Looking for a Card that offers you more? Here’s how our Premium Credit Cards and Charge Cards could enhance your lifestyle.
Aside from allowing you to make purchases and pay at a later date, Premium Credit Cards and Charge Cards offer prestigious perks and rewards – ideal if you enjoy the finer things in life. These Cards can therefore have a higher annual fee than other Cards.
Travel privileges, more rewards, and personalised service – these are just
some of the things you could enjoy as a Premium Credit Card or Charge Card holder.
The Preferred Rewards Gold Credit Card and The Platinum Card® allow you to earn 1 Membership Rewards point for every £1 spent, but certain spending with these Premium Cards can help you accumulate more rewards at a faster rate. For example, you could earn more when making airline, non-sterling or American Express Travel purchases with the Preferred Rewards Gold Credit Card, or when spending at American Express Travel Online with The Platinum Card. Our British Airways American Express® Premium Plus Card earns you 1.5 Avios for every £1 spent on purchases, and this increases to 3 Avios for every £1 spent on British Airways or BA Holidays. Find more details about enhanced point
earning on the Card pages. With a Premium Card, you can make the most of personalised
services like 24/7 Platinum Concierge with The Platinum Card – whether you need to adjust your travel arrangements or make a dinner booking.
Small business owner? Our Platinum Business Card boasts a range services to suit your needs – from extended payment days to no pre-set spending limit.
You could also make the most of American Express Experiences® to catch some of the best shows in town. Priority tickets are reserved exclusively for our Cardmembers. Whether your passion is music, film or theatre, we can get you closer to the action.
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
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Allows you to apply
Find a type of Card to suit your needs
Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.
1. Terms and conditions apply to Avios redemptions. Reward Flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person. Companion Vouchers can only be used when redeeming Avios for a British Airways, Iberia or Aer Lingus Reward Flight seat in any cabin. Detailed information on Companion Vouchers can be found at ba.com/amex-companion or by calling 0844 493 0750 (calls cost 7ppm plus your telephone company access charge). Companion Vouchers earned from 1 September 2021 can be used on bookings departing from outside of the UK, as well as allowing the Companion Voucher holder to benefit from a 50% reduction in Avios when making a Reward Flight booking with their Companion Voucher as a solo traveller. Access to Reward Flight seats within Club World (business class) is available for British Airways Premium Plus Companion Vouchers earned from 1 September 2021. Only vouchers earned after 1 September 2021 can be used on Iberia and Aer Lingus. For full Companion Voucher Terms and Conditions visit: ba.com/amex-companion
2. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
3. Membership Rewards Points earned on your Credit Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 14 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk.
4. 20,000 Membership Rewards bonus points: The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £3,000 within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account.
5. 35,000 bonus Avios: 35,000 bonus Avios will be awarded onto your Account if you are a new Cardmember and you have applied after 00:01 GMT 11 January 2023 and before 23:59pm GMT 21 February 2023 and once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend.
6. 30,000 Membership Rewards® bonus points: The 30,000 Membership Rewards® bonus points will be awarded onto your Account once you have been approved and you have spent and charged £4,000 within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account.