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American Express Premium Cards

American Express Premium Cards

Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.

Why choose an American Express Premium Card?

If you like the finer things in life, then an American Express Premium Card is the Card for you. One-of-a-kind travel privileges, faster rewards, and extraordinary service give you just an idea of what you could experience as a Premium Cardmember.

Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to accumulate rewards at faster rates, and personalised services such as our Concierge service which comes with the Platinum Card®.

If you're a small business owner, the Platinum Business Card  provides you with a range of additional business benefits and services to suit your needs, from extended payment days to no pre-set spending limit.

And, of course, like every Cardmember you can enjoy American Express Invites to reserve tickets to some of the hottest shows in town, exclusively for our Cardmembers. Whether your passion is music, film, or theatre, we can get you closer to the action.


Our Premium Cards

The Platinum Card®

Earn 30,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership Annual Fee £450
  • Refined travel — unique access to airport lounges, handpicked hotels and complimentary offers
  • Worldwide Travel Insurance for you and your immediate family
  • Platinum Concierge can take care of travel and lifestyle plans
Terms and Conditions

British Airways American Express® Premium Plus Card

25,000 bonus Avios welcome offer Representative 76.0% APR variable
  • Companion Voucher each year when you spend £10,000
  • Automatic enrolment to the British Airways Executive Club
  • Travel and shopping protection
Terms and Conditions

American Express® Preferred Rewards Gold Credit Card

Earn 20,000 Membership Rewards® points when you spend £2,000 in your first 3 months of Cardmembership Representative 57.6% APR variable
  • Easily transfer points to frequent flyer and hotel programmes
  • 2 complimentary Lounge visits per year
  • 10% off Hertz base car rental rates
Terms and Conditions

Key benefits at a glance

Depending on your choice of American Express premium Card, you can look forward to:
  • A welcome bonus of rewards to get you started
  • The ability to earn rewards at faster rates on your purchases.
  • Purchase protection
  • Online fraud guarantee
  • Exclusive travel benefits, such as companion tickets and Travel Insurance
  • Enhanced levels of protection and insurance at home and abroad
  • Access to over 600 airport lounges worldwide
  • A team of Customer Care Professionals to assist you 24/7
  • Access to American Express Invites.

Choosing the right Card

Whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone, text, email or mail. No matter where you are in the world, our Global Assist® team provides emergency help whenever you need it, anytime of the day or night.

24/7 Customer Service

Our premium Cards are designed for the discerning Cadrmember – whether at home or abroad.

Would you like to earn Avios or Starpoints? You can turn your everyday spend into complimentary flights and nights with one of our partner Cards.

Would you like to earn Avios or Starpoints. You can turn your everyday spend into complimentary flights and nights with one of our partner Cards.

Would you like added flexibility in how you use your rewards?

Consider one of our premium Cards, which offer Membership Rewards®. Points can be transferred to number of frequent flyer and hotel programmes, including British Airways, Starwood, and Virgin Atlantic, or redeemed for a special treat.

Perhaps you would also like access to over 600 airport lounges worldwide and special hotel upgrades and service? Then consider our The Platinum Card® or Platinum Business Card, which also provides you with comprehensive worldwide Travel Insurance and a concierge service.

Card security and protection

If things should go wrong, we'll soon put them right. All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.

Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.

For added protection, our Premium Cards also offer 90 days Refund Protection on eligible items bought in the UK, as well as Purchase Protection which means if you bought an eligible item on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.

Accepted around the world

American Express premium Credit Cards and Charge Cards are accepted all over the world. Even better, our American Express® Preferred Rewards Gold Credit Card allows you to earn double Membership Rewards® points for spend made in a foreign currency.

Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to pounds sterling.

If it's in another currency, it's converted to US dollars and then to pounds sterling.

Manage your Account online or on your mobile

We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account anytime, anywhere – either online or on your mobile.

View your current balance, have updates sent to your phone, pay your bills easily, and manage your contact preferences.



Before you apply, use the following checklist to see if you meet our standard eligibility criteria

  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • And if self-employed, I have been working for more than one year
  • I have no history of bad debt

Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.

Once you have found the Card that best suits you, read the important information, then hit the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Credit Card.

Your application takes less than 10 minutes and you can get a response in 60 seconds.

Find out if you're eligible with our Eligibility Checker

  • Only takes a couple of minutes to complete
  • Will not impact your credit rating
  • Allows you to apply with confidence

Frequent Flyer Cards

Enjoy points for flights.
With the ability to earn Frequent Flyer points or Avios points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.

Some of our Featured Cards

Credit and Charge Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

Discover our Credit and Charge Card Guides

Find a type of Card to suits your needs

Explore our range of Cards, you're bound to something to suits your needs and lifestyle.

5% cashback will be payable to you by us on all your purchases made in the first three months up to £125. Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Any cashback from introductory offers will be credited to your Account in your card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.