American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 September 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^® Registered Trademark of American Express Company.

1. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

2. Platinum Edge Card Insurance. The American Express Platinum Edge Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Platinum Edge Credit Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

3. Platinum Reserve Card Insurance. The American Express Platinum Reserve Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Platinum Reserve Credit Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

4. Essential Card Insurance. The American Express Essential Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Essential Credit Card to pay for eligible items in order to be covered under the insurance. For Smartphone Screen Insurance, maximum of 2 claims per Account per 12 month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

5. Explorer Card Insurance. The American Express Explorer Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Explorer Credit Card to pay for eligible items in order to be covered under the insurance. For Smartphone Screen Insurance, maximum of 2 claims per Account per 12 month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

6. The Centurion Lounge Network. Platinum Card Members have unlimited complimentary access to The Centurion Lounge locations. Gold and Green Additional Cards on your Account are not eligible for unlimited complimentary access. Platinum Card Members may bring up to two (2) companions into The Centurion Lounge. For the Centurion Studio, Platinum Card Members may bring 1 companion. To access The Centurion Lounge, the Platinum Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. Platinum Card Members are allowed access to The Centurion Lounge in all U.S. locations. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. The Centurion Lounge hours may vary by location and are subject to change. Amenities may vary among The Centurion Lounge locations and are subject to change. In-lounge services and amenities are complimentary, however you are responsible for any purchases and/or servicing charges you authorise our Member Services Professionals to perform on your behalf. Some American Express^® Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.  
International American Express Lounges. Platinum Card Members have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. To access American Express Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Members will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behavior or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Platinum Card Member must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. 
Priority Pass. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. Subject to the Terms and Conditions of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Primary Platinum Card Members and one nominated Additional Platinum Card Member per Account are eligible for Priority Pass membership. At any visit to a Priority Pass lounge that admits guests, you may bring in one guest at no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. Both the Primary and Additional Platinum Card Members must enrol into Priority Pass and may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at prioritypass.com. Please allow 4-6 weeks from enrolment to receive your Priority Pass card and membership package.
Plaza Premium. Platinum Card Members (and Additional Platinum Card Members) are entitled to complimentary access to the Plaza Premium Lounges. The Platinum Card Member may bring up to 2 guests into the lounge at no additional cost. All lounge access fees for additional guest visits will be charged directly to the Platinum Card Member’s Card, and at the prevailing retail rate, per person, per visit. Lounge access to infants under two years of age is complimentary. To access the Plaza Premium Lounges, the Platinum Card Member must present the agent with the following upon each visit: his or her valid Card and upon request, same-day or following day boarding pass on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Card Member must be at least 18 years of age to enter without a parent or guardian where there is a self-service bar. Plaza Premium Lounge reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability and is not guaranteed. The full Plaza Premium Lounge Facilities Terms and Conditions are available at https://www.plaza-network.com/terms. Facilities, amenities, services and hours of operation may vary among locations and are subject to change. Terms and conditions are subject to change without prior notice.   
Delta Sky Club. The Platinum Card Member must present his or her valid American Express Platinum Card, government-issued I.D., and same-day corresponding airline ticket to club ambassador. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Platinum Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclub. All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit delta.com/skyclub. 

7. Platinum Card Insurance. IMPORTANT INFORMATION: If the unexpected happens on your travels and a medical emergency arises, your first port of call is Chubb Assistance. In the event of an incident and to ensure you get appropriate, and fast, treatment from a doctor who speaks your language, you must call Chubb Assistance on +61 2 9335 3492 or the number on the back of your Card before seeking medical treatment, or you may be responsible for your medical expense costs. The American Express Platinum Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) – see the full Terms and Conditions available at americanexpress.com.au/platinuminsurance. You must use your American Express Platinum Card to pay for your return trip in order to be eligible for the travel insurance. For Smartphone Screen Cover, maximum of 2 claims per Account, per 12 month period, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

8. Gold Card Additional Card Members. An Additional Card Member fee of up to $65 per year may apply. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

9. Gold Card Insurance. The American Express Gold Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Gold Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

10. Green Card Additional Cards Members. An Additional Card Member fee of up to $45 per year may apply. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

11. Green Card Insurance. The American Express Green Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Green Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

12. Platinum Rewards Card Insurance. The American Express Platinum Rewards Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Platinum Rewards Credit Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

13. Gold Credit Card Additional Card Members. An Additional Card Member fee of up to $20 per year may apply. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

14. Gold Credit Card Insurance. The American Express Gold Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Gold Credit Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

15. Low Rate Credit Card Insurance. The Low Rate Credit Card from American Express insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your Low Rate Credit Card from American Express to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

16. Platinum MoneyBack Card Insurance. The American Express Platinum MoneyBack Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Platinum MoneyBack Credit Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 September 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^® Registered Trademark of American Express Company.

1. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

2. Qantas Discovery Card Insurance. The Qantas American Express Discovery Card insurance is subject to terms, conditions and exclusions - please see the Terms and Conditions available here. You must use your Qantas American Express Discovery Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

3. Qantas Premium Card Additional Card Members. An Additional Card Member fee of up to $30 per year may apply. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

4. Qantas Premium Card Insurance. The Qantas American Express Premium Card insurance is subject to terms, conditions and exclusions - please see the Terms and Conditions available here. You must use your Qantas American Express Premium Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

5. Qantas Ultimate Card Insurance. The Qantas American Express Ultimate Card insurance is subject to terms, conditions and exclusions - please see the Terms and Conditions available here. You must use your Qantas American Express Ultimate Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 September 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^® Registered Trademark of American Express Company.

1. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

2. Velocity Escape Card Insurance. The American Express Velocity Escape Credit Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Velocity Escape Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

3. Velocity Gold Card Insurance. The American Express Velocity Gold Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Velocity Gold Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs. 

4. Velocity Platinum Card Insurance. The American Express Velocity Platinum Card insurance is subject to terms, conditions and exclusions - see the full Terms and Conditions available here. You must use your American Express Velocity Platinum Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 September 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^® Registered Trademark of American Express Company.

1. David Jones Card Additional Card Members. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The Primary Card Member will be liable to pay for all spend made by Additional Card Members. The Additional Card fee is $29 p.a. per Card. There will be no annual Additional Card fee charged for the first year on all new Additional Cards approved on your David Jones American Express Card Account.

2. Additional Cards. There will be no annual Card fee charged for the first 4 Additional Cards approved on a David Jones American Express Platinum Card account. The Additional Card fee is $99 per year for subsequent Additional Cards. Additional Card Members must be at least 18 years of age. You will be liable for all charges on your Additional Card.

3. Complimentary gift wrapping. Available whenever you use a David Jones American Express Card or the David Jones Storecard instore or online at davidjones.com.au.  

4. Standard delivery. Receive complimentary standard delivery to any address within the same country as the store in which your goods were purchased or within Australia when you purchase online at davidjones.com.au using a David Jones American Express Card or the David Jones Storecard. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry and large items. 

5. Deferred Payment Options. Terms and Conditions apply to deferred payment options. See instore for current deferred payment promotions, and see the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. 

6. Instant Rewards offers. Available to Card Members when purchase is made instore in Australia or online using a David Jones American Express Card or the David Jones Storecard. See instore for details.

7. Priority delivery. Receive complimentary next day delivery to any address within the metropolitan or regional area of the store in which your goods were purchased with the David Jones American Express Platinum Card. Goods must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes orders placed online, gift cards, hampers, Wine Club, fresh food, Gift Registry purchases and large items.

American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 1 September 2018 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ^® Registered Trademark of American Express Company.

1. Additional Card Members must be 18 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

2. Westpac Altitude Card Insurance. The American Express Westpac Altitude Card insurance is subject to Terms, Conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full Terms and Conditions available here. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel insurance. AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian Credit License 233714 (Westpac). This website does not take into account your objectives or financial situation.