Why choose an American Express Rewards Card?
With an American Express Rewards Credit Card or Charge Card, you have the additional benefit of earning rewards every time you use your Card for purchases. And, depending on your Card, your rewards can be cashback, Nectar points, Avios or Membership Rewards® points which you can exchange for complimentary travel, special treats and unique experiences.
If you're a small business owner you can also earn points on your business spend with an American Express Business Card, which can be redeemed for computers for the office, flights for business travel, or corporate gifting and entertainment.
What's more, Cardmember can enjoy American Express Experiences®, which reserves tickets to some of the hottest shows exclusively for our Cardmembers. Whether your passion is concerts, theatre, or film, you'll be sitting comfortably with American Express Invites.
Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 via the app, email or text.
And instead of passing you from one person to another, the first person to answer your call will do their best to see it through until it's resolved .
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own Secure System to minimise the risk of fraud, whether you use your Card at home, online or abroad. Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Wherever your travels take you, you can take your American Express Rewards Card. Even better, one of our Rewards Cards – The American Express® Preferred Rewards Gold Credit Card – allows you to earn double Membership Rewards points for spend made in a foreign currency.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily.
If your transaction is in US dollars, the amount will be converted directly to pounds sterling. If it's in another currency, it's converted to US dollars and then to pounds sterling.
We put you firmly in control when it comes to managing your Account. Simply register online and you can view and manage your Account whenever you want, either online or on your mobile. View your current balance, get updates on your American Express Rewards Card spending sent direct to your phone, pay your bills easily, and manage your contact preferences.
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
Allows you to apply
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for gift cards, hotels, and more.
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
1. Membership Rewards Points earned on your Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 12 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk.
2. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.
3. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
4. Earn Gold Elite status after making £15,000 in eligible purchase on your Card in a calendar year. This includes 25% Bonus Points on Stays, Gold Welcome Gift of Points (250/500 Points, Varies by Brand), 2p.m. Late Checkout (Based on Availability), Enhanced Room Upgrade (Based on Availability), Complimentary Enhanced In-Room Internet Access, Dedicated Elite Reservation Line.
5. Terms and Conditions apply to points redemptions and are subject to availability. Detailed information can be found here. All applicable Terms and Conditions will be provided to you as you receive your Card when approved.