Benefits of a
Business Card

Purpose-built features you won’t get with a personal card.

American Express Business Cards are specially-tailored to the unique needs of business owners and feature many benefits that can help your business grow. This includes access to premium tools, cash flow solutions, and world-class business expertise.

The benefits of using a Card tailored to business

Greater purchasing power

Our Business Credit Cards offer set limits giving you greater control over how much your business can borrow and lend.

Alternatively, our Business Charge Cards feature no pre-set spending limit1 and up to 55 days to pay for purchases2, allowing you to seize larger opportunities with ease.

Increased visibility

With your statement of purchases stored all in one place, you can quickly and easily track your spend, download statements and transaction details, and demonstrate business growth should you wish to apply for a loan.

Simple software integration

All American Express Business Cards are equipped to integrate with popular accounting software including MYOB and Quicken – allowing you to analyse important financial information all in one place.

 

 

Financial clarity

With a dedicated Business Card, you can clearly delineate your business spend from your personal spend and access an unsecured line of credit without putting up personal assets as collateral.

 

 

Employee expense management

No matter the Business Card you choose, you’ll have the option to take out one or more Employees Cards – allowing you to improve visibility over expenses, control spend with set limits, and accelerate your points earning potential.

Expert ideas and insights

The Idea Exchange is a program providing our business Card Members with complimentary access to some of Australia’s top business minds via mentoring opportunities, seminars, workshops and exclusive content.

A Dedicated Account Manager

With our Platinum Business Card, you’ll have access to a dedicated member of our team to personally assist you with anything from complex commercial enquiries, to working capital solutions and charge disputes.

Explore our range of Business Cards

Compare the features and benefits across our different Cards to find the
one that’s the best fit for your business.

More from American Express

World class travel benefits

Cash flow tools

See how features like up to 55 days to pay for purchases3 can help you make more of your on-hand capital or gain added breathing room around bills.

Extend your cash flow

Earn rewards on every dollar

Earn rewards on every dollar

Make business spend count for more with points on every dollar and rewards such as gift cards and statement credit.

 

Learn about points