
Business Gold Card
Annual Fee: $295¤
Featured Benefits
Maximize Rewards with 4X Points
Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases for shipping
Terms and Limitations Apply
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.To learn more about spending categories, visit www.americanexpress.com/rewards-info
There is no limit to the total number of points you can earn.
Pay Over Time Option‡
Flexibility to Pay Over Time with interest, or pay full balance, whichever is best for your business.‡
1Based on the Feb 2021 Nilson Report.

Business Gold Card
Annual Fee: $295¤
Get a decision in as little as 30 seconds
Featured Benefits
Maximize Rewards with 4X Points
Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases for shipping
Terms and Limitations Apply
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.To learn more about spending categories, visit www.americanexpress.com/rewards-info
There is no limit to the total number of points you can earn.
Pay Over Time Option‡
Flexibility to Pay Over Time with interest, or pay full balance, whichever is best for your business.‡
1Based on the Feb 2021 Nilson Report.
All Benefits
Business Gold Card

Annual Fee: $295¤
Featured Benefits
Maximize Rewards with 4X Points
Earn 4X Membership Rewards® points on the top 2 categories where your business spent the most each billing cycle from the list below, plus earn 1X on other purchases.
- Airfare purchased directly from airlines
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases for shipping
Terms and Limitations Apply
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.To learn more about spending categories, visit www.americanexpress.com/rewards-info
There is no limit to the total number of points you can earn.
Pay Over Time Option‡
Flexibility to Pay Over Time with interest, or pay full balance, whichever is best for your business.‡
1Based on the Feb 2021 Nilson Report.