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What fees apply to my Card?

The rates and fees on your Card will depend on the Card you hold and your Account activity. 

 

Check out the complete fee information here. Standard fees include:

 

  • Annual Fee: On some Cards, an annual fee is payable in return for rewards, features, and benefits. The rewards and benefits vary from Card to Card.
  • Currency Conversion Fee: Payable when any charge is processed in a currency other than Australian dollars.
  • Additional Statement Fee: Payable if you or an Additional Card Member requests an additional posted monthly paper statement. You may access statements free of charge through your Online Account.
  • Dishonour Fee: Payable if there aren’t enough funds in your nominated Account to pay the Card Account or if the whole or part of a payment by Direct Debit is rejected.
  • Late Payment Fee: Payable if you do not pay the minimum payment required on your Credit Card by the due date, as shown on your statement.
  • Cash Advance Fee (enrolled Card Members only): Payable if you withdraw cash from your Credit Card Account from an ATM.
  • Over The Counter Fee: Payable if you pay your Card Account in person at Australia Post.
  • Record of Charge: Payable if you or an Additional Card Member requests a copy of an individual charge.
  • Corporate Cash: A transaction fee applies to each withdrawal from an ATM. (Applicable to Corporate Card holders only.)

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