What is Flexible Payment Option (FPO) on American Express Business Charge Cards?

With Flexible Payment Option (FPO), you can choose to pay off a portion of your Charge Card balance (up to your FPO Limit) over time, instead of paying it in full each statement period*. 

Flexible Payment Option is a built-in feature on your Business Charge Card ready to be used:

1. When you receive your statement summarising your spend, log in to your Online Account
2. Decide how much of your balance to pay: choose to pay the Closing Balance, the Minimum Amount Due, or any amount in between
3. Carry over any unpaid amount to your next month’s balance (up to your FPO Limit)

Please note that interest charges and limits apply. Check your Account Statement for your Interest Rate.

Learn more about FPO.

With Flexible Payment Option (FPO), you can choose to pay off a portion of your Charge Card balance (up to your FPO Limit) over time, instead of paying it in full.

*With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions.