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American Express

Find a Payment Solution to suit your needs

Corporate Purchasing Card

 

Make regular or one-off transactions with controls and reporting.

 

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Corporate Purchasing Account

 

Effective management of indirect spend with invoice level data and electronic VAT reporting

 

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vPayment

 

Fine-tuned transaction control and simplified reconciliation

 

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Buyer Initiated Payment

 

Online platform for optimising working capital improving cash flow and reducing need for external financing.

 

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Business Travel Account

 

These centrally billed Accounts allow you to pay all travel-related expenses from a single, Corporate Account lodged at your company’s chosen travel agency.

 

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Overview

  CORPORATE PURCHASING CARD CORPORATE PURCHASING ACCOUNT VPAYMENT BUYER INITIATED PAYMENT BUSINESS TRAVEL ACCOUNT
Control Limit categories of spend Control spend to your preferred suppliers
Control value and date of supplier transaction Tight control of cash flow: Buyer initiates transaction Control and increased visibility of your travel spend
Policy Compliance Spend visibility, supplier analysis Spend analysis, supplier blocking Spend analysis, supplier collaboration Registered Suppliers only, supplier collaborationr Certified
booking providers only - BTA is lodged to the Client's dedicated Travel
Provider
Process Convenience Replace petty cash, with transaction and commodity control Invoice removal, ERP integration & VAT recovery Centralised settlement, automated reconciliation Payment initiated by Buyer Centralised settlement, automated reconciliation
Card Type Plastic Virtual Virtual Virtual Virtual
Payment Initiated By Supplier Supplier Supplier Buyer Supplier
Web Based Solution No No Yes Yes Yes
Central Account No Yes Yes Yes Yes

Controls

  CORPORATE PURCHASING CARD CORPORATE PURCHASING ACCOUNT VPAYMENT BUYER INITIATED PAYMENT BUSINESS TRAVEL ACCOUNT
Maximum Individual Transaction Limit Approval levels based on transaction value Not applicable - central virtual account
Client Limit - Daily, Monthly, Annual Not applicable - central virtual account
Preferred Supplier      X
Ability To Limit Maximum Number Of Transactions Per Day Not applicable - central virtual account Not applicable - central virtual account
Cash Blocking (Prevents Use At ATMs)  X Not applicable - central virtual account Not applicable - central virtual account
Not applicable - central virtual account
Not applicable - central virtual account
Excluded Supplier    
Supplier Threshold      X
Merchant Category Code    
Cardmember Limit - Daily, Monthly, Annual Monthly Cardmember limit, but no ability to limit number of transitions per day Monthly Cardmember limit, but no ability to limit number of transitions per day     Not applicable - central virtual account
Defined Expense          

Data Capability And Online Tools

  CORPORATE PURCHASING CARD CORPORATE PURCHASING ACCOUNT VPAYMENT BUYER INITIATED PAYMENT BUSINESS TRAVEL ACCOUNT
Transaction Data (Merchant, Value and Date)
Full Invoice Data (Line Item Detail, Cost Centre, Project Code and VAT) Yes (Level 3 Suppliers) Yes (Level 3 Suppliers) Yes (Level 3 Suppliers) Not applicable - cashflow benefit Addendum data available from Air transactions
VAT Evidence Yes (Level 3 Suppliers) Yes (Level 3 Suppliers) Yes (Level 3 Suppliers) Not applicable - cashflow benefit Only in Germany
Online Programme Administration Not available
Online Statement Capability Not available Not available

Talk to a business representative about payment solutions that could help your company achieve its goals.
Call
 0800 085 7725

American Express® offers a range of options to manage local or global purchasing solutions and control how your employees spend on goods and services.

To learn more call 0800 085 3698