American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express

Health Products at a Glance

American Express Premier Hospital Cash Plus

American Express Premier Hospital Cash Plus

hk-chubb
Safeguard unexpected hospitalization with daily cash benefit
American Express Premier Critical Illness Protector

American Express Premier Critical Illness Protector

hk-chubb
Help to relieve your financial burden with a lump sum benefit of critical illness protection
American Express Premier Personal Accident Protector

American Express Premier Personal Accident Protector

hk-chubb
Provide the financial support with a generous lump sum cash benefit when unexpected accident occurs
American Express Premier Surgical Cash Plus

American Express Premier Surgical Cash Plus

hk-chubb
Receive a cash lump sum to use flexibly in the event of surgery
American Express Medical Protector

American Express Medical Protector

hk-zurich
The protection tailored for you and covers you from head to toe

Your Health

Coverage Type

Find Out More about Our Insurance Services

How many gadgets can I protect with American Express Premier Gadget Protector?

How many gadgets can I protect with American Express Premier Gadget Protector?

Did you know you can cover up to 7 gadgets per policy? American Express Premier Gadget Protector gives you the confidence to go about your daily activities without having to worry about accidental loss or damage.
What can I protect with American Express Home Plus Insurance Plan?

What can I protect with American Express Home Plus Insurance Plan?

From home contents, emergency home assistance service to legal liability, we've got you covered. No matter you're a home owner or a tenant, you can find the home insurance cover that suits your needs with the flexibility of choosing between Standard Plan and DIY Plan.
Travel with confidence and greater peace of mind

Travel with confidence and greater peace of mind

Travel with peace of mind! Let American Express Premier Travel Protector take care of the essential coverages for your trip and avoid getting caught unprepared!

Why American Express?

Protection that matters

Discover our wide range of insurance products that is designed to protect you and your family. Choose what suits you: Our services are tailored to your needs

Simple, Quick, and Transparent

Protect you and your loved ones in just a few clicks. Our dedicated insurance advisors are always available to advise you on the most suitable product

Trusted Partnerships

We have partnered with Chubb Insurance and Zurich Insurance to provide you with comprehensive coverages for the things that matters most to you

Service and Security

Feel confident knowing you’re backed by the same quality service from American Express that you’ve come to know and trust

Our Insurance Partners

We work with international partners to provide the best insurance services

  • Chubb logo
  • Zurich logo

Levy collected by the Insurance Authority will be imposed on relevant policy at the applicable rate. The payment received for such levy will be remitted to the Insurance Authority under the prescribed arrangement. For further information, please visit www.ia.org.hk/en/levy.

Chubb Insurance Hong Kong Limited ("Chubb") is the underwriter of the policies below and is authorised and regulated by the Insurance Authority. American Express International, Inc. ("American Express") is an appointed insurance agency of Chubb and is registered with the Insurance Authority, the license number is FA3113.

  • American Express Premier Critical Illness Protector
  • American Express Premier Hospital Cash Plus
  • American Express Premier Personal Accident Protector
  • American Express Premier Surgical Cash Plus

Zurich Insurance Company Ltd ("Zurich") is the underwriter of the policies below and is authorised and regulated by the Insurance Authority. American Express is an appointed insurance agency of Zurich and is registered with the Insurance Authority, the license number is FA3113.

  • American Express Medical Protector

American Express identifies insurance providers and products that may be of interest to you. In this role American Express does not act as an agent or fiduciary for you, and American Express may act on behalf of the insurance provider, as permitted by law. American Express wants you to be aware that American Express receives commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity outside of the country may be the reinsurer and may earn reinsurance income. The arrangements American Express has with certain providers, including the potential to reinsure products, may also influence what products American Express identifies. Chubb, Zurich and American Express only provide general advice and do not consider your objectives, financial situation or needs. American Express does not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.

In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the American Express and the customer out of the selling process or processing of the related transaction, American Express will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between Chubb or Zurich and the customer.