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American Express® Rewards Cards


Enjoy all the benefits, convenience and security of an American Express Credit Card or Charge Card – with the added bonus of accumulating rewards.                     


Why choose an American Express Rewards Card?


With an American Express Rewards Credit Card or Charge Card, you have the additional benefit of earning rewards every time you use your Card for purchases. And, depending on your Card, your rewards can be cashback, Nectar points, Avios or Membership Rewards® points which you can exchange for complimentary travel, special treats and unique experiences.


If you're a small business owner you can also earn points on your business spend with an American Express Business Card, which can be redeemed for computers for the office, flights for business travel, or corporate gifting and entertainment.


What's more, Cardmember can enjoy American Express Experiences®, which reserves tickets to some of the hottest shows exclusively for our Cardmembers. Whether your passion is concerts, theatre, or film, you'll be sitting comfortably with American Express Invites.


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Compare Rewards Credit Cards and Charge Cards

Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership. 
Representative 56.6% APR variable 



  • Get Membership Rewards points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners
  • Unlike other loyalty programmes, Membership Rewards points never expire. Get shopping, travel and entertainment rewards or even offset any purchase made on your Card.
5,000 bonus Avios welcome offer
Representative 22.2% APR variable
  • Companion Voucher2 when you spend £20,000 per anniversary year
  • Automatic Enrolment to the British Airways Executive Club
  • Travel and shopping protection3






Limited Time Offer:  Earn 40,000 bonus Marriott Bonvoy points when you spend £3,000 in your first three months of Cardmembership6
Representative APR 38.8% APR variable
  • Travel and shopping protection
  • Automatic upgrade to Gold Elite Status when you spend £15,000 in purchases on your Card each year
  • Receive a Free Night Award, for each year you spend £25,000 on the Card




Credit Card Rewards

Reward Card Benefits at a Glance

American Express Rewards Credit Cards and Charge Cards offer you:
  • A welcome bonus of rewards to get you started
  • The ability to earn rewards on all your spend
  • Purchase Protection
  • Online fraud guarantee
  • Selected Cards include Travel Inconvenience and/or Travel Accident benefits
  • 24/7 customer service
  • Access to our American Express Experiences programme.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Explore Cards by Category

Cashback Cards


Earn cashback everyday.

American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.


Charge & Credit Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.



Find a type of Card to suit your needs


Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.