
Premium Credit Cards and Charge Cards
For service and benefits second to none, reward yourself with one of our Premium Cards, and you could enjoy:
Our Premium Credit Cards and Charge Cards
Representative 76.0% APR variable
Representative 57.6% APR variable
Travel Credit Cards and Charge Cards
Travel Credit Cards and Charge Cards
A Travel Card means you could enjoy:
Our Travel Credit Cards and Charge Cards
Representative 57.6% APR variable
Representative 76.0% APR variable
Representative 22.9% APR variable
Frequent Flyer Credit Cards and Charge Cards
Frequent Flyer Credit Cards and Charge Cards
Choosing a Frequent Flyer Card means you could enjoy:
Our Frequent Flyer Credit Cards and Charge Cards
Representative 57.6% APR variable
Representative 76.0% APR variable
Representative 22.9% APR variable
Rewards Credit Cards and Charge Cards
Rewards Credit Cards and Charge Cards
A Rewards Card means you could:
Our Rewards Credit Cards
Representative 39.7% APR variable
Representative 22.9% APR variable
Representative 57.6% APR variable
Our Cashback Credit Cards
Cashback Credit Cards
American Express Cashback Credit Cards offer you:
Our Cashback Credit Cards
Representative 28.2% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
No Annual Fee Credit Cards and Charge Cards
No Annual Fee Credit Cards and Charge Cards
With all the benefits of being an American Express Cardmember, without the annual fee, these Cards also offer:
Our No Annual Fee Credit Cards and Charge Cards
Representative 22.9% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
Avios Credit Cards
Avios Credit Cards
Choosing an Avios Card with points for flights means you could enjoy:
Our Avios Credit Cards
Representative 22.9% APR variable
Representative 76.0% APR variable
Hotel and Retail Credit Cards
Hotel and Retail Credit Cards
American Express Hotel and Retail Cards could offer you:
Our Hotel and Retail Credit Cards
Representative 28.2% APR variable
Representative 22.9% APR variable
Representative 39.7% APR variable
Frequent Flyer Cards
Enjoy points for flights.
Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.
SOME OF OUR FREQUENT FLYER CARDS
Representative 76.0% APR variable
Representative 22.9% APR variable
Representative 57.6% APR variable
Premium Cards
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
SOME OF OUR PREMIUM CARDS
Representative 76.0% APR variable
Representative 57.6% APR variable
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
SOME OF OUR TRAVEL REWARDS CARDS
Representative 57.6% APR variable
Representative 22.9% APR variable
Cashback Cards
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
SOME OF OUR CASHBACK CARDS
Representative 28.2% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
Rewards Cards
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.
SOME OF OUR REWARDS CARDS
Representative 57.6% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
SOME OF OUR NO ANNUAL FEE CARDS
Representative 22.9% APR variable
Representative 22.9% APR variable
Representative 22.9% APR variable
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
credit rating
Allows you to apply
with confidence
Explore Our Credit Cards
American Express offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.
