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Consumer Categories

 

U.S. Gas Stations

 

To earn additional rewards on gas purchases, the gas station where you purchase gasoline must be located in the U.S.

 

A gas station is defined as a merchant that is in the primary business of selling gasoline to consumers. Gas stations may sell other convenience items, but its primary business must be selling gasoline to consumers.

 

(Superstores, supermarkets, and warehouse clubs that sell gasoline are NOT considered gas stations) 

 

Examples of merchants* that accept the Card and where you can earn additional rewards include:

  • Gulf
  • Murphy USA
  • Murphy Express
  • Exxon
  • Mobil
  • Hess
  • Shell


*This is not a complete list.


You will NOT earn additional rewards for gas stations that are part of supermarkets or warehouse clubs, unless specifically stated. Examples of merchants where you will NOT earn additional rewards include:

  • GetGo (Giant Eagle)
  • Target
  • Walmart


You may earn additional rewards if the gas station is also a convenience store.


You will NOT earn additional rewards for marina or any type of commercial fuel (e.g.,- jet fuel).



 

U.S. Online Retail Purchases

 

To earn additional rewards on online retail purchases, the purchases must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods or merchandise directly to consumers. To identify eligible online retail purchases, we rely on information provided to us by the merchant. 

 

The following are not considered retail purchases:  purchases made at restaurants, supermarkets, gasoline stations, or automotive dealers, as well as purchases of travel, entertainment, or other services. Payment must be made online and categorized as an internet transaction by the merchant for purchase to be eligible. You will not receive additional rewards for purchases ordered online but paid for in store. Payments made in store using a mobile or digital wallet or a contactless payment device are not considered online purchases. You will not receive additional rewards for purchases made by phone or mail, or by using a third party “buy now pay later” installment program.  

 

Examples* of purchases that will earn additional rewards include, but are not limited to:

  • Major retailers (e.g., Amazon.com, Walmart.com)        
  • Pet stores (e.g., Chewy.com)              
  • Furniture stores (e.g., Wayfair.com)      
  • Department stores     
  • Drug Stores       
  • Book stores    
  • Auto & home supply stores           
  • Personal and household care           
  • Toy & Hobby stores           
  • Computer & Electronic stores           
  • Apparel, Footwear, and Accessories stores         
  • Sporting goods stores

*This is not a complete list.

 

Additional list of categories where you will NOT earn additional rewards include:

  •  Airline tickets         
  • Concert ticket purchases            
  • Food delivery platforms    
  • Online grocery orders           
  • Rideshare services           
  • Streaming services           
  • Wireless cellular providers

 

U.S. Restaurants


You will earn additional rewards in the U.S. restaurant category when you purchase at restaurants located in the U.S.


You will NOT earn additional rewards for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g., Hard Rock Café in Paris).


You also will NOT earn additional rewards at bars, nightclubs, convenience stores, supermarkets, grocery stores, cafeterias, caterers, theatre clubs, breweries, bakeries and meeting venues.


You may not earn additional rewards at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, event venue, food court, or campus building). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.

 

 

Global Restaurants


You will earn additional rewards in this category when you purchase at restaurants located in the U.S. and worldwide.


You will NOT earn additional rewards at bars, nightclubs, convenience stores, supermarkets, grocery stores, cafeterias, caterers, theatre clubs, breweries, bakeries and meeting venues.


You may not earn additional rewards at a restaurant located within another establishment (e.g., a restaurant inside a hotel, casino, event venue, food court, or campus building). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant.

 

 

U.S. Select Major Department Stores

 

To earn additional rewards on department store purchases, the purchases must be made at a department store that is included on our list of "select major department stores" and is located in the United States.


You will earn additional rewards ONLY for purchases made in the U.S. at the following list of department stores that accept the Card and have these specific names:

  • Bealls
  • Belk
  • Bloomingdale's
  • Bon Ton Stores
  • Boscov's
  • Century 21 Department Stores
  • Dillard's
  • J.C. Penney (JCP)
  • Kohl's
  • Lord & Taylor
  • Macy's
  • Neiman Marcus
  • Nordstrom
  • Saks Fifth Avenue
  • Sears
  • Stein Mart

 

 

U.S. Select Major Drugstores


To earn additional rewards on drugstore purchases, the purchases must be made at a drugstore that is included on our list of "select major drugstores" and must be located in the United States.


You will earn additional rewards ONLY for purchases made in the U.S. at the following list of drugstores that accept the Card:

  • CVS Pharmacy
  • DUANEreade
  • Rite Aid
  • Walgreens

 

 

Select U.S. Streaming Subscriptions

 

To earn additional rewards on streaming subscription purchases, the purchase must be made from a provider that is included on our list of Select U.S. Streaming Subscriptions:

 

  • Amazon Music Unlimited
  • Apple Music
  • Apple TV+
  • Audible
  • DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO Max
  • HBO (standalone streaming subscription only, formerly known as HBONow)
  • Hulu
  • iHeartRadio
  • Kindle Unlimited
  • Luminary
  • MLB.TV
  • NBA League Pass
  • Netflix
  • NHL.TV
  • Pandora
  • Paramount+
  • Peacock
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite
  • Spotify
  • Stitcher
  • TIDAL Music
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV

If your subscription is bundled with another product or service or billed by a third party (such as a digital platform, a cable, telecommunications, or internet provider, or a car manufacturer), your purchase may not be eligible.

 

 

U.S. Supermarkets

 

To earn additional rewards on supermarket purchases, the supermarket must be located in the U.S.

 

A supermarket offers a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies.

 

(Superstores, convenience stores, warehouse clubs, and meal-kit delivery services are NOT considered supermarkets.)

 

Examples of merchants* that accept the Card and where you can earn additional rewards include:

 

  • ALDI
  • FreshDirect
  • Gelson's
  • Hy-Vee
  • Kings Food Markets
  • Meijer
  • ShopRite
  • Smart & Final
  • Stop & Shop
  • Trader Joe's
  • Vons
  • Whole Foods
  • Winn-Dixie

*This is not a complete list.

 
Examples of merchants where you will NOT earn additional rewards include:

  • Specialty stores (e.g., bakeries, butchers, cheese shops, fish markets, liquor stores, wine shops, and other specialty food stores)
  • Superstores (e.g., Target, Walmart)
  • Warehouse clubs (e.g., BJ's Club)
  • Convenience stores (e.g., 7Eleven)
  • Meal-kit delivery services (e.g., Blue Apron, Freshly, and Hello Fresh)

 


U.S. Wireless Telephone Service Providers

 

To earn additional rewards, the purchase must be for monthly wireless telephone service charges and made directly from a wireless telephone service provider in the United States.

 
The following types of purchases are NOT included for additional Wireless rewards:

  • Purchases from authorized retailers, resellers or third party sellers
  • Purchases for hardware (e.g., phones and accessories) or repair services
  • Bundled services offered by Wireless companies for TV, Internet and VoIP
  • VoIP (Voice Over Internet Protocol) services

 

 Examples of merchants that accept the Card and where you can earn additional rewards for Wireless services include:

  • AT&T
  • Sprint
  • T-Mobile
  • Verizon

*This is not a complete list.


Examples of merchants where you will NOT earn additional rewards include:

  • Authorized retailers or resellers (e.g., Spring Communications, Wireless Zone)
  • Superstores (e.g., Walmart, and Target)
  • Electronics stores (e.g., Best Buy, Staples)

 

 

U.S. Gas Stations FAQs


How do you define a gas station where I earn additional rewards?


A gas station is a merchant that is in the primary business of selling gasoline to consumers. A gas station may sell other convenience items, but its primary business is selling gasoline. Superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations.
 
I think I should have earned additional rewards on a purchase, what should I do?


If you have questions about whether you should have received additional rewards, please call the number on the back of your Card.

 


U.S. Online Retail Purchases FAQs


How do I earn additional rewards on online retail purchases?

 

To earn additional rewards on online retail purchases, the purchase must be made on a website or a digital application (an app) from a U.S. retail merchant that sells physical goods and/or merchandise directly to consumers. 
 
What isn’t included in the U.S. Online Retail Purchases category?

 

Purchases made at restaurants, supermarkets, gasoline stations, or automotive dealers, as well as purchases of travel, entertainment, or other services are NOT eligible for additional rewards. Payment must be made online and categorized as an internet transaction by the merchant for purchase to be eligible. You will not receive additional rewards for purchases ordered online but paid for in store. Payments made in store using a mobile or digital wallet or a contactless payment device are not considered online purchases. You will not receive additional rewards for purchases made by phone or mail, or by using a third party “buy now pay later” installment program.  

 

Is an otherwise eligible retail merchant disqualified if it has brick and mortar locations?

 

No. Eligible retail merchants can have both in store and online presence; however, only the online purchases at these eligible retail merchants will qualify as a U.S. Online Retail purchase.

 

Are online purchases at U.S. supermarkets included in category?

 

No. The Blue Cash Everyday Card has a separate rewards category for purchases at U.S. supermarkets, which includes online grocery orders.

 

Are my online orders that I pick up in store included in the U.S. Online Retail Purchases category?

 

Yes, eligible retail purchases that are paid for online and picked up in store are included in the category if the merchant classifies it as an online purchase.

 

Why didn’t I receive additional rewards on my online purchase?

 

If a purchase was made online but you did not receive 3% cash back, here are potential reasons why this may have happened:  

  • The purchase is not considered a retail purchase.  To be eligible, your purchase must be made from a U.S. retail merchant that sells physical goods or merchandise directly to consumers.      
  • The purchase was ordered online but paid for in  store.    
  • The purchase was made by phone or mail, or by using a third party “buy now pay later” installment program.     
  • The merchant classified the purchase as in-store purchase.

If you think you should have received additional rewards for a purchase, please call the number on the back of your Card.

 

I think I should have earned additional rewards on a purchase, what should I do?

 

If you have questions about whether you should have received additional rewards, please call the number on the back of your Card.

 

U.S. Restaurants FAQs


I think I should have earned additional rewards on a purchase, what should I do?


If you have questions about whether you should have received additional rewards, please call the number on the back of your Card. 


Are fast food restaurants included in the U.S. restaurant rewards category?


Yes, fast food restaurants are included in the restaurant rewards category.  


Are there other times when I will not earn additional rewards on a U.S. restaurant purchase?


Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant’s code is not eligible or if we do not receive information that identifies your purchase as qualifying for additional points.


If a U.S. restaurant is located within another establishment (e.g., a restaurant inside a hotel, casino, event venue, food court, campus building) it may not be coded as a restaurant and therefore is NOT eligible for an additional reward. 


How do I earn additional rewards for restaurant purchases?


To earn additional rewards, purchases must be made at restaurants located in the United States. Purchases made at a restaurant owned by a U.S. company but located outside of the U.S. (e.g., Hard Rock Café Paris, TGI Fridays London) are NOT eligible for additional rewards.

 

 

Global Restaurants FAQs


I think I should have earned additional rewards on a purchase, what should I do?


If you have questions about whether you should have received additional rewards, please call the number on the back of your Card. 


Are fast food restaurants included in the global restaurants rewards category?


Yes, fast food restaurants are included in the global restaurants rewards category.   


Are there times when I will not earn additional rewards on a restaurant purchase?


Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant’s code is not eligible or if we do not receive information that identifies your purchase as qualifying for additional points.

 

If a restaurant is located within another establishment (e.g., a restaurant inside a hotel, casino, event venue, food court, or campus building) it may not be coded as a restaurant and therefore is NOT eligible for an additional reward. 

 

 

U.S. Select Major Department Stores FAQs


How do I earn additional rewards on department store purchases?


To earn additional rewards, purchases must be made at department stores included on our list of “select major department stores” that accept the Card and are located in the United States. The department stores must have these specific names: Bealls, Belk, Bloomingdale’s, Bon Ton Stores, Boscov's, Century 21 Department Stores, Dillard’s, J.C. Penney (JCP), Kohl's, Lord & Taylor, Macy's, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears and Stein Mart. Eligible purchases include those made in store and online. 


Which department stores are included in your select major department store list?


Bealls, Belk, Bloomingdale’s, Bon Ton Stores, Boscov's, Century 21 Department Stores, Dillard’s, J.C. Penney (JCP), Kohl's, Lord & Taylor, Macy's, Neiman Marcus, Nordstrom, Saks Fifth Avenue, Sears and Stein Mart.

 

 

U.S. Select Major Drugstores FAQs


I think I should have earned additional rewards on a purchase, what should I do?


If you have questions about whether you should have received additional rewards, please call the number on the back of your Card. 


Which drugstores are included in your select major drugstore list?


The U.S. locations of CVS Pharmacy, DUANEreade, Rite Aid and Walgreens. 


How do I earn additional rewards on drugstore purchases?


To earn additional rewards, purchases must be made at drugstores included on our list of “select major drugstores” that accept the Card and are located in the United States. The U.S. drugstore list is: CVS Pharmacy, DUANEreade, Rite Aid and Walgreens. Eligible purchases include those made in store and online.

 

 

U.S. Supermarkets FAQs


What isn’t included in the U.S. Supermarket category?  


Specialty food stores, small corner grocery stores, gourmet shops, natural food stores, liquor stores and large superstores including online superstores (e.g., Amazon), warehouses clubs (e.g., BJ's Club), big box stores (e.g., Walmart), and meal-kit delivery services (e.g., Hello Fresh) are examples of merchants that are NOT eligible for additional rewards. 


I think I should have earned additional rewards on a purchase, what should I do?  


If you have questions about whether you should have received additional rewards, please call the number on the back of your Card. 


How do you define a Supermarket where I earn additional rewards?  


A supermarket offers a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. 

 

 

U.S. Wireless Telephone Service Providers FAQs


U.S. Wireless Telephone Service Providers FAQs How do I earn additional rewards on wireless telephone purchases?


To earn additional rewards, the purchase must be for monthly wireless telephone service charges and made directly from a wireless telephone service provider in the United States. Purchases for hardware and equipment are NOT included. Any purchases from third parties, authorized retailers or resellers are excluded.