It's all yours. Embrace it.

Welcome to the loyalty program of Virgin Australia – Velocity Frequent Flyer. You can earn Velocity Points on your Card spend, any Velocity Points earnt will be automatically transferred to your Velocity Account. You can redeem your points for domestic and international flights to over 500 destinations – all through Virgin’s global network of airline partners. And, once you’re there, redeem your points for accommodation, car hire, gift cards and more¹.

Wish you had knowledge of the best culinary spots around the world? With Taste by American Express, you do. Taste serves up over 400 specially hand-picked restaurants from around the world – and our intel comes straight from the locals. Whether you’re into unbeatable menus and views, or a more low-key local dining experience, we’ll point you in the right direction.

And to make sure your experience is nothing short of sensational, we pre-arrange something special² at each restaurant (you’ll have to visit to find out what).

Wherever you are in the world, and whatever you need, help is just a call away. Our Customer Service Centre is on hand 24/7 – simply call the number on the back of your Card.

Your everyday expenses can be more rewarding than you think. Every time you spend on your Card, you’re maximising your Velocity Points earning potential. By spending on your American Express Velocity Escape Card you earn¹:

• 2 Velocity Points per $1 spent on purchases with Virgin Australia
• 1 Velocity Point per $1 spent, except at government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent

You'll earn this rate until 14 April 2019. However, the rate at which you'll earn points will change as of 15 April 2019. Please click here for further details.

Earn points to your heart’s content, with no cap to the number of Velocity Points you can earn as long as your account is current and in good standing. With that kind of points earning potential, it makes sense to use your American Express Velocity Escape Card every time you spend.

Refer your friends and you could earn 15,000 Bonus Points for each friend successfully approved for an American Express Card, up to 200,000 Bonus Points per year. Simply log in to your Account online or via the Amex mobile app to start referring your friends. Terms and conditions apply.

Share the benefits of your American Express Velocity Escape Card with your loved ones with additional Cards² and the points they earn when they use their Card will be credited to your Account. You can add up to 4 additional Cards for no extra fee.

Play Local Champion and use your Card at your favourite local places where you love to eat or shop and you could earn up to 10,000 bonus points.

How to play Local Champion:

As long as you’re Local Champion you’ll earn 1 bonus point per $1 spent, up to 10,000 bonus points. Download the Amex Mobile App and start playing today. Card exclusions, Terms and Conditions apply.

Enjoy easy access to offers, view transactions, keep track of your points, pay your Account and get account notifications with the American Express Mobile App¹. Download it to your mobile and start making the most of your Membership, every day.

Make your payments even speedier with access to Apple Pay, Samsung Pay and Google Pay²  available to eligible Card Members. It’s a safe and secure way to make payments while you’re on the go.

Simply load your Card details to your mobile wallet and use it to pay. You’ll continue to earn all the same rewards and benefits of your American Express Membership.

Relax knowing that with our Fraud Protection Guarantee, if your card is stolen, you won’t pay for unauthorised spending on your Account no matter what Card you have. From crediting your Account, to organising an immediate replacement Card³ – whatever the problem, our dedicated American Express Security Centre Team is there to help.

Had a change of heart about a recent purchase? If you’re refused a refund on an unused item within 90 days, Refund Protection will reimburse you for eligible purchases of up to $500 made on your eligible American Express Card⁴.

For full details of the insurance cover, please refer to the American Express Velocity Escape Card Insurance Terms and Conditions here.

Shop with confidence thanks to American Express 90-day Purchase Protection. We'll reimburse you on replacement or repair of damaged or stolen purchases made on your eligible American Express Card up to $500.

Exclusions, limitations and a $50 excess applies per person, per claim⁴.

We’ve made it as simple as possible for our Card Members to make an insurance claim if something goes wrong. As a Card Member, you can make an eligible insurance claim through our Chubb Claim Centre for American Express Card Members³.

Skip the online forms and speed through the checkout process with Amex Express Checkout. Simply use your American Express Account login details, choose your Card and we’ll auto-fill your information and payment details for you – all you need to do is confirm your order and wait for your goodies to arrive.

This service is available to all Card Members with an americanexpress.com.au User ID and Password.

Put your mind at ease with an added layer of security that protects you from fraud when making online purchases. When you buy online from a participating Safekey merchant we’ll SMS or email you a one-time code to ensure your Card is not being compromised. This security benefit costs nothing and registration is automatic.

No matter where you are in the world, if your Card is lost or stolen, we’re here to help 24/7. Simply call our Customer Service Centre on 1300 882 538, or +61 2 9271 8669 from anywhere in the world.  

Your purchases. 0% interest.

With American Express Instalments, you’ll enjoy 0% p.a. interest on purchases over $300. It also offers you the flexibility of choosing how fast you repay – with a range of monthly repayments over 3, 6 or 12 months. There’s no cost to enrol and only a low establishment fee applies.

Great rates on new purchases for 6 months.

If you have some must-have purchases you need to make, the American Express Low Rate offer is designed to help. It gives you a low rate on all your new purchases for 6 months. So whether you need a new dishwasher, or have spotted a once-in-a-lifetime bargain, Low Rate can help you buy it now and pay it off with less interest.

Low rates to help you rebalance your finances.

We can all build up too much debt now and again. We’d like to help you get on top of it, with our Balance Transfer offer – where you can save with a low rate on the balances you transfer from outside of American Express. It’s a great way to save on interest charges and reduce your debt sooner.

Large purchases, low interest rates until they’re paid off.

Need something for your home? Like to take a family holiday? American Express Fixed Rate can help you make those larger purchases, without having to pay the earth. You can save with a low, fixed interest rate on purchases of $1,000 or more. And the low rate remains until you pay the purchase off.