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Representative Example
Purchase Rate29.1% p.a. (variable)
Annual FeeNo annual fee
Representative APR29.1% APR variable
Assumed Credit Limit £1,200
Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.

Key Benefits

No Annual Fee

The Card that allows you to collect Avios on purchases you are already making, with no annual fee

Welcome Offer

Collect 5,000 bonus Avios when you spend £2,000 in your first three months of Cardmembership. Offer available to eligible new Cardmembers only. Terms Apply. 18+, subject to status.

Collect even more Avios with American Express

• Collect 1 Avios for every £1 spent on purchases
• Collect up to 90,000 bonus Avios a year when you invite friends to join American Express

Travel with a Companion Voucher

Get a Companion Voucher when you spend £15,000 each Cardmembership year on the Card, which you can use to either take a companion with you on the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways, Iberia or Aer Lingus Reward Flight in Euro Traveller, World Traveller and economy class cabins only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person.

Plan ItTM – Instalment Plans from American Express

Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
- Earn rewards on the purchases the way you usually do

Learn more by visiting here.

All Benefits

Reward Yourself
Companion Voucher
Earn Rate
Complimentary Supplementary Cards
Redeem your Avios in other ways
Invite Friends, get Rewarded

Companion Voucher

Get a Companion Voucher when you spend £15,000 each Cardmembership year on the Card, which you can use to either take a companion with you on the same flight and cabin or, if travelling solo, a 50% discount on the Avios price you pay for your flight. Vouchers are redeemable when you book a British Airways, Iberia or Aer Lingus Reward Flight in Euro Traveller, World Traveller and economy class cabins only. Reward flights and Companion Voucher bookings are subject to availability and taxes, fees and carrier charges apply per person.

    Earn Rate

    1 Avios for every £1 spent on purchases

      Complimentary Supplementary Cards

      Add family members or a partner to your Account and earn Avios faster.

        Redeem your Avios in other ways

        Flight Upgrades – Use Avios to redeem against part of the flight, or upgrade to business or first class

          Invite Friends, get Rewarded

          Invite a friend and earn at least 4,000* bonus Avios if they are approved – up to 90,000 Avios a year. You can put them towards treats on board, flights or upgrades. Find out more here.

            Travel Benefits
            Global Assist®
            Travel Accident Insurance

            Global Assist®

            Provides 24/7 help whenever you are travelling outside the UK

              Travel Accident Insurance

              Up to £75,000 cover on public transport when you buy your ticket with your Card

                World-class Service
                Purchase and Refund Protection
                Fraud Protection
                American Express Experiences®
                Receive your Card in the Post

                Purchase and Refund Protection

                Covers eligible items purchased using the Card

                  Fraud Protection

                  We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend.

                  If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.

                    American Express Experiences®

                    Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town

                      Receive your Card in the Post

                      Once approved, you’ll receive your Card in the post, so you can start earning Avios on your spend straight away.

                        Reward Yourself

                        Companion Voucher
                        Earn Rate
                        Complimentary Supplementary Cards
                        Redeem your Avios in other ways
                        Invite Friends, get Rewarded

                        Travel Benefits

                        Global Assist®
                        Travel Accident Insurance

                        World-class Service

                        Purchase and Refund Protection
                        Fraud Protection
                        American Express Experiences®
                        Receive your Card in the Post

                        Eligibility

                        To save time before applying for your British Airways American Express® Credit Card, it’s best to make sure you can say yes to the following.

                        • I am aged 18 or over
                        • I have a current UK bank or building society account
                        • I have a permanent UK home address
                        • I have no history of bad debt
                        • I earn at least £15,000 per year
                        • I understand I will not be eligible for any Welcome Bonus award if I hold or have held any personal American Express® Cards in the past 24 months.
                        • I do not currently have a British Airways American Express® Premium Plus Card

                        If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

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