Amex Pay is a feature of the American Express App that allows you to make purchases using an eligible American Express Card with a compatible Android device. Your Cardmember Agreement governs the use of your Card in Amex Pay. An eligible Card is an active UK American Express issued Personal or Small Business Credit or Charge Card, an American Express Corporate Card, or the Sterling International Currency Cards. Your current Card does not need to be contactless in order to use Amex Pay. American Express Pre-paid Cards, Virtual Accounts, Corporate Purchasing Cards, Meeting Cards, and Dollar/Euro International Currency Cards are not eligible for Amex Pay. In order to use Amex Pay, you will need an Android device running KitKat 4.4 or above, with NFC enabled. Amex Pay may not always be available, for example due to service interruptions or merchants using obsolete terminals. You should always carry your plastic Card in case. American Express is not liable for any loss or damage you suffer if you are unable to use Amex Pay at any time. With Amex Pay you can spend up to £30 at stores accepting American Express contactless. Some retailers may still only accept up to the previous £20 limit, whilst others may choose to allow purchases of greater than £30 specifically on mobile contactless transactions. Please check in-store for details. If you register your Card in Amex Pay, you must keep your device and security credentials safe and secure at all times – in the same way you would your actual Card or PIN. Never share your device security credentials or allow another person to register their fingerprint to your device, as that person will be able to make payments using your Card. If you do allow someone access, you will be responsible for their use of your Card. You must always use the device lock feature on your mobile device. For more information about safety and security visit the Amex Pay FAQs. Call us immediately using the number on the back of your Card if your device has been lost, stolen or compromised in any way. We can suspend or remove your Card from Amex Pay to prevent further unauthorised use.