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1. Hong Kong American Express Cardmembers who have made purchases from businesses in the month prior to the survey, report spending an average of 50% more than Hong Kong non-Cardmembers. Source: American Express commissioned internet panel survey conducted in April 2017 based on purchases made in the 6 months prior to the survey. Definition of American Express® Cardmembers: Respondents who reported that they have an American Express Card and that they used that card to make purchases in the prior 6 months. Definition of Non-Cardmembers: Respondents who reported that they do not have any type of American Express Card and that they used Visa, MasterCard or any other credit card to make purchases in the prior 6 months.
2. Your rate structure and other terms will be explained to you in full before set up of your new merchant account.