Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.
If you like the finer things in life, then an American Express Premium Card is the Card for you. One-of-a-kind travel privileges, faster rewards, and extraordinary service give you just an idea of what you could experience as a Premium Cardmember.
Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to accumulate rewards at faster rates, and personalised services such as our Concierge service which comes with the Platinum Card®.
If you're a small business owner, the Platinum Business Card provides you with a range of additional business benefits and services to suit your needs, from extended payment days to no pre-set spending limit.
And, of course, like every Cardmember you can enjoy American Express Experiences® to reserve tickets to some of the hottest shows in town, exclusively for our Cardmembers. Whether your passion is music, film, or theatre, we can get you closer to the action.
Depending on your choice of American Express Premium Card, you can look forward to:
Choosing the Right Card
Our premium Cards are designed for the discerning Cardmember – whether at home or abroad.
Would you like to earn Avios or Starpoints? You can turn your everyday spend into complimentary flights and nights with one of our partner Cards.
Would you like added flexibility in how you use your rewards?
Consider one of our premium Cards, which offer Membership Rewards®. Points can be transferred to number of frequent flyer and hotel programmes, including British Airways, Starwood, and Virgin Atlantic, or redeemed for a special treat.
Perhaps you would also like access to over 1,100 airport lounges worldwide and special hotel upgrades and service? Then consider our The Platinum Card® or Platinum Business Card, which also provides you with comprehensive worldwide travel insurance and a concierge service.
24/7 Customer Service
Whenever you need us, wherever you are, our team of Customer Care Professionals are available 24/7 by phone, text, email or mail. No matter where you are in the world, our Global Assist® team provides emergency help whenever you need it, anytime of the day or night.
Card Security And Protection
If things should go wrong, we'll soon put them right. All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.
Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Accepted Around the World
American Express premium Credit Cards and Charge Cards are accepted all over the world. Even better, our American Express® Preferred Rewards Gold Credit Card allows you to earn double Membership Rewards® points for spend made in a foreign currency.
Your spend abroad is converted to pounds sterling as soon as we process the transaction, based on the American Express exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to pounds sterling.
If it's in another currency, it's converted to US dollars and then to pounds sterling.
Manage Your Account Online or on Your Mobile
We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account anytime, anywhere – either online or on your mobile.
View your current balance, have updates sent to your phone, pay your bills easily, and manage your contact preferences.
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
Allows you to apply
Find a type of Card to suit your needs
Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.
1. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.
2. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
3. Membership Rewards Points earned on your Credit Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 14 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk.