Start of menu
Search United Kingdom website
Close Menu
Skip to content

It's not just about collecting points

  • Travel Accident upto £75,000
  • Travel Inconvenience Benefits:
    - Up to £150 for flight delay, overbooking or missed connnection.
    - Up to £150 for baggage delayed by airline for 4 hours.
    - An additional up to £150 for extended baggage delay by airline.
  • Global Assist, 24hr helpline.

  • Extended Warranty up to £1,500 per item
  • Purchase Protection up to £2,500 per item
  • Refund Protection up to £200 per item
  • Online fraud guarantee.

Get closer to action

We deliver news of the latest gigs direct to your inbox.  And you can enjoy access to a wide range of sought after music, theatre, and film events, often before they go on general sale.  Welcome to American Express Invites2.

Your annual fee is £60.

FX International Payments for Cardmembers

American Express® FX International Payments is the fast, convenient, secure way to make foreign currency payments online. If you earn Membership Rewards® points, you’ll collect points on virtually every transaction regardless of the payment method.3

Learn more

24-hour Customer Service

For questions about your statement, Card benefits, offers and more, American Express Customer Service is always ready to assist you. We’re on call 24/7 and happy to help. Drop us an email and we’ll get right back to you.

No spending limit

The beauty of a charge Card is that there’s no defined spending limit, and you have the control of paying your balance in full every month. Plus, the more you put on your Card, the more points you’ll earn to pick up rewards. Please let us know when you’re about to buy a big ticket item so we can make sure your sale goes through as smoothly as possible.

No points expiry date

Unlike other loyalty programmes, your Membership Rewards points never expire so you can redeem for rewards when you’re ready.


My Essentials - Gadget, mobile phone, personal possessions and Card protection4

Imagine the situation - you drop your brand new mobile phone and smash the screen. Now imagine the relief when you realise that as a My Essentials member, you and your family members, are covered, from just £9.99 per month.

Go now

Identity Defence Platinum4

Concerned about identity theft? For just £7.99 a month, Identity Defence Platinum helps you detect fraud and defend yourself.

Go now

Home Insurance4

We can make sure all your prized possessions are kept well protected. Just leave it to our panel of leading private home and contents insurers. They’ll get you the most competitive quote possible. 

Get a quote

Card Defence4

If your Cards, keys or important documents are lost or stolen, American Express Card Defence can help. Card Defence protects you, and your household, for just £24 a year.

Go now


More Cards mean more points

Every Card you add clocks up 1 point for virtually every £1 spent. Imagine what your weekly shop could add up to.5

Exclusive Cardmember offers

Discover a host of exclusive deals and discounts from some of the tops brands across fashion, dining, travel and more at cardmemberoffers.co.uk.

Important Information

1. American Express Services Europe Limited (“AESEL”) makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Details can be found on the American Express website.

2. American Express Invites was formerly known as the Preferred Seating Programme. American Express Invites refers to the name of the American Express programme rather than a description of ticket type.

3. Terms and conditions apply.

4. American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Conduct Authority. Details can be found on the FCA Register. We will introduce you to UK Ageas Insurance Solutions Limited (UKAIS) for Home Insurance, Affinion International Limited for My Essentials and Identity Defence, and Consumer & Communication Services GmbH for Card Defence. Calls may be taped or monitored for quality, training and compliance purposes. Policy Terms and Conditions apply.

5. Membership Rewards points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment and referral charges and American Express Credit Card finance charges. Read the full term and conditions here.

The American Express is offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Company Number 1833139. American Express Services Europe Limited is authorised in the United Kingdom by the Financial Conduct Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is an appointed representative for insurance mediation activities only, of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Conduct Authority. Details can be found on the FCA Register.