Premium Credit Cards & Charge Cards Benefits
Looking for a Card that offers you more? Here’s how our Premium Credit Cards and Charge Cards could enhance your lifestyle.
What is an American Express Premium Card?
Aside from allowing you to make purchases and pay at a later date, Premium Credit Cards and Charge Cards offer prestigious perks and rewards – ideal if you enjoy the finer things in life. These Cards can therefore have a higher annual fee than other Cards.
Why choose an American Express Premium Card?
Travel privileges, more rewards, and personalised service – these are just
some of the things you could enjoy as a Premium Credit Card or Charge Card holder.
The Preferred Rewards Gold Credit Card and The Platinum Card® allow you to earn 1 Membership Rewards point for every £1 spent, but certain spending with these Premium Cards can help you accumulate more rewards at a faster rate. For example, you could earn more when making airline, non-sterling or American Express Travel purchases with the Preferred Rewards Gold Credit Card, or when spending at American Express Travel Online with The Platinum Card. Our British Airways American Express® Premium Plus Card earns you 1.5 Avios for every £1 spent on purchases, and this increases to 3 Avios for every £1 spent on British Airways or BA Holidays. Find more details about enhanced point
earning on the Card pages. With a Premium Card, you can make the most of personalised
services like 24/7 Platinum Concierge with The Platinum Card – whether you need to adjust your travel arrangements or make a dinner booking.
Small business owner? Our Platinum Business Card boasts a range services to suit your needs – from extended payment days to no pre-set spending limit.
You could also make the most of American Express Experiences® to catch some of the best shows in town. Priority tickets are reserved exclusively for our Cardmembers. Whether your passion is music, film or theatre, we can get you closer to the action.
Depending on which American Express Premium Card you choose, you could look forward to:
- A welcome bonus to get you started.
- The ability to earn rewards faster on your purchases.
- Refund Protection and Purchase Protection for peace of mind.
- Online fraud guarantee: In the unlikely event you’re a victim of card fraud, and you’ve taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
- Exclusive travel benefits, such as companion tickets and Travel Insurance.
- Worldwide access to airport lounges.
- 24/7 customer service: Whenever you need us, wherever you are, our Customer Care Professionals are available 24/7 by phone, text, email or mail.
- Global Assist®: No matter where you are in the world, our team is here to provide emergency help whenever you need it.
- Access to American Express Experiences.
Want a Credit Card with airport lounge access? Our Platinum Card, Platinum Business Card and Preferred Rewards Gold Credit Card give you access to over 1,300 airport lounges
worldwide. So you can enjoy a little downtime before you jet off.
You’ll also benefit from complimentary hotel upgrades and comprehensive worldwide travel insurance.
Limited Time Offer: Earn 60,000 Membership Rewards® points when you spend £6,000 in your first threemonths of Cardmembership. Offer ends 1 June 2022. Terms Apply6
- Refined travel — unique access to airport lounges, handpicked hotels and complimentary offers
- Worldwide Travel Insurance for you and your immediate family
- Platinum Concierge can take care of travel and lifestyle plans
As a new Cardmember, collect 25,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership. Terms apply5
Representative 102.5% APR variable
- Get a Companion Voucher when you spend £10,0001
- Automatic enrolment to the British Airways Executive Club
- Travel and shopping protection
- Easily transfer points to frequent flyer3 and hotel programmes
- Complimentary Priority PassTM membership plus two airport lounge passes per year to use globally
- 10% off Hertz base car rental rates
Frequent Flyer Cards
Enjoy points for flights.
Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.
SOME OF OUR FREQUENT FLYER CARDS
Premium Cards
Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend.
SOME OF OUR PREMIUM CARDS
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.
SOME OF OUR TRAVEL REWARDS CARDS
Cashback Cards
Earn cashback everyday.
American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.
SOME OF OUR CASHBACK CARDS
Rewards Cards
Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.
SOME OF OUR REWARDS CARDS
No Annual Fee Cards
Get the most out of your Card with no annual fee.
Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.
SOME OF OUR NO ANNUAL FEE CARDS
I am aged 18 or over
I have no history of bad debt
I have a permanent UK home address
I have a current UK bank or building society account
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Find out if you're eligible with our Eligibility Checker
Only takes a couple of minutes to complete
Will not impact your
credit rating
Allows you to apply
with confidence
Find a type of Card to suit your needs
Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.
1. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.
2. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
3. Membership Rewards Points earned on your Credit Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 14 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk.
4. 20,000 Membership Rewards bonus points: The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £3,000 within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account.
5. 25,000 bonus Avios will be awarded onto your Account if you are a new Cardmember and once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. Introductory offers are not available if you currently hold or have held any personal British Airways American Express Card product in the past 24 months.
For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
6. 60,000 Membership Rewards bonus points: The 60,000 Membership Rewards bonus points will be awarded onto your Account if you are a new customer and you have applied after midnight GMT 15 March 2022 and before midnight 1 June 2022 and once you have been approved and you have spent and charged £6,000 within the first six months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account. This new Cardmember offer is only available if you have not held a personal Membership Rewards enrolled American Express Card within the previous 24 months. If you have held a personal Membership Rewards enrolled American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.
1. Terms and Conditions apply to Avios redemptions. Reward flights and companion voucher bookings are subject to availability. Detailed information on companion vouchers can be found here or by calling 0844 493 0750. Please note, calls cost a maximum of 7p per minute, plus your phone company’s access charge. All applicable Terms and Conditions will be provided within your Welcome Pack if you are approved.
2. Subject to enrolment, for more information click here. Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.
3. Membership Rewards Points earned on your Credit Card can be redeemed for a wide variety of shopping, travel and entertainment rewards. Points can also be transferred to 14 frequent flyer and hotel loyalty programmes. For more information please visit membershiprewards.co.uk.
4. 20,000 Membership Rewards bonus points: The 20,000 Membership Rewards bonus points will be awarded onto your Account once you have been approved and you have spent and charged £3,000 within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account.
5. 25,000 bonus Avios will be awarded onto your Account if you are a new Cardmember and once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within the first three months of Cardmembership. Cardmembership begins from Card approval. Please note, it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. Introductory offers are not available if you currently hold or have held any personal British Airways American Express Card product in the past 24 months.
For the Premium Plus Card, you will be awarded 1.5 Avios for every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request.
6. 60,000 Membership Rewards bonus points: The 60,000 Membership Rewards bonus points will be awarded onto your Account if you are a new customer and you have applied after midnight GMT 15 March 2022 and before midnight 1 June 2022 and once you have been approved and you have spent and charged £6,000 within the first six months of Cardmembership. Cardmembership begins from Card approval. Please note that it can take up to one month for bonus points to be awarded to your Account. This new Cardmember offer is only available if you have not held a personal Membership Rewards enrolled American Express Card within the previous 24 months. If you have held a personal Membership Rewards enrolled American Express Card within the previous 24 months, you will be entitled to all other Card benefits, excluding the welcome offer.