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American Express Cashback Credit Cards

 

American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whilst earning you cashback on almost everything you buy.

 

What is a Cashback Credit Card and how do Cashback Credit Cards work?

 

Cashback Credit Cards from American Express allow you to earn cash rewards for your everyday purchases.

 

When you buy something with your Cashback Credit Card, you will receive a percentage of that transaction back as a reward, which accumulates in your Account. You can also apply for Supplementary Cards for a relative or partner, and their spending will count towards your eligible cashback total.

 

Read more about cashback, how it works and its benefits here.

 

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Why choose a Cashback Card?

 

American Express Cashback Credit Cards offer you:

 

  • Competitive cashback rates on your purchases. A simple, straightforward way to earn cash rewards, with no limit on how much you can earn in a year.
  • American Express® Experiences. As an American Express Cardmember, you’ll also enjoy American Express Experiences – a service that reserves some of the hottest tickets exclusively for our Cardmembers. Whether your passion is music, film, dining, or theatre - we can get you closer to the action.   
  • Card security & protection. American Express Cards feature Chip and PIN technology, and all transactions are processed through our own secure system to minimise the risk of fraud – whether you’re spending at home or away. Our early detection systems monitor potentially fraudulent activity, but if you are a victim of Credit Card fraud, and you’ve taken reasonable care with your Card, our Fraud Protection Guarantee means that you won't be held responsible for any costs linked to the fraud.   
  • Refund Protection and Purchase Protection also covers eligible items purchased using the Card within the last 90 days.
  • 24/7 customer service. Got a query? Our Customer Care Professionals and Global Assist® team are always on hand – contactable via phone, text, email or mail.   
  • Accepted around the world. Our Cashback Credit Cards are accepted all over the world, and your spend is converted as soon as we process the transaction. The            American Express exchange rate is set daily. If you’re paying in US dollars, the amount will be converted directly to pounds sterling. If you’re paying in another currency, this will be converted to US dollars and then to pounds sterling.

Compare Cashback Credit Cards

New Cardmembers get 5% cashback1 up to £125 cashback for your first three months of Cardmembership.
 
Representative 29.8% APR variable
 
  • Earn up to 1.25% cashback2 if you spend over £10,001
  • Travel and shopping protection3

 

 

New Cardmembers get 5% Cashback4 up to £100 for your first three months of Cardmembership.
 
Representative 24.5% APR variable
 
  • Get accelerated cashback with no annual fee
  • Travel and shopping protection3

 

 

 

Frequently Asked Questions

 

Get answers to our frequently asked Cashback Credit Cards questions here.

 

Are there Cashback Credit Cards with no annual fee?

The American Express® Platinum Cashback Everyday Credit Card has no annual fee.

 

When is cashback paid?

Cashback is paid to you as a statement credit every year, around the anniversary of your Account opening.

 

Is Credit Card cashback taxable?

No, Credit Card cashback isn’t taxable.

 

Will cashback show up on my Credit Card statement?

Yes. Cashback will show at the bottom your statement, in Manage Your Card Account (MYCA) and on the American Express® App.

 

Is there a fee for cashback?

There is no fee for cashback itself, however you should check whether your Card has any other costs, such as an annual fee.

Read more on Credit Card fees and charges here.

Are you eligible for a no annual fee Credit Card?

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Explore Cards by Category

No Annual Fee Cards

 

Get the most out of your Card with no annual fee.

Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.

Charge & Credit Cards Explained

 

Has talk of interest, annual fees, rates and percentages left you feeling confused?
 

Our simple Credit and Charge Card Guides are a great place to start.

 

Find a type of Card to suit your needs

 

Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.