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American Express rewards
for businesses
Earn and redeem Membership Rewards points on your Card spend.
The American Express Membership Rewards program1 allows your business to earn points on every dollar spent on an enrolled Business Card.
These points can then be redeemed on a wide range of business or personal rewards – whether it’s a gift card for a high-achieving employee or well-deserved trip away with the family.
Ways to earn and redeem points on a Business Card
Earning points
Once a Business Card is enrolled in the Membership Rewards program, it will earn points on virtually every dollar spent on it. This includes spend on travel, utilities, insurance, inventory, telecommunications, B2B payments, and more.
The rate at which a Card earns points will be determined by the type of Business Card you have and the category in which you spend.
Earn points at over 135,000 retailers Australia-wide, including:
Travel
- Transfer your points to up to 10 leading frequent flyer programs2, depending on your Business Card.
- Book flights and accommodation online at Webjet3 and check out using points.
- Book your trip in person at a Helloworld4 Travel branch and check out using points.
- Redeem points directly through American Express Travel Online.
Our Travel Partners include:
Shopping
- Redeem points on a wide range of gift cards5 from some of Australia’s most popular retailers.
- Shop with Points at David Jones Online6.
- Book tickets to concerts, theatre, and sports through Ticketmaster and pay with points.
Our Shopping Partners include:
Points for Credit
Use your points to pay off eligible purchases7 made on your Business Card, freeing up cash for other business expenses.
Explore our range of Business Cards
Compare the features and benefits across our different Cards to find the one that’s the best fit for your business.
Already a Business Card Member?
See all the ways you can redeem your points right here.
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1. Subject to the Terms and Conditions of the Membership Rewards program available here. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Points transfer. To transfer Membership Rewards points into an Airline or Hotel Partner Program you must be a member of the Partner Program. Membership of the Partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable Program. A joining fee may apply. Platinum Travel Service. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand.
3. Travel Agency Partners: Minimum redemption amounts apply. You can redeem points for prepaid travel of a nominated value through Webjet and Helloworld with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Partner Terms and Conditions apply. Subject to the Terms and Conditions of the Membership Rewards program and the Partners' booking Terms and Conditions.
4. Travel Agency Partners: Minimum redemption amounts apply. You can redeem points for prepaid travel of a nominated value through Webjet and Helloworld with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Partner Terms and Conditions apply. Subject to the Terms and Conditions of the Membership Rewards program and the Partners' booking Terms and Conditions.
5. Gift Cards. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for details. Minimum redemption amount applies.
6. David Jones. Subject to the Terms and Conditions of the Membership Rewards program available here and the David Jones Partner Terms and Conditions available at Davidjones.com. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. Minimum redemption amounts apply. If redeeming with Points + Pay, the 'pay' component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You’ll earn Membership Rewards points on the ‘pay’ component of your purchase only.
7. For each successful transaction with Select + Pay with points, points will be debited from your Membership Rewards Account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. Minimum redemption amounts apply. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Rewards Credit”. Points will be debited immediately and the credit will take up to 3 business days to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card Account by the due date. Select + Pay with points is not available for redemption by Corporate Card Accounts and is not redeemable for cash via Credit balance refund.
1. Subject to the Terms and Conditions of the Membership Rewards program available here. Merchants classified as "government" include the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. There may be tax implications associated with participation in the Membership Rewards program. You are advised to check with your accountant or tax adviser for further information.
2. Points transfer. To transfer Membership Rewards points into an Airline or Hotel Partner Program you must be a member of the Partner Program. Membership of the Partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable Program. A joining fee may apply. Platinum Travel Service. All fees or amounts payable in relation to the services are inclusive of GST where applicable. All fees, taxes and charges levied by the travel providers and/or air travel suppliers still apply and these are subject to change without notice until such time as tickets are issued. Domestic ticketing includes New Zealand.
3. Travel Agency Partners: Minimum redemption amounts apply. You can redeem points for prepaid travel of a nominated value through Webjet and Helloworld with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Partner Terms and Conditions apply. Subject to the Terms and Conditions of the Membership Rewards program and the Partners' booking Terms and Conditions.
4. Travel Agency Partners: Minimum redemption amounts apply. You can redeem points for prepaid travel of a nominated value through Webjet and Helloworld with the point-of-purchase redemption capability. Travel bookings using points may be made for any person, provided all your Accounts are kept in good standing and are not overdue. Partner Terms and Conditions apply. Subject to the Terms and Conditions of the Membership Rewards program and the Partners' booking Terms and Conditions.
5. Gift Cards. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for details. Minimum redemption amount applies.
6. David Jones. Subject to the Terms and Conditions of the Membership Rewards program available here and the David Jones Partner Terms and Conditions available at Davidjones.com. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. Minimum redemption amounts apply. If redeeming with Points + Pay, the 'pay' component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You’ll earn Membership Rewards points on the ‘pay’ component of your purchase only.
7. For each successful transaction with Select + Pay with points, points will be debited from your Membership Rewards Account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. Minimum redemption amounts apply. Any credit to your Card Account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Rewards Credit”. Points will be debited immediately and the credit will take up to 3 business days to appear online. Credits processed after the Card Account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card Account by the due date. Select + Pay with points is not available for redemption by Corporate Card Accounts and is not redeemable for cash via Credit balance refund.