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Premium Credit Cards & Charge Cards Benefits

 

Looking for a Card that offers you more? Here’s how our Premium Credit Cards and Charge Cards could enhance your lifestyle.

 

What is an American Express Premium Card?

 

Aside from allowing you to make purchases and pay at a later date, Premium Credit Cards and Charge Cards offer prestigious perks and rewards – ideal if you enjoy the finer things in life. These Cards can therefore have a slightly higher annual fee.

 

Why choose an American Express Premium Card?

One-of-a-kind travel privileges, faster rewards, and extraordinary service – these are just
some of the things you could enjoy as a Premium Credit Card or Charge Card holder.

 

Accumulate rewards at a faster rate when making airline or foreign currency purchases with the Preferred Rewards Gold Credit Card, or when you spend on British Airways or BA Holidays with our British Airways American Express® Premium Plus Card. And make the most of personalised services like 24/7 Platinum Concierge with The Platinum Card®– whether you need to adjust your travel arrangements or make a dinner booking.

 

Small business owner? Our Platinum Business Card boasts a range services to suit your needs – from extended payment days to no pre-set spending limit.

 

You could also make the most of American Express Experiences® to catch some of the best shows in town. Priority tickets are reserved exclusively for our Cardmembers. Whether your passion is music, film or theatre, we can get you closer to the action.

Premium Card Benefits at a Glance

Depending on which American Express Premium Card you choose, you could look forward to:

 

  • A welcome bonus to get you started.
  • The ability to earn rewards faster on your purchases.
  • Refund Protection and Purchase Protection for peace of mind.
  • Online fraud guarantee: In the unlikely event you’re a victim of card fraud, and you’ve taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
  • Exclusive travel benefits, such as companion tickets and Travel Insurance.
  • Worldwide access to airport lounges.
  • 24/7 customer service: Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 by phone, text, email or mail.
  • Global Assist®: No matter where you are in the world, our team is here to provide emergency help whenever you need it.
  • Access to American Express Experiences.

 

Credit Cards and Charge Cards with Airport lounge access

 

Want a Credit Card with airport lounge access? Our Platinum Card, Platinum Business Card and Preferred Rewards Gold Credit Card give you access to over 1,200 airport lounges
worldwide. So you can enjoy a little downtime before you jet off.

 

You’ll also benefit from complimentary hotel upgrades and comprehensive worldwide travel insurance.

Compare Premium Cards

Limited Time Offer: Earn 60,000 Membership Rewards® points when you spend £6,000 in your first three months of Cardmembership. Offer ends 2 November 2021. Terms apply4

 
Annual Fee £575
 
 
  • Refined travel — unique access to airport lounges, handpicked hotels and complimentary offers
  • Worldwide Travel Insurance for you and your immediate family
  • Platinum Concierge can take care of travel and lifestyle plans

 

Limited Time Offer: 40,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership. Offer ends 2 November 2021. Terms Apply5

 

Representative 101.1% APR variable

 

  • Get a Companion Voucher when you spend £10,0001
  • Automatic enrolment to the British Airways Executive Club
  • Travel and shopping protection

 

 

 

Earn 20,000 Membership Rewards® points when you spend £3,000 in your first three months of Cardmembership.
 
Representative 59.9% APR variable
 
 
  • Easily transfer points to frequent flyer3 and hotel programmes
  • Complimentary Priority PassTM membership plus two airport lounge passes per year to use globally
  • 10% off Hertz base car rental rates

 

 

Explore Cards by Category

Frequent Flyer Cards

 

Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.

 

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Charge & Credit Cards Explained

 

Has talk of interest, annual fees, rates and percentages left you feeling confused?
 

Our simple Credit and Charge Card Guides are a great place to start.

Find a type of Card to suit your needs

 

Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.