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Personal Cards
Business Cards
Corporate Solutions
All Insurance
Benefits and Offers
Merchants
Business Cards
Corporate Solutions
Global Network
Help & Support
When you become an American Express Merchant, you could benefit from free signage, webinars & support.
Call 0800 339 911 or have us contact you.
When you become an American Express Merchant, you could benefit from free signage, webinars & support.
Call 0800 339 911 or have us contact you.
And gain access to a whole host of business benefits: From customers who spend more and spend often, to promotions designed to drive our Cardmembers your way.
No wonder we added 207,000+ new UK Merchants in 2020-2021.1
When you accept our Cards at your business, we keep rates simple and transparent:
You’re only ever charged when a customer uses their Card
With American Express, you'll always know where you are and what rate you'll pay. Find out what yours is.
As winners of the Good Business Pays 2021 ‘Fast Payer Award’ we know cashflow is the lifeblood of your business.
That's why we offer a fast payment option. Yes really - in as little as one business day.
When it comes to managing your payments, we’re on your side. It’s just one more reason why it pays to accept American Express.
For over 10 years, our regular Shop Small4 promotions have been giving Cardmembers money-back incentives to shop in-person at local stores. Find out more.
Customer incentives to Shop Small, all funded by us
Your business could be promoted in emails to Cardmembers
Your location highlighted to Cardmembers on the American Express Map5
Free signage and marketing materials to bring customers to your door
We know how important it is to attract customers to your store, that's why, when you accept our Cards, we provide promotional tools to encourage our Cardmembers to shop with you:
Whatever your business, we offer all kinds of marketing support for American Express Merchants. What's more, it's all provided by us, at no additional cost to you.
American Express® Cardmembers love using their Cards.
Our Cardmembers spend on average 2.7x more frequently and 3.9x more annually compared to the average credit and charge cards.6
Get in touch now to get your personalised quote. Our team of experts will work with you to create a personalised plan suitable for your business. You can sign up there and then - or not, if you prefer. There's no obligation whatsoever.
Call 0800 339 911 now (Monday to Friday, 8:00 to 18:00) or follow the link below.
As well as big corporations, a huge number of small businesses in the UK accept American Express. These are in the retail, hospitality, travel and leisure sectors, plus many others. Some have physical locations and others are purely online, while many are a mix of both.
The number of UK Merchants who accept American Express is growing fast – in 2020-2021, over 207,000 UK businesses joined us.1
Yes, you need to be able to accept credit card payments and you must have a Merchant Account.
There are two ways to get a Merchant Account:
Setting up your account is quick and easy – when you get in touch we will also be able to confirmthe rate you will pay.
By setting up your account direct with us, you will be eligible to receive our full range of Merchant benefits. That includes 24/7 support, access to a wide range of tools and promotions, and marketing campaigns aimed at helping your business to thrive.
There are many reasons why accepting American Express can benefit your business:
Welcome high-value Cardmembers
Free Marketing Materials
Shop Small
Want to find out your business rate?2 We’ll be able to quickly tell you yours when we speak over the phone. And remember you’re only ever charged when a customer uses their card. To find out your rate, call 0800 399 911 or complete the form
We understand that speedy payment is vital for your business, so we do everything we can to make processing payments as quick and easy as possible. That’s why you’ll have access to your money in as little as one business day, depending on your payment plan.
1. Based on American Express merchant locations set up between January 2020 and December 2021.
2. Terms and conditions based on the product sector and annual turnover. Your rate structure and other terms will be explained to you in full before set-up of your new merchant Account.
3. Your payment plan is 1 business day from receipt by us of all relevant charge data from your terminal provider or payment service provider (PSP). Improved payment time is subject to our right to withhold payments in accordance with your Terms and Conditions for American Express Card Acceptance.
4. To find out more about Shop Small click here. Eligibility criteria apply. Subject to American Express Shop Small terms and conditions. Refer to your American Express representative or call 0800 032 7216.
5. The American Express® Map is intended for general reference purposes only and does not represent a comprehensive list of all Card accepting merchants. Recommendations and otherinformation included on the map are derived from internal American Express and third party data. Data is updated from time to time and may not be 100% accurate. American Express does not accept any responsibility or liability arising from any inaccuracies. You understand and agree that your use of the map is your choice and at your sole risk and that the map is provided ‘as is’ and ‘as available’. List of Card accepting merchants is updated monthly.
6. Source: American Express data for United Kingdom Cardmembers spending across Europe compared to GlobalData Payment Card Analytics for transactions with domestic cards at terminals in the country and outside the country, including at physical terminals and initiated remotely.
7. Source: American Express commissioned internet panel survey conducted in February 2022 - March 2022 based on retail purchases made in the 6 months prior to the survey. Definition of American Express Card Members: Respondents who reported they have an American Express Card that they use to make retail purchases in the prior 6 months. Definition of Non-Card Members: Respondents who reported they do not have an American Express Card and used Visa, MasterCard, debit cards, cash, direct transfer, or payment services to make retail purchases in the prior 6 months to the survey.