Business Categories

U.S. Office Supply Stores

To earn additional rewards on office supplies, the purchase must be made at an office supply store in the U.S.

Office supply stores are in the business of selling a range of office supplies including items like paper, notebooks, office equipment (e.g. fax machines and printers) and office furniture (e.g. desks, desk chairs and filing cabinets)

Office supplies purchased at other retail stores are excluded. 

Examples of merchants* that accept the Card and where you can earn additional rewards include:

• Office Depot
• Staples
• Local office supply stores

*This is not a complete list.

Examples of merchants where you will NOT earn additional rewards include:

• Pharmacies (e.g. CVS, Walgreens)
• Supermarkets (e.g. Foodtown, Shoprite)
• Warehouse clubs (e.g. BJ's, Costco)
• Superstores (e.g. Target, Wal-Mart)

Select Computer Hardware, Software, and Cloud Computing

To earn additional rewards on computer hardware, software, and cloud computing, the purchase must be made at a provider that is included on our list of "select computer hardware, software, and cloud computing providers”

You will earn additional rewards ONLY when you purchase directly from a U.S. location of a company on this list of select computer hardware, software, and cloud computing providers that accept the Card

• Apple
• CDW
• Dell
• HP
• IBM
• Intuit
• Lenovo
• Microsoft
• Newegg
• Oracle
• Rackspace
• Sage Software
• Salesforce.com
• Symantec
• Tiger Direct

You will NOT earn additional rewards if the purchase is made through a third-party (including resellers and online marketplaces) or through a third-party payment account.

U.S. Wireless Telephone Service Providers

To earn additional rewards, the purchase must be for monthly wireless telephone service charges and made directly from a wireless telephone service provider in the United States.
 
The following types of purchases are NOT included for additional Wireless rewards:

• Purchases from authorized retailers, resellers or third party sellers
• Purchases for hardware (e.g phones and accessories) or repair services
• Bundled services offered by Wireless companies for TV, Internet and VoIP
• VoIP (Voice Over Internet Protocol) services

Examples of merchants that accept the Card and where you can earn additional rewards for Wireless services include:

• AT&T
• Sprint
• T-Mobile
• Verizon

*This is not a complete list.
 
Examples of merchants where you will NOT earn additional rewards include:

• Authorized retailers or resellers (e.g. Spring Communications, Wireless Zone)
• Bundled packages (e.g. AT&T U-verse, Verizon Fios)
• Superstores (e.g. Wal-Mart, and Target)
• Electronics stores (e.g. Best Buy, Staples)

U.S. Shipping

To earn additional rewards for shipping, the purchase must be made in the U.S. for courier, postal, and freight shipping services.

Examples of merchants that accept the Card and where you can earn additional rewards include:

• FedEx
• UPS
• United States Postal Service

*This is not a complete list.

You will NOT earn additional rewards on shipping costs added to retail purchases (e.g. online or catalog purchases).

You will also NOT earn additional rewards for moving services, local trucking, and trash removal.

U.S. Advertising in Select Media

To earn additional rewards for advertising, purchases of online, television and radio advertising must be purchased in the U.S. directly from media providers in order to promote a business.

Examples of merchants that accept the Card and where you can earn additional rewards include:

• Google
• Facebook
• Yahoo
• NBC National Broadcasting
• CBS Radio

*This is not a complete list.

You will NOT earn additional rewards for direct mail services including list/lead generation.

Office Supply FAQs

How do you define an office supply store?  

Office supply stores are in the business of selling a range of office supplies including items like paper, notebooks, office equipment (e.g. fax machines and printers) and office furniture (e.g. desks, desk chairs and filing cabinets).

How do I earn additional rewards on office supply purchases?  

To earn additional rewards, the purchases must be made at U.S. office supply stores that are in the primary business of selling supplies regularly used in offices by businesses. Office supplies purchased at other retail stores are excluded (e.g., pharmacies, superstores, warehouse clubs, and supermarkets).

Computer Hardware/Software FAQs

Which computer hardware, software and cloud computing providers are included in your select providers list?

Apple, CDW, Dell, HP, IBM, Intuit, Lenovo, Microsoft, Newegg, Oracle, Rackspace, Sage Software, Salesforce.com, Symantec, and Tiger Direct. 

Can a select provider be eligible for additional points in multiple additional points categories on my Card? 

You may earn additional points in 2 or more categories from an eligible purchase and that purchase will apply against the specific cap based on the Card product in those categories. Eligible purchases in excess of specified cap for the category in a calendar year will earn only one point for each dollar of eligible purchases.

I think I should have earned additional rewards on a purchase, what should I do?

If you have questions about whether you should have received additional rewards, please call the number on the back of your Card.  

How do I earn additional rewards on computer hardware, software and cloud computing purchases?

You will earn additional rewards when purchases are made directly from the providers included on our list of “select computer hardware, software and cloud computing providers” that accept the Card and are located in the United States. The providers must have these specific names: Apple, CDW, Dell, HP, IBM, Intuit, Lenovo, Microsoft, Newegg, Oracle, Rackspace, Sage Software, Salesforce.com, Symantec, and Tiger Direct.  

You will NOT earn additional rewards if the purchase is made through a third-party (including resellers and online marketplaces) or through a third-party payment account.

U.S. Wireless Telephone Service Providers FAQs

How do I earn additional rewards on wireless telephone purchases?

To earn additional rewards, the purchase must be for monthly wireless telephone service charges and made directly from a wireless telephone service provider in the United States. Purchases for hardware and equipment are NOT included. Any purchases from third parties, authorized retailers or resellers are excluded.

Shipping FAQs

Will I earn additional rewards for packages shipped internationally? 

To earn additional rewards for shipping and freight purchases, the purchase must made in the U.S. for courier, postal and freight shipping services. Eligible shipping service companies include UPS, FedEx, and USPS as well as other companies that are primarily in the business of courier, postal, and freight shipping services.  

How do I earn additional rewards on shipping and freight purchases?

You will earn additional rewards when you make a purchase with a U.S. shipping company whether you are shipping an item domestically or internationally. 

Advertising FAQs

How do I earn additional rewards on advertising purchases?

To earn additional rewards for advertising purchases, the purchase must be for online, television and radio advertising and purchased in the U.S. in order to promote a business.