Know if you're approved with no personal credit score impact
about potential personal and business credit score impacts
A Sleek Metal Card With Perks that Shine
Highlights
5X
5X Points
Earn 5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com or the Amex Travel App™.‡ So you can turn a summer trip to Madrid into a winter escape to Miami.‡
$600 Hotel Credit
Get up to $300 in statement credits semi-annually, for up to a total of $600 each calendar year, on prepaid Fine Hotels + Resorts®‡ or The Hotel Collection1‡ bookings through American Express Travel® when you pay with the Business Platinum Card®. Plus, when you book Fine Hotels + Resorts® through American Express Travel®, you can receive a suite of benefits with an average total value of $550 per stay.2
1 The Hotel Collection requires a minimum two-night stay.
2 Average value based on Fine Hotels + Resorts® bookings in 2025 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available (certain room categories are not eligible for upgrade), $100 credit towards eligible charges (which vary by property), guaranteed 4pm check-out and 12pm check-in when available. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
1 The Hotel Collection requires a minimum two-night stay.
2 Average value based on Fine Hotels + Resorts® bookings in 2025 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available (certain room categories are not eligible for upgrade), $100 credit towards eligible charges (which vary by property), guaranteed 4pm check-out and 12pm check-in when available. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
Platinum Card Design
The Business Platinum Card® provides access to exceptional rewards, travel benefits and business benefits. Choose your preferred card design, either classic metal or mirror.
The Global Lounge Collection
With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges.‡
*As of 01/2026.
*As of 01/2026.
A Sleek Metal Card With Perks that Shine
Business Platinum Card®
Highlights
5X
5X Points
Earn 5X Membership Rewards® points on flights and prepaid hotels when you book at AmexTravel.com or the Amex Travel App™.‡ So you can turn a summer trip to Madrid into a winter escape to Miami.‡
$600 Hotel Credit
Get up to $300 in statement credits semi-annually, for up to a total of $600 each calendar year, on prepaid Fine Hotels + Resorts®‡ or The Hotel Collection1‡ bookings through American Express Travel® when you pay with the Business Platinum Card®. Plus, when you book Fine Hotels + Resorts® through American Express Travel®, you can receive a suite of benefits with an average total value of $550 per stay.2
1 The Hotel Collection requires a minimum two-night stay.
2 Average value based on Fine Hotels + Resorts® bookings in 2025 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available (certain room categories are not eligible for upgrade), $100 credit towards eligible charges (which vary by property), guaranteed 4pm check-out and 12pm check-in when available. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
1 The Hotel Collection requires a minimum two-night stay.
2 Average value based on Fine Hotels + Resorts® bookings in 2025 for stays of two nights. Benefits include daily breakfast for two, room upgrade upon arrival when available (certain room categories are not eligible for upgrade), $100 credit towards eligible charges (which vary by property), guaranteed 4pm check-out and 12pm check-in when available. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
Platinum Card Design
The Business Platinum Card® provides access to exceptional rewards, travel benefits and business benefits. Choose your preferred card design, either classic metal or mirror.
The Global Lounge Collection
With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges.‡
*As of 01/2026.
*As of 01/2026.
Rewards as Good as Gold
Highlights
4X
Maximize Rewards with 4X Points‡
Earn 4X Membership Rewards® points in the top 2 eligible categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each calendar year. See details below. ‡
3X
3X Points
On Flights & Pre-Paid Hotels Booked on AmexTravel.com.‡
1X
1X Points
on all other eligible purchases.‡
Rewards as Good as Gold
Business Gold Card
Highlights
4X
Maximize Rewards with 4X Points‡
Earn 4X Membership Rewards® points in the top 2 eligible categories where you spend the most each month, on the first $150,000 in combined purchases from these categories each calendar year. See details below. ‡
3X
3X Points
On Flights & Pre-Paid Hotels Booked on AmexTravel.com.‡
1X
1X Points
on all other eligible purchases.‡
Unlimited 2% cash back. It's that simple.
Highlights
2%
Unlimited 2% Cash Back
Earn 2% unlimited cash back* on all eligible purchases. With no cap, the cash back can really add up.‡
*Cash back is received in the form of Reward Dollars that can be redeemed as statement credit.
Cashflow Flexibility
Enjoy No Preset Spending Limit1 giving you purchasing power that adapts to your needs. In certain instances, a Preset Spending Limit may apply to a Card Member’s account. If a Preset Spending Limit is applied, Card Members are notified. Plus, choose to pay eligible purchases in full each month or pay over time with interest, up to your Pay Over Time Limit.‡
1 The amount you can spend adapts based on factors such as your purchase, payment, and credit history.
5% Cash Back on Flights and Prepaid Hotels booked through American Express Travel® Online‡
Get more for your travels with 5%* cash back** on flights and prepaid hotel bookings through American Express Travel® Online.*
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
**Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.
**Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.
Unlimited 2% cash back. It's that simple.
Graphite™ Business Cash Unlimited Card
Highlights
2%
Unlimited 2% Cash Back
Earn 2% unlimited cash back* on all eligible purchases. With no cap, the cash back can really add up.‡
*Cash back is received in the form of Reward Dollars that can be redeemed as statement credit.
Cashflow Flexibility
Enjoy No Preset Spending Limit1 giving you purchasing power that adapts to your needs. In certain instances, a Preset Spending Limit may apply to a Card Member’s account. If a Preset Spending Limit is applied, Card Members are notified. Plus, choose to pay eligible purchases in full each month or pay over time with interest, up to your Pay Over Time Limit.‡
1 The amount you can spend adapts based on factors such as your purchase, payment, and credit history.
5% Cash Back on Flights and Prepaid Hotels booked through American Express Travel® Online‡
Get more for your travels with 5%* cash back** on flights and prepaid hotel bookings through American Express Travel® Online.*
*Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
**Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.
**Purchases eligible for multiple cash back rates will only receive the highest eligible cash back rate.
Cards 1 & 2